Note4Students
From UPSC perspective, the following things are important :
Prelims level: ‘Donate a Pension’ Scheme
Mains level: Not Much
The Union Labour and Employment Ministry has launched the “donate a pension” scheme.
‘Donate a Pension’ Scheme
- This scheme allows any citizen to pay the premium amount on behalf of an unorganized worker under the Pradhan Mantri Shram Yogi Maan-Dhan
- Maan-Dhan scheme is a government scheme meant for old age protection and social security of unorganized workers.
Eligibility criteria and benefits
- The scheme was launched in 2019, allows unorganized sector workers between 18 and 40 years who earn up to ₹15,000 a month to enroll by paying a premium amount between ₹55 and ₹200, depending on the age, that would be matched by the government.
- On reaching the age of 60, the beneficiaries would get a ₹3,000 monthly pension.
Features of the scheme
- The scheme allows a citizen to “donate the premium contribution of their immediate support staff such as domestic workers, drivers, helpers, caregivers, nurses in their household or establishment.
- The donor can pay the contribution for a minimum of one year, with the amount ranging from ₹660 to ₹2,400 a year depending on the age of the beneficiary, by paying through maandhan.in or visiting a Common Service Centre.
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