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Coronavirus – Disease, Medical Sciences Involved & Preventive Measures

What is Guillain-Barre Syndrome (GBS)?

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Guillain-Barre Syndrome

Why in the News?

In an alarming move, the Guillain-Barre Syndrome (GBS) cases rise to 110 in Pune.

What is Guillain-Barré Syndrome (GBS)?

  • GBS is an autoimmune disorder where the immune system attacks peripheral nerves, causing muscle weakness and, in severe cases, paralysis.
  • It is rare, affecting 1–2 per 100,000 people annually.
  • It is more common in adults and males.
  • It is often triggered by viral or bacterial infections, especially Campylobacter jejuni (a cause of gastroenteritis), influenza, Epstein-Barr virus, Zika virus, or, in rare cases, vaccinations.
  • Its Symptoms: 
    • Early signs: Tingling, weakness in legs spreading to the upper body, pins-and-needles sensation, back pain.
    • Severe cases: Paralysis, breathing difficulties, loss of speech, vision problems.
    • Complications: Can affect the autonomic nervous system, leading to irregular heartbeat, blood pressure fluctuations, and potential respiratory failure.

Treatment and Recovery:

  • No definitive cure, but treatments include:
    • Plasma Exchange (Plasmapheresis): Removes harmful antibodies attacking nerves.
    • Intravenous Immunoglobulin (IVIG) Therapy: Injects healthy antibodies to counteract immune attacks.
  • Supportive care: Some patients require ventilator support, physical therapy, and months to years of rehabilitation.

PYQ:

[2022] In the context of vaccines manufactured to prevent COVID-19 pandemic, consider the following statements:

  1. The Serum Institute of India produced COVID-19 vaccine named Covishield using mRNA platform.
  2. Sputnik V vaccine is manufactured using vector-based platform.
  3. COVAXIN is an inactivated pathogen-based vaccine.

Which of the statements given above are correct?

(a) 1 and 2 only
(b) 2 and 3 only
(c) 1 and 3 only
(d) 1, 2 and 3

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Places in News: Sudan’s Darfur Region

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Darfur Region

Why in the News?

At least 70 people were killed in a drone strike on the last working hospital in Sudan’s North Darfur capital.

About the Darfur Region

Details
  • Conflict-prone region in western Sudan, affected by ethnic violence and resource conflicts since 2003.
  • Site of one of the world’s worst humanitarian crises, with mass killings and displacement.
  • Home to multiple ethnic groups, with tensions between Arab pastoralists and non-Arab farming communities.
  • Janjaweed militias, backed by the Sudanese government, accused of genocide and mass atrocities.
  • Rapid Support Forces (RSF), formerly Janjaweed, play a key role in ongoing instability.
  • Renewed violence in 2023, worsening the humanitarian situation.
Geographical Location
  • Located in western Sudan, bordering Chad, Libya, and the Central African Republic.
  • Covers an area of about 493,180 sq. km, nearly the size of France.
  • Predominantly arid and semi-arid, with desert in the north and more fertile land in the south.
  • Climate-driven water and grazing conflicts, worsened by desertification and climate change.
  • Composed of five states: North, South, West, Central, and East Darfur.
  • El Fasher is the capital and largest city, serving as an administrative and humanitarian hub.
Impact of Conflict
  • Politically marginalized for decades, leading to armed uprisings against Sudan’s government.
  • Conflict escalated in 2003 with rebel groups like the Sudan Liberation Movement (SLM) and Justice and Equality Movement (JEM) demanding greater autonomy.
  • Remains a stronghold of rebel activity, contributing to Sudan’s broader instability.
  • Ongoing violence impacts regional security, affecting neighboring countries like Chad and the Central African Republic.

 

PYQ:

[2024] Consider the following statements :

Statement-I: There is instability and worsening security situation in the Sahel region.

Statement-II: There have been military takeovers/coups d’état in several countries of the Sahel region in the recent past.

Which one of the following is correct in respect of the above statement?

a) Both Statement-I and Statement-II are correct and Statement-II explains Statement-I

b) Bothe Statement-I and Statement-II are correct, but Statement-II does not explain Statement-I

c) Statement-I is correct, but Statement-II is incorrect

d) Statement-I is incorrect, but Statement-II is correct

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Rythu Bharosa Scheme

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Rythu Bharosa Scheme

Why in the News?

The Telangana government has started distributing funds under the Rythu Bharosa Scheme, also known as the Farmer’s Investment Support Scheme (FISS).

About the Rythu Bharosa Scheme:

  • The Rythu Bharosa Scheme, also known as the Farmer’s Investment Support Scheme (FISS), was launched by the Telangana government in 2018 to provide direct financial assistance to farmers.
  • It is the first direct investment support scheme in India, where cash is transferred directly to farmers before each crop season to help them with agricultural expenses.
  • Objective: To reduce financial burden, improve agricultural productivity, and prevent farmers from falling into debt traps due to high input costs.
  • Provisions:
    • Under the scheme, every farmer receives ₹5,000 per acre per crop season, ensuring ₹10,000 per acre annually for two crop seasons.
    • The financial assistance is provided before the sowing season, allowing farmers to plan their investments efficiently.
    • There is no limit on the size of landholdings, meaning both small and large farmers can benefit.
  • Criteria:
    • The scheme is available only to resident farmers of Telangana who own agricultural land in the state.
    • Scheduled Tribe (ST) farmers cultivating land with Record of Forest Rights (ROFR) documents are eligible for assistance.
    • Tenant farmers, commercial farmers, and those farming under contractual agreements are not eligible to receive benefits under this scheme.
    • The funds are disbursed through bank bearer cheques under the supervision of Agriculture Extension Officers to ensure transparent distribution.

PYQ:

[2020] Under the Kisan Credit Card scheme, short-term credit support is given to farmers for which of the following purposes?

  1. Working capital for maintenance of farm assets
  2. Purchase of combine harvesters, tractors and mini trucks
  3. Consumption requirements of farm households
  4. Post-harvest expenses
  5. Construction of family house and setting up of village cold storage facility

Select the correct answer using the code given below:

(a) 1, 2 and 5 only
(b) 1, 3 and 4 only
(c) 2, 3, 4 and 5 only
(d) 1, 2, 3, 4 and 5

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Foreign Policy Watch: India-ASEAN

Mapping: Lao PDR

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Lao PDR

Why in the News?

The Indian Embassy in Lao PDR has successfully rescued 67 Indian nationals who were trafficked and forced to work in cyber scam centres in the Golden Triangle Special Economic Zone (GTSEZ).

Golden Triangle Special Economic Zone (GTSEZ)

  • It is a semi-autonomous economic zone located in Bokeo Province, Lao PDR (Laos), near the borders of Thailand and Myanmar.
  • It is situated within the infamous Golden Triangle region, historically known for opium production and drug trafficking.
  • It was established to promote tourism, trade, and investment but has been widely criticized for illegal activities, including human trafficking, cyber fraud, and illicit gambling.

