“Digital literacy is integral for financial inclusion.” Comment in the background of India’s efforts to expand access to organized financial systems through digital payments. 10 marks

Mentor’s comment-

In the introduction explain what you understand by digital literacy.
In the body focus the spurt in digital infrastructure. Explain how digital literacy is crucial for financial inclusion. Discuss the importance of financial inclusion for the inclusive growth of the society. Discuss concerns and challenges involved if any.
Conclude with policies and measures taken by the government in this direction.