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Question 1 of 5
1. Question
1 pointsConsider the following statement regarding Atmanirbhar Bharat Abhiyan:
1. Under the scheme loans to MSMEs will be given against property as collateral.
2. Loan will be repaid by the government in case the MSME falters.Which of the statement given above is/are correct ?
Correct
Explanation:
Both Statements are correct:
Finance Minister has announced some details of the Atmanirbhar Bharat Abhiyan economic
package. The main thrust of the announcements was a relief to Medium, Small and Micro Enterprises (MSMEs) in the form of a massive increase in credit guarantees to them.
Loans to MSMEs are mostly given against property (as collateral) because often there isn’t a robust cash flow analysis available.
But in times of crisis, like the one currently playing out, property prices fall and this inhibits the ability of MSMEs to seek loans. It also means that banks are less willing to extend loans.
A credit guarantee by the government helps as it assures the bank that its loan will be repaid by the government in case the MSME falters.How does it work?
For instance, if the government provides say a 100% credit guarantee up to an amount of Rs 1 crore to a firm, it means that a bank can lend Rs 1 crore to that firm; in case the firm fails to pay back, the government will make good all of Rs 1 crore.
If this guarantee was for the first 20% of the loan, then the government would guarantee to pay back only Rs 20 lakh.Incorrect
Explanation:
Both Statements are correct:
Finance Minister has announced some details of the Atmanirbhar Bharat Abhiyan economic
package. The main thrust of the announcements was a relief to Medium, Small and Micro Enterprises (MSMEs) in the form of a massive increase in credit guarantees to them.
Loans to MSMEs are mostly given against property (as collateral) because often there isn’t a robust cash flow analysis available.
But in times of crisis, like the one currently playing out, property prices fall and this inhibits the ability of MSMEs to seek loans. It also means that banks are less willing to extend loans.
A credit guarantee by the government helps as it assures the bank that its loan will be repaid by the government in case the MSME falters.How does it work?
For instance, if the government provides say a 100% credit guarantee up to an amount of Rs 1 crore to a firm, it means that a bank can lend Rs 1 crore to that firm; in case the firm fails to pay back, the government will make good all of Rs 1 crore.
If this guarantee was for the first 20% of the loan, then the government would guarantee to pay back only Rs 20 lakh. -
Question 2 of 5
2. Question
1 pointsWith reference to the Global Nutrition Report, consider the following statement:
1. It is released by the World Health Organization.
2. It was conceived following the first Nutrition for Growth Initiative Summit (N4G) in 2013.Which of the statement given above is/are correct?
Correct
Explanation:
About the Global Nutrition Report
The GNR is a report card on the world’s nutrition—globally, regionally, and country by country—and on efforts to improve it.
It is an independently produced annual stock-take of the state of the world’s nutrition. It is a multi-stakeholder initiative, consisting of a Stakeholder Group, Independent Expert Group and Report Secretariat.
It was conceived following the first Nutrition for Growth Initiative Summit (N4G) in 2013 and was first published in 2014.
The report tracks global nutrition targets on maternal, infant and young child nutrition and on diet-related Non-Communicable Diseases adopted by member states of the WHO as well as governments’ delivery against their commitments.What are Global nutrition targets?
In 2012, the World Health Assembly identified six nutrition targets for maternal, infant and young child nutrition to be met by 2025. They are:
1) Reducing stunting by 40% in children under 5 years age2) Reducing anaemia by 50% among women in the age group of 19-49 years
3) Ensuring a 30% reduction in low-birth-weight
4) Ensuring no increase in childhood overweight,
5) Increasing the rate of exclusive breastfeeding in the first six months up to at least 50% and
6) Reducing and maintaining childhood wasting to less than 5%.
Incorrect
Explanation:
About the Global Nutrition Report
The GNR is a report card on the world’s nutrition—globally, regionally, and country by country—and on efforts to improve it.
It is an independently produced annual stock-take of the state of the world’s nutrition. It is a multi-stakeholder initiative, consisting of a Stakeholder Group, Independent Expert Group and Report Secretariat.
It was conceived following the first Nutrition for Growth Initiative Summit (N4G) in 2013 and was first published in 2014.
The report tracks global nutrition targets on maternal, infant and young child nutrition and on diet-related Non-Communicable Diseases adopted by member states of the WHO as well as governments’ delivery against their commitments.What are Global nutrition targets?
In 2012, the World Health Assembly identified six nutrition targets for maternal, infant and young child nutrition to be met by 2025. They are:
1) Reducing stunting by 40% in children under 5 years age2) Reducing anaemia by 50% among women in the age group of 19-49 years
3) Ensuring a 30% reduction in low-birth-weight
4) Ensuring no increase in childhood overweight,
5) Increasing the rate of exclusive breastfeeding in the first six months up to at least 50% and
6) Reducing and maintaining childhood wasting to less than 5%.
-
Question 3 of 5
3. Question
1 pointsWith reference to Integrated Battle Groups, consider the following statements:
1. It will have battalions of the Indian Army and Air Force.
2. It will be headed by the Chief of Army Staff.Which of the statement given above is/are correct?
Correct
Explanation:
What are IBGs?