About Lao PDR (Laos)

Details
  • Officially known as the Lao People’s Democratic Republic (Lao PDR).
  • Gained independence from France in 1953.
  • Experienced a civil war (1959–1975), leading to the communist Pathet Lao taking control and abolishing the monarchy in 1975.
  • One-party communist state under the Lao People’s Revolutionary Party (LPRP).
  • Economic growth driven by hydropower, mining, and agriculture, but remains one of ASEAN’s least developed nations.
  • 2023 economic distress due to high debt and inflation, linked to China-backed infrastructure projects like the China-Laos Railway.
Geographical Location
  • Landlocked country in Southeast Asia, bordered by China (north), Vietnam (east), Cambodia (south), Thailand (west), and Myanmar (northwest).
  • Capital city: Vientiane, located along the Mekong River near Thailand.
  • Total area: 236,800 sq. km, with a mountainous landscape and dense forests.
  • The Mekong River flows through Laos, supporting trade, agriculture, and hydropower projects.
  • Tropical monsoon climate with a wet season (May-Oct) and a dry season (Nov-Apr).
Political Aspects
  • One-party communist state, ruled by the Lao People’s Revolutionary Party (LPRP) since 1975.
  • The most heavily bombed country per capita in history due to the US Secret War (1964–1973).
  • Acts as a buffer state between China, Vietnam, and Thailand, playing a role in Mekong River trade and energy exports.
  • ASEAN Membership: Joined ASEAN in 1997, contributing to regional diplomacy and economic cooperation.

Challenges:

  • Major recipient of Chinese investment under the Belt and Road Initiative (BRI), with concerns over debt sustainability.

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Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

[28th January 2025] The Hindu Op-ed: Getting drunk, on homoeopathy

PYQ Relevance:

Q.) “Besides being a moral imperative of a Welfare State, primary health structure is a necessary precondition for sustainable development.” Analyse. (CS Mains  2021)

Q.) Appropriate local community-level healthcare intervention is a prerequisite to achieving ‘Health for All’ in India. Explain. (CS Mains 2018)

 

Mentor’s Comment: UPSC Mains has always focused on traditional knowledge of medicine (2019) and the health sector (2020).

A recent Supreme Court ruling in the case of Bhagwati Medical Hall vs Central Drugs Standard Control Organization & Ors. has highlighted the difficult challenge faced by state governments in controlling the public health risk caused by alcoholic tinctures sold as homoeopathic remedies in India. Despite the Union Government’s efforts to address the issue, the strong influence of the homoeopathic industry has often led to legal battles that prevent real progress.

Today’s editorial discusses the difficult challenge state governments face in managing the health risks from alcoholic tinctures sold as homoeopathic medicines in India. This information can be useful for supporting your argument in GS Paper 1 and 2 answers.

_

Let’s learn!

Why in the News?

Alcoholic tinctures sold as homoeopathic remedies in India pose a serious risk to public health.

 

What are the recent changes in homoeopathic tinctures? 

  • Introduction of Rule 106B: Limits alcohol content in homoeopathic tinctures to 12% and restricts retail sale to 30 ml bottles, with larger bottles (up to 100 ml) allowed only for hospitals.
  • Taxation Post-GST: Alcohol for medicinal purposes is taxed at 18%, significantly lower than State taxes on alcoholic beverages, making tinctures a cheaper alternative.
  • Supreme Court’s Intervention: In the Bhagwati Medical Hall case, the SC upheld that only the Union government can regulate homoeopathic tinctures, emphasizing stricter enforcement to address public health risks.

What are the implications of the recent regulatory changes in homoeopathy?

  • Regulatory Complexity and Taxation Issues: The regulatory architecture for homoeopathic alcoholic tinctures is highly complex, with overlapping jurisdictions between the Union and States.
    • Post-GST, alcohol for medicinal purposes is taxed at 18%, significantly lower than State taxes on alcoholic beverages, making homoeopathic tinctures a cheaper alternative for consumers.
    • States cannot regulate these tinctures without presidential assent, leading to a lack of quality control and public health oversight.
  • Public Health Hazards: Homoeopathic tinctures containing 12% alcohol are often consumed as substitutes for alcoholic beverages, leading to alcohol-related illnesses such as alcoholic hepatitis.
    • For example: States like Gujarat and Bihar, where alcohol is prohibited, have reported deaths due to the consumption of spurious homoeopathic tinctures..
  • Industry Lawfare and Regulatory Delays: The homoeopathic industry has consistently challenged regulations, such as Rule 106B of the Drugs and Cosmetics Rules, 1945, through prolonged litigation.
    • The Union government’s decision to pursue litigation instead of laying Rule 106B before Parliament has further delayed regulatory enforcement.

How does the public perception of homoeopathy impact healthcare choices?

  • Misleading Perception of Safety: Many consumers perceive homoeopathic remedies as safe and natural, unaware of the high alcohol content in tinctures.
    • This perception leads to the misuse of homoeopathic tinctures as substitutes for alcoholic beverages, especially in prohibition States like Bihar and Gujarat.
  • Lack of Awareness: Poorly informed consumers may consume homoeopathic tinctures daily, believing they are curing ailments, while unknowingly risking alcohol-related diseases.
    • The absence of clear labelling and warnings exacerbates the problem, as consumers are not fully aware of the health risks associated with these products.
  • Impact on Healthcare Choices: The availability of cheap, alcohol-based homoeopathic tinctures influences healthcare choices, particularly among low-income groups seeking affordable alternatives to conventional medicine.
    • This reliance on homoeopathy can delay or prevent access to evidence-based medical treatments, worsening health outcomes.

What role should evidence-based research play in validating homoeopathic practices? (Way forward)

  • Need for Regulatory Reforms: Research should inform regulatory decisions, such as whether alcohol should be permitted in homoeopathic and ayurvedic products.
    • Countries like the U.S. and U.K. are considering cancer warnings on alcoholic beverages, highlighting the need for similar scrutiny of alcohol-based medicinal products in India.
  • Public Health Policy: Evidence-based research can guide public health policies, ensuring that regulations prioritize consumer safety over industry interests.
    • Research should also address the misuse of homoeopathic tinctures as substitutes for alcoholic beverages, particularly in prohibition States.

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Should Governors be Chancellors of State Universities?

Note4Students

From UPSC perspective, the following things are important :

Mains level: Role of Governor;

Why in the News?

The Governor’s role as Chancellor of State universities has been a topic of significant debate. It is frequently misinterpreted as a post-independence mechanism designed to protect universities from political interference.

What are the implications of having the Governor serve as Chancellor for university autonomy?

  • Reduced Autonomy: The role of the Governor as chancellor has historically restricted the autonomy of universities, as this model was inherited from colonial rule. The powers granted to Governors include appointing Vice-Chancellors and presiding over university bodies, which can lead to political interference rather than safeguarding academic independence.
  • Political Interference: Instead of insulating universities from politics, the involvement of Governors often exacerbates political influence, particularly when Governors act in alignment with the Central government’s agenda, compromising the universities’ operational independence and academic freedom.
  • Dual Authority System: The existence of both the Governor and State governments creates a dual authority that can lead to conflicting directives and administrative paralysis, particularly in Opposition-ruled states where disagreements may delay critical decisions such as Vice-Chancellor appointments.

How does the role of Governors as Chancellors align with or contradict the principles of federalism?

  • Concurrent Legislative Powers in Education (Entry 25, List III, Seventh Schedule): Since education falls under the Concurrent List, the Governor’s role as Chancellor facilitates coordination between state and national education policies, promoting synergy.
  • Governor Acting Beyond State Government’s Advice (Article 163): When Governors act in their discretionary capacity as Chancellors bypassing the elected state government undermines democratic accountability and state autonomy.
  • State Authority over Universities (Entry 32, List II, Seventh Schedule): Control over universities is a state subject, and direct interference by Governors in university administration contradicts the federal principle of centralising authority.

What is the role of the President vs Governors as Chancellors?

  • President: As the constitutional head, the functions are based on the aid and advice of the Council of Ministers at the Union level under Article 74 of the Constitution. The President does not directly act as a Chancellor for any educational institution.
  • Governor: The Governor, appointed by the President under Article 155, acts as the constitutional head of the state and also serves as the Chancellor of State universities as per state laws, often with discretionary powers. This dual role blurs the line between their constitutional duties and state governance.

What alternative models for university governance could be considered?

  • Governor as Ceremonial Chancellor: This model would limit the Governor’s powers, requiring them to act on the advice of the State Council of Ministers in university matters. States like Gujarat, Karnataka, and Maharashtra have implemented variations of this approach.
  • Chief Minister as Chancellor: This model proposes that the Chief Minister take on a ceremonial role. While West Bengal and Punjab have passed bills for this system, they await Presidential assent.
  • State-Appointed Chancellor: Implemented in Telangana, this model allows state governments to appoint a ceremonial Chancellor who is an eminent academic or public figure, thus ensuring greater alignment with local governance and accountability.
  • Chancellor Elected by University Bodies: Similar to models in prestigious institutions like Oxford and Cambridge, this approach empowers university bodies and alumni to elect their Chancellor, promoting institutional self-governance and reducing political influence.
  • Chancellor Appointed by University’s Executive Council: This model involves universities appointing their Chancellors through transparent selection processes within their governing bodies, fostering independence from external political pressures.

Way forward: 

  • Decentralize University Governance: Empower universities to elect or appoint Chancellors through their governing bodies, fostering institutional autonomy, and transparency to reduce external political interference.
  • Restrict the Governor’s Role to Ceremonial Functions: Limit the Governor’s powers in university matters to a ceremonial capacity, ensuring that academic decisions align with the principles of state autonomy and federalism.

Mains PYQ:

Q Discuss the essential conditions for the exercise of the legislative powers by the Governor. Discuss the legality of the re-promulgation of ordinances by the Governor without placing them before the Legislature. (UPSC IAS/2022)

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Government Budgets

The Union Budget as a turning point for climate action

Note4Students

From UPSC perspective, the following things are important :

Mains level: Climate change;

Why in the News?

Everyone will be watching Finance Minister Nirmala Sitharaman on February 1 as she presents the FY26 Budget, which needs to focus on climate issues and help India reach its Net-Zero goal by 2030.

How will the proposed climate finance taxonomy influence investment in sustainable projects?

  • Standardization and Clarity: The proposed climate finance taxonomy will standardize definitions of green finance, providing clarity and reducing ambiguity for investors. This will help in distinguishing genuinely sustainable projects from those that are not, thereby building investor confidence.
A green finance taxonomy is a classification system that defines which activities, investments, or projects are considered “green” or environmentally sustainable.
  • Increased Investment: By standardizing green finance definitions, the taxonomy can attract a significant portion of the ₹162.5 trillion ($2.5 trillion) needed to achieve India’s Nationally Determined Contributions (NDCs) by 2030. This is crucial for scaling up investments in sustainable projects.
  • Market Readiness: The taxonomy will necessitate the development of institutional and technical infrastructure, including market readiness programs, verification systems, and capacity building of financial institutions. This will create a robust ecosystem for green investments.
  • Differential Tax Treatment: The Budget could introduce differential tax treatment for investments aligned with the taxonomy, making green investments more attractive compared to conventional ones.

What specific measures are needed to incentivize green investments in the upcoming budget?

  • Expanding PLI Schemes for Solar Module Supply Chain: India’s domestic solar module manufacturing capacity stands at 18-20 GW, while the annual demand is 30-35 GW. Imported solar panels are 65% cheaper than domestically produced ones.
    • So, need to expand the scope of PLI schemes can enhance domestic capacity and reduce dependency on imports.
  • Public-Private Partnerships for Railway Renewable Energy: Indian Railways has 51,000 hectares of land available for renewable energy projects, yet only 142 MW of solar capacity has been installed so far, against a potential of 5 GW. Public-private partnerships can unlock this potential and align with the Railways’ decarbonization goals.
  • Establishing a Climate Action Fund for CBAM Compliance: India’s exports of CBAM-covered products to the EU amount to $8.22 billion annually. MSMEs, which contribute 30% of GDP and 45% of exports, often lack resources for decarbonization. A dedicated Climate Action Fund could support MSMEs in meeting compliance requirements and maintaining competitiveness.
  • Fiscal Allocations for the RESCO Model: Only 6.34 lakh (4.37%) of 1.45 crore registrations under the PM Surya Ghar Muft Bijlee Yojana have been completed. Additionally, 60% of Indian households find rooftop solar installations unaffordable due to upfront costs.
    • The RESCO model can help by enabling financing solutions to bridge this affordability gap.
  • Tax Deductions and Depreciation Benefits for Circular Economy: India generates 62 million tonnes of waste annually, with only 30% being recycled. Transitioning to a circular economy could contribute ₹40 lakh crore ($624 billion) annually by 2050.
    • Tax incentives and accelerated depreciation benefits can encourage private sector participation in recycling and resource efficiency.

What are the steps taken by the Government of India? 

  • National Action Plan on Climate Change (NAPCC): Launched in 2008, this comprehensive framework includes eight missions aimed at addressing climate change through renewable energy promotion, enhanced energy efficiency, sustainable habitat development, and more.
    • Key missions include the National Solar Mission and the Green India Mission, which focus on increasing solar energy usage and enhancing forest cover, respectively.
  • Commitment to Renewable Energy: India aims to achieve 500 GW of non-fossil fuel energy capacity by 2030 and has pledged to reduce total projected carbon emissions by one billion tonnes.
  • Adaptation and Resilience Initiatives: The government has established the National Adaptation Fund on Climate Change (NAFCC) to support projects that enhance resilience against climate impacts.
    • On the other hand, the State Action Plan on Climate Change (SAPCC) aligns with NAPCC objectives, focusing on sector-specific adaptations in agriculture, water management, and biodiversity.

How can India ensure accountability and transparency in its climate financing efforts? (Way forward)

  • Sovereign Green Bond Framework: Establish a sovereign green bond framework specifically for financing circular economy infrastructure, ensuring that funds are allocated transparently and used for their intended purposes.
  • Verification Systems: Implement robust verification systems to ensure that projects funded through green finance taxonomy are genuinely sustainable and meet the required environmental standards.
  • Capacity Building: Invest in capacity building of financial institutions to effectively implement the climate finance taxonomy, including training programs and technical support.
  • Government Expenditure Classification: Commit to classifying government expenditure according to green criteria, ensuring that public funds are directed towards sustainable projects.
  • Regular Reporting and Audits: Mandate regular reporting and audits of climate-related expenditures and projects to ensure accountability and transparency. This will help in tracking progress and making necessary adjustments to policies and allocations.

Mains PYQ:

Q  ‘Clean energy is the order of the day.’ Describe briefly India’s changing policy towards climate change in various international fora in the context of geopolitics. (UPSC IAS/2022)

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Minority Issues – SC, ST, Dalits, OBC, Reservations, etc.

Why Bombay HC said use of loudspeakers is not essential to religion?

Note4Students

From UPSC perspective, the following things are important :

Mains level: Right to freedom of religion;

Why in the News?

The High Court was hearing a petition from two residents’ groups in Mumbai’s Nehru Nagar, Kurla (East), and Chunabhatti areas, complaining about mosques and madrasas using loudspeakers too loudly and at forbidden times.

What are the present directions by the Bombay High Court?

  • The Court directed the state to implement a mechanism for controlling decibel levels in loudspeakers and sound-emitting devices at religious places, suggesting the use of “calibration or auto-fixation” of decibel limits.
  • The Mumbai Police Commissioner is required to ensure police officers use mobile applications to measure decibel levels and identify violations.
  • A four-step graded penalty system was prescribed, including caution for first-time offenders, fines for repeat violations, seizure of loudspeakers and cancellation of licenses for continued violations, and initiation of complaints against the violators.

Why did the Bombay High Court rule that the use of loudspeakers is not essential to religious practices (ERP)?