IBGs are brigade-sized, agile, self-sufficient combat formations, which can swiftly launch strikes against an adversary in case of hostilities.
Each IBG would be tailor-made based on Threat, Terrain and Task and resources will be allotted based on the three Ts.
They need to be light so they will be low on logistics and they will be able to mobilise within 12-48 hrs based on the location.
An IBG operating in a desert needs to be constituted differently from an IBG operating in the mountains.
The key corps of the Army is likely to be reorganized into 1-3 IBGs.
It will have six battalions of infantry, armoured and artillery, commanded by Major General or Brigadier.Objective of IBG
Holistic integration to enhance the operational and functional efficiency, optimize budget expenditure, facilitate force modernization and address aspirationsStructure
While a command is the largest static formation of the Army spread across defined geography, a corps is the largest mobile formation.
Typically each corps has about three brigades.
The idea is to reorganise them into IBGs which are brigade-sized units but have all the essential elements like infantry, armoured, artillery and air defence embedded together based on the three Ts.
The IBGs will also be defensive and offensive. While the offensive IBGs would quickly mobilise and make a thrust into enemy territory for strikes, defensive IBGs would hold ground at vulnerable points or where enemy action is expected.Incorrect
Explanation:
What are IBGs?
IBGs are brigade-sized, agile, self-sufficient combat formations, which can swiftly launch strikes against an adversary in case of hostilities.
Each IBG would be tailor-made based on Threat, Terrain and Task and resources will be allotted based on the three Ts.
They need to be light so they will be low on logistics and they will be able to mobilise within 12-48 hrs based on the location.
An IBG operating in a desert needs to be constituted differently from an IBG operating in the mountains.
The key corps of the Army is likely to be reorganized into 1-3 IBGs.
It will have six battalions of infantry, armoured and artillery, commanded by Major General or Brigadier.Objective of IBG
Holistic integration to enhance the operational and functional efficiency, optimize budget expenditure, facilitate force modernization and address aspirationsStructure
While a command is the largest static formation of the Army spread across defined geography, a corps is the largest mobile formation.
Typically each corps has about three brigades.
The idea is to reorganise them into IBGs which are brigade-sized units but have all the essential elements like infantry, armoured, artillery and air defence embedded together based on the three Ts.
The IBGs will also be defensive and offensive. While the offensive IBGs would quickly mobilise and make a thrust into enemy territory for strikes, defensive IBGs would hold ground at vulnerable points or where enemy action is expected. -
Question 4 of 5
4. Question
1 pointsWhich among the following state has recently introduced an ordinance that has scrapped most labour law for three years?
Correct
Uttar Pradesh introduced an ordinance that has scrapped most labour law for three years.
This was done ostensibly for two reasons- 1) creating jobs and 2)for attracting factories exiting China.
These laws deal with -the occupational safety, health and working conditions of workers, regulation of hours of work, wages and settlement of industrial disputes.
They apply mostly to the economy’s organised (formal) sector, that is, registered factories and companies, and large establishments in general.
Madhya Pradesh and Gujarat have quickly followed suit.
Reportedly, Punjab has already allowed 12-hour shifts per day.Incorrect
Uttar Pradesh introduced an ordinance that has scrapped most labour law for three years.
This was done ostensibly for two reasons- 1) creating jobs and 2)for attracting factories exiting China.
These laws deal with -the occupational safety, health and working conditions of workers, regulation of hours of work, wages and settlement of industrial disputes.
They apply mostly to the economy’s organised (formal) sector, that is, registered factories and companies, and large establishments in general.
Madhya Pradesh and Gujarat have quickly followed suit.
Reportedly, Punjab has already allowed 12-hour shifts per day. -
Question 5 of 5
5. Question
1 pointsWith reference to the Asian Infrastructure Investment Bank (AIIB), consider the following statements
1. AIIB has more than 80 member nations.
2. India is the largest shareholder in AIIB.
3. AIIB does not have any members from outside Asia.
Which of the statements given above is/are correct?
Correct
Explanation: Headquartered in Beijing, the Asian Infrastructure Investment Bank (AIIB) is a development bank established to boost lending for projects in sectors like energy, transportation, urban construction, logistics, education and healthcare. AIIB presently has 97 approved members worldwide. The Bank has invested in 13 member regions; it has members from outside Asia in Egypt (Middle East), Azerbaijan (Asia and Europe) and others. The three largest shareholders of the bank are China, India and Russia.
Incorrect
Explanation: Headquartered in Beijing, the Asian Infrastructure Investment Bank (AIIB) is a development bank established to boost lending for projects in sectors like energy, transportation, urban construction, logistics, education and healthcare. AIIB presently has 97 approved members worldwide. The Bank has invested in 13 member regions; it has members from outside Asia in Egypt (Middle East), Azerbaijan (Asia and Europe) and others. The three largest shareholders of the bank are China, India and Russia.
In question one it will be collateral free loan