  • Non-Essential Practice: The court emphasized that using loudspeakers for prayers or religious discourses does not constitute an essential part of any religion. It clarified that such practices are not protected under Article 25 of the Constitution, which guarantees the freedom to practice religion.
  • Public Health Concerns: The court highlighted that noise pollution poses significant health hazards. It asserted that allowing the unrestricted use of loudspeakers could infringe on the rights of residents living nearby, thus prioritizing public interest and health over the claimed religious rights associated with loudspeaker use.
  • Legal Framework Compliance: The ruling reinforced that all religious institutions must comply with noise pollution regulations, specifically the Noise Pollution (Regulation and Control) Rules, 2000, which set permissible noise levels in residential areas. The court directed strict enforcement of these laws, indicating that violations should result in penalties rather than exemptions based on religion.

What are the Supreme Court Judgements related to essential religious practices (ERP)?

  • Shirur Mutt Case (1954): This case established the foundation for the ERP doctrine, where the Supreme Court ruled that Article 25 protects not only religious beliefs but also the outward expressions of those beliefs through rituals and ceremonies. The court emphasized that what constitutes an essential part of religion should be determined based on the doctrines of that religion itself.
  • Durgah Committee Case (1961): In this ruling, the Supreme Court adopted a more restrictive approach, stating that only practices essential and integral to a religion are protected under Article 25. The court differentiated between superstitious practices and those that are essential, marking a shift to a narrower interpretation of protected religious practices.
  • Ismail Faruqui v. Union of India (1995): This case involved the Babri Masjid land acquisition issue. The Supreme Court held that while offering prayers is an essential Islamic practice, doing so in a mosque is not necessarily required unless the mosque has specific religious significance, highlighting an inconsistency in applying the ERP test.
  • Dr. Mahesh Vijay Bedekar v. Maharashtra (2016): The Supreme Court’s ruling emphasized that the use of loudspeakers is not an essential religious practice and cannot be claimed as a fundamental right under Article 25 (freedom of religion) or Article 19(1)(a) (freedom of speech and expression).
  • Sabarimala Temple Entry Case (2018): The Supreme Court ruled that barring women from entering the Sabarimala temple violated their rights to equality and non-discrimination.

Way forward: 

  • Implementation of Strict Noise Regulations: Ensure effective enforcement of noise pollution laws, using technology like mobile apps to monitor decibel levels, and impose a clear and consistent penalty system for violations at religious places.
  • Public Awareness and Sensitization: Raise awareness about the non-essential nature of loudspeaker use in religious practices, while balancing religious freedom with public health and the rights of nearby residents. Encourage dialogue between religious institutions and local authorities to find peaceful solutions.

Mains PYQ:

Q What are the challenges to our cultural practices in the name of Secularism? (UPSC IAS/2019)

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Pension Reforms

Centre notifies Unified Pension Scheme for Government Staff

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Unified Pension Scheme

Why in the News?

The Finance Ministry has announced the operationalization of the Unified Pension Scheme (UPS) for Central Government employees under the National Pension System (NPS), effective from April 1, 2025.

Salient features of the Unified Pension Scheme (UPS)

  • Effective from April 1, 2025.
  • Eligibility: Applicable to Central Government employees with at least 10 years of service.
  • Assured Pension:
    • 50% of average basic pay over the last 12 months before retirement for employees with 25+ years of service.
    • Proportionate benefits for employees with 10–25 years of service.
  • Assured Minimum Pension: ₹10,000 per month for eligible employees.
  • Assured Family Pension: 60% of the pension drawn by the employee prior to their death.
  • Inflation Protection:
    • Pensions indexed to inflation.
    • Dearness Relief (DR) linked to the All India Consumer Price Index for Industrial Workers (AICPI-IW).
  • Government Contribution: Increased to 18.5% of basic pay and DA (up from 14% under NPS).
  • Employee Contribution: 10% of basic pay and DA (same as NPS).
  • Lump Sum Payment:
    • One-tenth of last drawn pay (including DA) for every six months of completed service, in addition to gratuity.
  • Choice of Scheme: Employees can choose between UPS and NPS starting from the upcoming financial year, with the choice being final once made.
  • Beneficiaries: Initially benefits 23 lakh Central Government employees, with potential extension to 90 lakh employees if adopted by state governments.

Differences between UPS, NPS and OPS (Old Pension Scheme)

Unified Pension Scheme (UPS) National Pension Scheme (NPS) Old Pension Scheme (OPS)
Pension Amount 50% of average basic pay over last 12 months; proportional for service <25 years. Market-linked, dependent on contributions and market performance. 50% of last drawn salary, increases with DA hikes.
Family Pension 60% of employee’s pension after their death. Based on accumulated corpus and annuity plans. Continued benefits to family after retiree’s death.
Employee Contribution 10% of basic salary. 10% of basic salary. None; entirely government-funded.
Government Contribution 18.5% of basic salary. 14% of basic salary. Entire cost borne by the government.
Inflation Indexation Linked to AICPI-IW. Not applicable (market-linked returns). Indexed; pension increases with DA hikes.

 

PYQ:

[2017] Who among the following can join the National Pension System (NPS)?

(a) Resident Indian citizens only

(b) Persons of age from 21 to 55 only

(c) All State Government employees joining the services after the date of notification by the respective State Governments

(d) All Central Government employees including those of Armed Forces joining the services on or after 1st April, 2004

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Earth’s magnetic North Pole is shifting toward Siberia

Note4Students

From UPSC perspective, the following things are important :

Prelims level: World Magnetic Model

Why in the News?

Earth’s magnetic north pole, a critical point where the planet’s magnetic field lines converge, is in constant motion due to changes in the Earth’s molten core. Currently located in the Arctic Ocean above Canada, the magnetic north pole has been moving towards Siberia at an accelerated pace.

What is the World Magnetic Model (WMM)?

  • The WMM is the standard model used for navigation, attitude, and heading referencing systems that rely on Earth’s geomagnetic field.
  • It is widely used in civilian applications, including navigation and heading systems, as well as in military operations.
  • The WMM provides accurate data on the Earth’s magnetic field and the location of the magnetic North Pole, combining measurements from ground stations and satellites.
  • Revisions and Updates:
    • A new version is updated every five years to address changes in the magnetic field.
    • The latest version, WMM2025, was released on December 17, 2024, and will remain valid until late 2029.
  • The WMM is jointly developed by the United States’ National Geospatial-Intelligence Agency (NGA) and the United Kingdom’s Defence Geographic Centre (DGC), with technical support from NCEI and the British Geological Survey (BGS).
  • It serves both civilian and military purposes, ensuring accuracy in navigation systems, GPS applications, and other tools dependent on Earth’s magnetic field.

Why is the Magnetic North Pole Moving?

  • The magnetic North Pole moves due to the dynamic flow of molten iron and other metals in Earth’s outer core, which generates the planet’s magnetic field.
  • These movements cause shifts in magnetic field lines, leading to the pole’s drift over time.
  • The pole was first identified in Canada in 1831 and has since moved over 400 km toward Russia.
  • Key Observations of Movement:
    • From 1990 to 2000, the pole drifted at a rapid rate of 55 km/year.
    • By 2015, this rate slowed to 35 km/year, but the drift remains unpredictable.
    • Currently, the pole is moving closer to Siberia, reflecting changes in Earth’s core dynamics.
  • Impact of Movement:
    • The drift affects navigation systems, aviation routes, and Earth’s magnetic shielding against harmful solar radiation.
    • Scientists monitor this movement using the WMM to ensure updated predictions and mitigate potential impacts on navigation and environmental protection.

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Festivals, Dances, Theatre, Literature, Art in News

Andhra Pradesh’s Etikoppaka Toys

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Etikoppaka Toys

Andhra Pradesh’s Etikoppaka Toys

Why in the News?

On the occasion of India’s 76th Republic Day, Andhra Pradesh’s tableau showcasing the Etikoppaka Bommalu — a 400-year-old wooden toy-making tradition — captivated the audience at New Delhi’s Kartavya Path.

About Etikoppaka Bommalu

  • The craft originates from Etikoppaka, a small village in Andhra Pradesh, renowned for its 400-year-old wooden toy-making tradition.
  • The name “Etikoppaka” is synonymous with eco-friendly wooden toys, which reflect a seamless blend of art and sustainability.
  • The toys are made from the wood of the Ankudu tree (Wrightia tinctoria), known for its lightweight and malleable properties, allowing intricate carvings.
  • Artisans use natural dyes derived from plant-based sources like seeds, leaves, and bark, ensuring non-toxic and child-safe finishes.
  • The lacquer-turning technique gives the toys a lustrous finish, sealing the natural colors while enhancing durability.

Cultural and Historical Significance

  • The toys often depict mythological characters, animals, and musical instruments, connecting them to India’s rich cultural heritage.
  • Many designs reflect motifs from ancient civilizations such as Mohenjo Daro and Harappa.
  • The crafts include spinning tops, household decorations, musical instruments, and Raja-Rani figurines, showcasing a timeless aesthetic.
  • In 2017, Etikoppaka Bommalu received the Geographical Indication (GI) tag, ensuring their authenticity and preserving their cultural significance.
  • These toys have gained international recognition, admired by collectors and eco-conscious enthusiasts.

Other GI-Tagged Toys in India:

Origin Description
Channapatna Toys Karnataka Wooden toys known for vibrant colors and eco-friendly lacquer finish.
Nirmal Toys Telangana Intricately carved wooden toys that reflect artistic craftsmanship.
Indore Leather Toys Madhya Pradesh Lifelike animal figures made from leather, showcasing detailed craftsmanship.
Kondapalli Bommallu Andhra Pradesh Traditional wooden dolls crafted from local wood, often painted in bright colors.

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Wetland Conservation

Indore and Udaipur earn global recognition for ‘Wetland Conservation’ Efforts

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Wetland City Accreditation (WCA)

Why in the News?

Prime Minister recently commended Indore and Udaipur for earning a spot in the prestigious list of 31 Wetland Accredited Cities (WCA) worldwide under the Ramsar Convention on Wetlands.

Key Highlights of Indore and Udaipur

  • Indore:
    • Known as India’s cleanest city and recipient of Smart City 2023 Award.
    • Sirpur Lake, a Ramsar site, supports large water bird congregations and is being developed as a bird sanctuary.
    • Over 200 wetland mitras are actively involved in conservation efforts, particularly protecting the Sarus Crane.
  • Udaipur:
    • Famous for its picturesque lakes, including Pichola, Fateh Sagar, Rang Sagar, Swaroop Sagar, and Doodh Talai.
    • These wetlands are vital for maintaining the city’s microclimate and providing a buffer against extreme weather events.

About Wetland City Accreditation (WCA)

  • It was introduced during COP 12 (2015) of the Ramsar Convention to recognize cities that take exceptional steps in wetland conservation and sustainable management.
  • Objective: To promote the conservation and wise use of urban and peri-urban wetlands while fostering socio-economic benefits for local populations.
  • The accreditation is valid for 6 years.

Criteria for WCA:

Cities must meet specific standards set by the Ramsar Convention, including:

  • Presence of one or more Ramsar sites or significant wetlands.
  • Implementation of wetland conservation measures and restoration initiatives.
  • Integration of wetlands into land-use planning.
  • Raising public awareness about the importance of wetlands.
  • Establishing local committees with expertise in wetland management.
  • Having strong laws and policies to prevent wetland degradation.

India’s Efforts in Wetland Conservation

  • India became a Ramsar Convention member in 1982, with 85 Ramsar sites covering 13,58,068 hectares (10% of India’s wetland area).
  • India initially designated 26 Ramsar sites (1982–2013) and added 59 more since 2014, reflecting a growing commitment to wetland preservation.
  • Tamil Nadu leads with 18 Ramsar sites, followed by Uttar Pradesh (10 sites).
  • Global Leadership Wetland Conservation:
    • UK has the highest number of Ramsar sites (175), followed by Mexico (142).
    • Bolivia has the largest area under Ramsar protection (148,000 sq. km).

Interesting Facts about Indian Wetlands:

  • India’s wetlands cover 1,52,600 sq. km, constituting 4.63% of its geographical area (ISRO data).
  • Gujarat has the largest wetland area, followed by Andhra Pradesh, Uttar Pradesh, and West Bengal.
  • Ramsar Wetlands of International Importance:
    • Examples include Chilika Lake (Odisha), Sundarbans (West Bengal), and Keoladeo National Park (Rajasthan).

 

PYQ:

[2014] If a wetland of international importance is brought under the ‘Montreux Record’, what does it imply?

(a) Changes in ecological character have occurred, are occurring or are likely to occur in the wetland as a result of human interference.
(b) The country in which the wetland is located should enact a law to prohibit any human activity within five kilometres from the edge of the wetland.
(c) The survival of the wetland depends on the cultural practices and traditions of certain communities living in its vicinity and therefore the cultural diversity therein should not be destroyed.
(d) It is given the status of ‘World Heritage Site.’

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[27th January 2025] The Hindu Op-ed: Genocide and the world’s averted gaze

PYQ Relevance:

Q) To what extend can Germany be held responsible for causing the two World Wars? Discuss critically. (UPSC CSE 2015)

 

Mentor’s Comment: UPSC Mains has always focused on World Wars (2015) and India’s relations with Israel (2018).

On January 27, 1945, Soviet soldiers liberated Auschwitz-Birkenau (network of Nazi concentration and extermination camps), finding 8,000 starving prisoners and remnants of the 1.1 million, mostly Jewish, who perished there. With Nazi records destroyed, exact figures are uncertain. On this anniversary, survivors and world leaders gather to honor the victims and renew the commitment to prevent genocide.

Today’s editorial  talks about Genocide in the world and laws related to Genocide. It will help in GS Paper 2 Internqtional relation and GS Paper 1 World History.

_

Let’s learn!

Why in the News?

World leaders will gather in Poland to commemorate Holocaust Memorial Day and the 80th anniversary of the liberation of Auschwitz-Birkenau, a Nazi concentration camp.

What is Holocaust?

  • The Holocaust, known in Hebrew as the Shoah , refers to the systematic, state-sponsored genocide of approximately six million Jews by Nazi Germany and its collaborators during World War II, primarily between 1941 and 1945.
  • This atrocity was characterized by mass murders carried out through various means, including mass shootings and the use of extermination camps, such as Auschwitz-Birkenau and Treblinka.

What is Constitutes Genocide?

  • Genocide is defined under international law as a series of acts committed with the intent to destroy, in whole or in part, a national, ethnical, racial, or religious group. This definition is codified in Article II of the 1948 United Nations Convention on the Prevention and Punishment of the Crime of Genocide (Genocide Convention). 

How is it Recognized Internationally?

  • Legal Frameworks: The 1948 Genocide Convention defines genocide and obligates signatory states to prevent and punish the crime. This convention has been incorporated into the statutes of various international tribunals, including the International Criminal Court (ICC), establishing a legal basis for prosecution and accountability for genocidal acts.
  • International Courts and Tribunals: The International Court of Justice (ICJ) and other tribunals have jurisdiction to adjudicate cases related to genocide.
    • They interpret and enforce the provisions of the Genocide Convention, allowing for legal proceedings against individuals or states accused of committing genocide.
  • Recognition by States and Organizations: Various countries and international organizations have formally recognized specific events as genocides, which can influence diplomatic relations and international responses.
    • For example, numerous nations have acknowledged the Armenian Genocide, while the European Parliament has recognized the actions of ISIS against Yazidis as genocide.

Why do global powers often remain silent or inactive in the face of genocidal acts?

  • Geopolitical and Strategic Interests: Global powers often prioritize alliances and regional influence over humanitarian intervention. For example: Rwanda Genocide (1994): Despite clear warnings, the UN and major powers failed to act decisively as Rwanda was not strategically significant to their interests, leading to the massacre of over 800,000 Tutsis and moderate Hutus.
  • Economic Dependencies and Trade Priorities: Economic ties, such as energy or trade partnerships, often deter powers from addressing genocidal acts. For example: China’s Treatment of Uyghur Muslims: Countries like the U.S. and EU hesitate to impose strong measures against China due to its role as a major trading partner, despite widespread reports of atrocities in Xinjiang.
  • International Bureaucratic Deadlock: Global institutions like the UN are often hindered by vetoes and a lack of consensus among major powers. For example: Syrian Civil War: Allegations of genocide and mass atrocities in Syria were met with inaction, as Russia and China vetoed resolutions in the UN Security Council, paralyzing international intervention.

What responsibilities do nations have to prevent and respond to genocide?

  • Primary Responsibility to Protect: States have the primary obligation to protect their own populations from genocide, war crimes, ethnic cleansing, and crimes against humanity.
    • This responsibility is affirmed by the 2005 United Nations World Summit Outcome, which emphasizes that national governments must take proactive measures to prevent such atrocities within their territories.
  • International Cooperation and Support: The international community is obligated to assist states in fulfilling their protective responsibilities. This includes providing diplomatic, humanitarian, and other peaceful means to help protect populations at risk of genocide. If a state is manifestly failing to protect its citizens, the international community must be prepared to take collective action, including potential military intervention, in accordance with the UN Charter.
  • Early Warning Systems and Preventive Measures: Nations and international organizations should establish early warning systems to identify signs of potential genocidal acts. This involves gathering information, promoting human rights, addressing root causes of conflict, and implementing strategies that foster social cohesion and prevent discrimination.

Way forward: 

  • Strengthen International Accountability Mechanisms: Nations must collaborate to reinforce the effectiveness of international courts and tribunals to ensure swift and impartial prosecution of genocidal acts. This includes reforming veto power in the UN Security Council to prevent deadlocks in responding to atrocities.
  • Invest in Prevention and Early Intervention: Establish robust early warning systems and prioritize diplomacy, economic aid, and social cohesion initiatives to address the root causes of conflicts, reducing the risk of genocidal acts before they escalate.

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Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

How has India revised obesity parameters?

Note4Students

From UPSC perspective, the following things are important :

Mains level: Challenges in the Health sector;

Why in the News?

A report by the Lancet Diabetes and Endocrinology Commission emphasized body fat distribution, beyond Body Mass Index (BMI), as a vital health and disease risk indicator. In this response, India has revised its obesity guidelines after 15 years.

What is the present status of Obesity?

  • Rising Obesity Rates: The obesity rate in India has significantly increased, with approximately 9.8% of women and 5.4% of men classified as obese as of 2022, compared to just 1.2% for women and 0.5% for men in 1990. This translates to around eight crore individuals being classified as obese, including one crore children aged 5 to 19 years.
  • Economic Impact and Healthcare Costs: It is projected that India will spend about $13 million annually on treating obesity-related illnesses by 2025 as per the World Obesity Federation. The rising prevalence of obesity is associated with various non-communicable diseases, including diabetes and cardiovascular issues.
  • Changing Demographics: The prevalence of obesity is expected to continue rising, with forecasts suggesting that by 2040, around 30.5% of men and 27.4% of women will be either overweight or obese.

What are the initiatives taken by the government? 

  • National Programme for Prevention and Control of Cancer, Diabetes, Cardiovascular Diseases, and Stroke (NPCDCS): This program aims to screen individuals for obesity-related risk factors and ensure early intervention to prevent complications associated with obesity. It is part of the broader National Health Mission.
  • Eat Right India Movement: Launched by the Food Safety and Standards Authority of India (FSSAI), this initiative focuses on transforming the food system to promote safe, healthy, and sustainable food for all citizens. It includes awareness campaigns about nutrition and healthy eating habits.
  • Ayushman Bharat Health Wellness Centres: These centres strengthen preventive healthcare by promoting wellness activities and targeted communication at the community level, addressing non-communicable diseases (NCDs) including obesity.
  • Regulatory Measures: The FSSAI has set guidelines to limit trans fats in food products to no more than 2% by weight and has introduced labelling regulations that require nutritional information on food packaging, helping consumers make informed dietary choices.

What are the new guidelines?  

  • Terminology Update: The term “overweight” has been removed, categorizing obesity into Grade I (BMI >23 kg/m² without health issues) and Grade II (BMI >23 kg/m² with associated health limitations) to emphasize nuanced stages of obesity.
  • Focus on Abdominal Obesity: Waist circumference (>90 cm for men, >80 cm for women) and waist-to-height ratio are prioritized as critical measures for assessing health risks in Asian Indians

Why has it been revised after 15 years?

  • Rising Prevalence of Obesity: The prevalence of obesity in India has doubled over the past two decades, with significant increases observed in both adults and children. This alarming trend necessitated a reevaluation of existing guidelines to address the growing public health crisis effectively.
  • Limitations of Previous Guidelines: The previous guidelines, established in 2009, relied solely on Body Mass Index (BMI) for diagnosing obesity.
    • This approach was found inadequate as it did not consider critical factors such as abdominal fat distribution and the unique metabolic responses of Asian Indians, who tend to develop obesity-related health issues at lower BMI thresholds compared to Western populations.
  • Global Framework Alignment: The revised guidelines align with global recommendations from the Lancet Diabetes & Endocrinology Commission, which advocates for a broader understanding of obesity as a chronic disease rather than merely excess weight.

What are the health issues that can develop due to obesity?

  • Cardiovascular Diseases: Obesity significantly increases the risk of developing heart disease and stroke. It contributes to high blood pressure and unhealthy cholesterol levels, which are critical risk factors for cardiovascular conditions.
  • Type 2 Diabetes: Excess body weight can disrupt the body’s ability to use insulin effectively, leading to insulin resistance and a higher likelihood of developing type 2 diabetes. This chronic condition is closely linked to obesity and can result in severe health complications if not managed properly.
  • Certain Cancers: Obesity is associated with an elevated risk of various cancers, including breast, colon, endometrial, and liver cancers. The increased body fat may influence hormone levels and inflammation, contributing to cancer development.

Way forward: 

  • Comprehensive Public Health Strategies: Strengthen preventive measures through awareness campaigns, promote healthy lifestyles, regulate unhealthy food products, and expand screening programs under initiatives like NPCDCS and Ayushman Bharat.
  • Collaborative Policy Reforms: Enhance inter-sectoral collaboration to address urbanization, sedentary lifestyles, and dietary patterns while aligning with global obesity management frameworks for effective, long-term solutions.

Mains PYQ:

Public health system has limitations in providing universal health coverage. Do you think that private sector can help in bridging the gap? What other viable alternatives do you suggest? (UPSC IAS/2015)

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Foreign Policy Watch: India-ASEAN

India with Indonesia

Note4Students

From UPSC perspective, the following things are important :

Mains level: India-Indonesia relations;

Why in the News?

Indonesian President Prabowo Subianto’s visit to India as the chief guest at the Republic Day parade highlighted the strong and historic relationship between the two countries.

Evolution of the bilateral relationship between India and Indonesia

  • Historical Foundations and Early Cooperation: India and Indonesia established diplomatic relations in 1949, following India’s recognition of Indonesia’s independence in 1946.
    • The early years were marked by a strong partnership against colonialism, highlighted by President Sukarno’s participation as the chief guest at India’s first Republic Day in 1950 and their collaboration during the Bandung Conference in 1955, which laid the groundwork for the Non-Aligned Movement.
  • Revitalization in the 1990s: The relationship saw a significant revival with India’s ‘Look East Policy’ initiated in the 1990s, aimed at strengthening ties with Southeast Asian nations.
    • This period marked increased political engagement and economic cooperation, culminating in the establishment of a strategic partnership during President Susilo Bambang Yudhoyono’s visit to India in 2005.
  • Contemporary Engagement and Strategic Partnership: Recent years have seen a deepening of bilateral relations through comprehensive agreements on defence, maritime security, and economic collaboration.
    • The signing of the “Shared Vision of Maritime Cooperation” in 2018 and ongoing joint military exercises reflect a commitment to enhancing security cooperation amid regional challenges, particularly concerning China’s assertiveness in the South China Sea.

What are the implications of India-Indonesia bilateral relations?

  • Strengthened Strategic Partnership: The agreement to position an Indonesian liaison officer at India’s Information Fusion Centre highlights a commitment to enhance maritime cooperation and information sharing, which is crucial for regional security amidst rising tensions in the South China Sea.
  • Collective Security Efforts: Both nations have emphasized the importance of combating terrorism and have agreed to enhance anti-terror cooperation. This reflects a mutual understanding of shared security challenges and the need for collaborative responses.
  • Maritime Dialogue: The establishment of early dialogues on maritime security and cyber security indicates a proactive approach to address emerging threats and maintain stability in the Indo-Pacific region.

How will the agreements reached during this visit impact regional security dynamics?

  • Promotion of Peaceful Resolutions: By advocating for a “full and effective” Code of Conduct (COC) in the South China Sea, India and Indonesia are positioning themselves as key players in promoting a rules-based order in the region, countering China’s assertive claims.
  • Support for International Law: Their joint statement reinforces adherence to international laws, including the 1982 UNCLOS, which could serve as a counterbalance to unilateral actions by China in the South China Sea.
  • Enhanced Cooperation with ASEAN: Both countries are likely to strengthen ties with ASEAN nations that share similar concerns about China’s maritime ambitions, fostering a united front in regional diplomacy.

What economic benefits are anticipated from enhanced collaboration?

  • Local Currency Transactions: The emphasis on using local currencies for bilateral trade is expected to reduce transaction costs and enhance trade volumes between India and Indonesia, thereby boosting economic ties.
  • Increased Trade Opportunities: Enhanced cooperation in sectors such as hydrography and defense could open new avenues for economic collaboration, potentially leading to increased investments and joint ventures.
  • Maritime Commerce: By advocating for unimpeded lawful maritime commerce, both nations aim to secure vital trade routes that are crucial for their economies, particularly in light of the South China Sea’s significance as a global trade corridor.

Way forward: 

  • Strengthen Multilateral Diplomacy: India and Indonesia should continue to collaborate with ASEAN and other regional stakeholders to promote a unified stance on maritime security, focusing on the full implementation of the South China Sea Code of Conduct and adherence to international law.
  • Enhance Economic Integration: Both nations should prioritize deepening economic ties through initiatives like local currency transactions and joint ventures in defence and maritime sectors, fostering sustainable growth and bolstering regional economic stability.

Mains PYQ:

Q Mention the significance of straits and isthmus in international trade. (UPSC IAS/2022)

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Capital Markets: Challenges and Developments

SEBI proposes sachetization of mutual funds to boost financial inclusion

Note4Students

From UPSC perspective, the following things are important :

Mains level: Capital Market;

Why in the News?

SEBI is collaborating with the mutual fund industry to find ways to make monthly SIPs of just Rs 250 possible, aiming to encourage more people from lower-income groups to invest in mutual funds.

What is Sachetisation?

  • Sachetisation refers to offering products in small, affordable units, making them accessible to a broader consumer base, especially those in price-sensitive segments.
  • The term originated from the FMCG (Fast Moving Consumer Goods) sector, where products like shampoos were made available in small sachets at low prices to cater to low-income consumers.
  • SEBI is now proposing a similar approach for mutual funds, allowing small-ticket investments through SIPs (Systematic Investment Plans) with low monthly amounts (such as Rs 250).

What are the significances of Sachetisation?

  • Affordable Financial Products: Just as small sachets of consumer goods made them accessible to lower-income groups, small-ticket SIPs in mutual funds can make investment opportunities available to a larger section of the population, particularly those who may not have the financial capacity to invest larger amounts.
  • Promoting Financial Empowerment: By lowering the entry barrier for mutual fund investments, sachetisation can help empower underserved communities and individuals by enabling them to participate in the growing financial markets and benefit from the potential returns.
  • Expanding Reach: This approach would encourage mutual fund companies to expand their reach to remote locations, helping them penetrate rural and low-income markets, and promote a wider culture of saving and investing.
  • Financial Inclusion for the Bottom of the Pyramid: The primary target of sachetisation in mutual funds is low-income groups that have limited access to traditional investment products. By offering small, regular investments, SEBI aims to promote financial inclusion at the grassroots level.

How does it work?

  • SEBI has proposed introducing small ticket SIPs at Rs 250 per month, which would allow new investors from low-income groups to participate in mutual funds without the burden of higher minimum investment requirements. This contrasts with existing schemes that often require a minimum SIP of Rs 500 or more.
  • Investors can commit to a small ticket SIP for a duration of five years (60 installments), although they have the flexibility to withdraw or stop their investments without restrictions if needed. This structure encourages consistent investment while providing an exit option for investors.
  • To facilitate the success of small ticket SIPs, SEBI plans to implement discounted rates for intermediaries and reimburse certain costs from the Investor Education and Awareness Fund. This will help asset management companies (AMCs) break even more quickly on their investments in these small ticket offerings.
  • The sachetised SIPs will be available under specific mutual fund schemes, excluding high-risk options like small-cap and mid-cap equity schemes, which are deemed unsuitable for new investors from lower-income backgrounds. This targeted approach aims to safeguard these investors while still encouraging their entry into the market.
  • To further promote financial inclusion, SEBI proposes incentives for distributors who successfully guide investors through 24 instalments of the small ticket SIP, thereby enhancing participation and support for new investors in mutual funds.

Conclusion: The strategy could result in a significant increase in domestic investor participation, contributing to the resilience of India’s equity market and fostering long-term financial stability.

Mains PYQ:

Q Comment on the important changes introduced in respect of the Long term Capital Gains Tax (LCGT) and Dividend Distribution Tax (DDT) in the Union Budget for 2018-2019. (UPSC IAS/2018)

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Inland Waterways

IWAI sets up new Regional Office at Varanasi

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Inland Waterways Authority of India (IWAI)

Why in the News?

The Inland Waterways Authority of India (IWAI), under the Union Ministry of Ports, Shipping, and Waterways, upgraded its sub-office in Varanasi to a full-fledged Regional Office. This move aims to strengthen the implementation of Inland Water Transport (IWT) activities in National Waterway-1 (NW-1), covering the Ganga River, and other waterways in Uttar Pradesh.

IWAI’s Regional Expansion:

  • Varanasi becomes IWAI’s 6th regional office, joining those in Guwahati, Patna, Kochi, Bhubaneswar, and Kolkata.
  • Capacity augmentation is also underway for NW-2 (Brahmaputra River), NW-3 (West Coast Canal), and NW-16 (Barak River).

Important Projects by IWAI: 

  • Jal Marg Vikas Project (JMVP): A World Bank-supported initiative aimed at capacity augmentation of NW-1 through:
  • River conservancy works like bandalling and maintenance dredging.
  • Construction of key infrastructure, including:
    • Multi-Modal Terminals (MMTs): Varanasi, Sahibganj, and Haldia.
    • Inter-Modal Terminal: Kalughat.
    • Navigational Lock: Farakka, West Bengal.
  • Development of 60 community jetties across Uttar Pradesh, Bihar, Jharkhand, and West Bengal to support local communities like farmers, artisans, and fishermen.

About Inland Waterways Authority of India

  • Established in 1986 under the Inland Waterways Authority of India Act, 1985.
  • Headquarters: Noida, Uttar Pradesh.
  • Objective: To reduce the underutilization of India’s 14,500 kilometers of navigable waterways, which account for just 2% of the transportation mix.
  • Structural Mandate:
    • Responsible for regulating and developing inland waterways for shipping and navigation.
    • Develops and maintains Inland Water Transport (IWT) infrastructure on national waterways with grants from the Ministry of Shipping.
    • Ensures safe and efficient navigation to integrate waterways into the national transport system.
  • Powers and Functions:
    • Planning and Execution: Implements and maintains navigation and shipping infrastructure projects.
    • National Waterways Management: Oversees 111 national waterways under the National Waterways Act, 2016.
    • Infrastructure Development: Focuses on dredging, terminal construction, and maintaining year-round navigability for vessels.

PYQ:

[2016] Enumerate the problems and prospects of inland water transport in India.

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Historical and Archaeological Findings in News

Rakhigarhi is giving us more clues on Saraswati River

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Rakhigarhi; Indus-Saraswati Civilisation

Why in the News?

A massive water reservoir recently uncovered at Rakhigarhi reveals advanced Harappan water management practices linked to the Saraswati River.

Do you know?

The Centre of Excellence for Research on the Saraswati River (CERSR) at Kurukshetra University conducted a comprehensive study establishing that the Saraswati River, often termed “mythical,” flowed in Haryana until 1402 AD.

 

About Rakhigarhi

  • Rakhigarhi, located in Hisar, Haryana is the largest site of the Indus-Saraswati Civilisation, dating back to the mature Harappan period (2600–1900 BCE).
  • It is situated in the plains of the Saraswati River, about 27 km from the seasonal Ghaggar River.
  • First excavated in 1969 by archaeologist Suraj Bhan, it consists of seven mounds and has been a key site for understanding Harappan urban planning and water management.
  • Recent findings have pushed the timeline of the civilisation to as early as 6000 BCE.
  • In 2020, Rakhigarhi was designated as an Iconic Site under the Union Budget for development and preservation.
  • NCERT states that DNA studies from Rakhigarhi suggest the genetic roots of the Harappans trace back to 10,000 BCE.

Significant Features

  • Urban Planning: Evidence of well-planned streets, brick houses, and an advanced drainage system.
  • Water Management: Discovery of a 3.5–4 feet deep reservoir at Mound 3 indicates advanced water storage systems.
  • Cultural Significance: Artifacts such as pottery, terracotta figurines, beads, and copper tools demonstrate artistic and technological advancement.
  • Trade and Economy: Marine shells and fishhooks point to long-distance trade and local craftsmanship.
  • River Proximity: Located near the paleochannels of the Drishadvati River, a key tributary of the Saraswati River, supporting agriculture and daily life.

Key Findings

  • Huge Water Reservoir at Mound 3: Layers of siltation confirm water storage practices during the late Harappan period.
  • Artifacts: Items like copper tools, marine shells, and ornate pottery suggest trade and daily life activities.
  • Burials: Skeletons and burial goods provide insights into Harappan rituals and social structures.
  • DNA Analysis: A 4,600-year-old skeleton showed no Steppe ancestry, challenging the Aryan invasion theory.
  • Related Sites: Nearby settlements like Bhirrana and Farmana extend the timeline of the civilisation.

PYQ:

[2011] Regarding the Indus Valley Civilization, consider the following statements:

  1. It was predominantly a secular civilization and the religious element, though present, did not dominate the scene,
  2. During this period, cotton was used for manufacturing textiles in India.

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

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Wildlife Conservation Efforts

Nahargarh Wildlife Sanctuary

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Nahargarh WLS

Why in the News?

The Forest Department of Rajasthan has initiated efforts to revise the boundaries of the Nahargarh Wildlife Sanctuary to address existing legal and administrative complications.

Nahargarh Wildlife Sanctuary

About the Nahargarh Wildlife Sanctuary

  • It was established in 1980, Nahargarh Wildlife Sanctuary is located in Jaipur, Rajasthan.
  • It is named after the nearby Nahargarh Fort, which overlooks the sanctuary.
  • It is a significant part of the Ranthambore Tiger Reserve corridor, providing a habitat for wildlife movement.
  • Geographical Features:
    • It is situated in the Aravalli hills, close to Jaipur city, offering a natural escape amidst urban surroundings.
    • Its area spans approximately 50 square kilometres, featuring rugged terrain with hills, valleys, and plateaus.
    • It has seasonal streams and waterholes that serve as vital water sources for wildlife.
  • Flora and Fauna:
    • Flora: Comprises dry deciduous and thorny scrub forests, typical of the Aravalli range; Key tree species include Dhok, Babool, Khejri, and Ber; Grassy patches and scattered shrubs provide a diverse ecosystem for herbivores.
    • Fauna: Fauna: Includes leopards, hyenas, wild boars, jackals, sambars, chitals, peacocks, partridges, migratory birds, monitor lizards, snakes, turtles, and various pollinators.

PYQ:

[2012] In which one among the following categories of protected areas in India are local people not allowed to collect and use the biomass?

(a) Biosphere Reserves

(b) National Parks

(c) Wetlands declared under Ramsar Convention

(d) Wildlife Sanctuaries

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Innovations in Biotechnology and Medical Sciences

What is Stargardt Disease?

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Stargardt Disease

Why in the News?

Researchers have created a gene-editing tool to fix ABCA4 gene mutations, offering hope for treating Stargardt disease, a rare condition that causes progressive vision loss.

What is Stargardt Disease?

  • Stargardt Disease is a rare inherited eye disorder that causes progressive vision loss, primarily affecting the central part of the retina, called the macula.
  • It is typically caused by mutations in the ABCA4 gene, which disrupts the body’s ability to use Vitamin A, leading to an excessive buildup of lipofuscin (yellowish-brown pigment) in retinal cells.
  • The disease commonly begins in childhood or early adulthood and is usually bilateral, involving both eyes.
  • Currently, there is no cure for Stargardt Disease.

Symptoms of Stargardt Disease

  • Progressive vision loss, particularly affecting central vision.
  • Difficulty seeing in low light (night blindness).
  • Blurred or distorted vision, with colors appearing less vivid.
  • Appearance of dark spots or areas of vision loss in the central visual field.
  • Gradual deterioration of visual acuity, leading to potential legal blindness.

Present Scenario in India

  • According to a 2023 study by L.V. Prasad Eye Institute, Hyderabad:
    • The disease predominantly affects males and typically manifests during the second decade of life.
    • Estimated prevalence: 1 in 8,000 to 10,000 individuals.
    • 10.79% of patients had a family history of Stargardt disease, while 10.69% were from consanguineous marriages.
  • In India, Stargardt disease is a not uncommon hereditary condition, with limited treatment options available.

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