From UPSC perspective, the following things are important :
Prelims level: Not much
Mains level: Paper 2- Naga peace process
The article analyses the issue of Naga peace process and the problem of identifying the stakeholders in the process.
Naga Polity and aspirations
The Nagas family comprises over 25 tribes.
Each of these is a proud owner and inheritor of a distinct culture,language, tradition and geography, supporting a distinct world view.
However, many Nagas aspire to Naga unity, and they view those tribal loyalties as residues of a premodern past and an obstacle to Naga solidarity.
Naga nationalism is connected with the idea Naga homeland that includes contiguous areas in a number of Northeastern states, and even parts of Myanmar.
“Unique history” formulation
The source of the phrase can be traced back to a joint communiqué that NSCN-IM General Secretary Thuingaleng Muivah and former Home Secretary K Padmanabhaiah signed in Amsterdam on July 11, 2002.
Meaning of the phrase “unique history” is not self-explanatory.
Despite the lack of clarity, it is adopted by officials and political leaders intended to accept two things-
(a) the characterisations long favoured by security bureaucrats of the Naga political struggle as a separatist insurgency or a terrorist movement that makes false claims to Naga unity, are inaccurate and
(b) rejecting those labels [ such as separatist insurgency or terrorist movement] is a necessary condition for negotiations based on mutual respect.
Those are significant achievements that should not be allowed to wither away.
Negotiating with NSCN-IM and issues with it
NSCN-IM had declared the Shillong Accord of 1975 a sellout, and a betrayal of the Naga cause.
But it emerged as a serious political force precisely because it stood for Naga unity.
However, it is argued that NSCN-IM’s appeal is limited to the Tangkhul tribes of Manipur only.
Consider the question “The issues of identifying the stakeholders in the Naga peace process is at the root of the solution to the peace problem. Also, examine the other factors which make the resolution elusive. Suggest the measures to resolve the issue.”
Conclusion
That a more nuanced negotiating strategy is now emerging is a positive development. But the fundamental question about who all the stakeholders in the Naga conflict are, still needs a satisfactory answer, one that is based on an in-depth mapping of the conflict. Only then can we expect peaceful dialogue and patient negotiations to end the conflict and bring about a durable peace.
From UPSC perspective, the following things are important :
Prelims level: Not Much
Mains level: OIC
The rift between Pakistan and Saudi Arabia over Jammu and Kashmir is out in the open after a delegation led by Pak Army Chief was denied a meeting with Crown Prince Mohammed bin Salman (MBS).
Try this question:
Q. Discuss the new geopolitical realignment in the Arab world and India’s role in it.
Take a look after how the ties emerged and deteriorated:
Saudi-Pakistan ties: A Recap
The relationship between Saudi Arabia and Pakistan was most prominent during the 1971 war between India and Pakistan.
Saudi Arabia is also reported to have transferred arms and equipment including the loan of some 75 aircraft to Pakistan.
After the war, Saudi Arabia consistently supported the call for the return of Pakistan’s prisoners of war and for dropping the Dacca (Dhaka) Trial against 195 of them.
After the war, Saudi Arabia gave loans to Pakistan enabling it to buy arms worth about $1 million by 1977, including F-16s and Harpoon missiles from the US.
Saudi oil and dollars have kept Pakistan’s economy on its feet after sanctions following the nuclear tests.
Over the last two decades, Saudi Arabia has provided oil on deferred payments to Pakistan whenever it ran into economic difficulty.
Saudi funding of madrasas has also led to their mushrooming, later giving rise to religious extremism.
In 1990, Pakistan sent its ground forces to defend Saudi Arabia against Iraq’s invasion of Kuwait.
Alignment over Kashmir
The alignment over Kashmir at the Organisation of Islamic Conference (OIC) crystallized since 1990 when the insurgency in J&K began.
While the OIC has issued statements over the last three decades, it became a ritual of little significance to India.
Last year, after India revoked Article 370 in Kashmir, Pakistan lobbied with the OIC for its condemnation of India’s move.
To Pakistan’s surprise, Saudi Arabia and the UAE issued statements that were nuanced rather than harshly critical of New Delhi.
Over the last year, Pakistan has tried to rouse the sentiments among the Islamic countries, but only a handful of them — Turkey and Malaysia — publicly criticised India.
The Saudi perspective
Saudi Arabia’s change in position has been a gradual process under Crown Prince MBS.
As it seeks to diversify from its heavily oil-dependent economy, it sees India as a valuable partner in the region.
New Delhi, for its part, has wooed the Arab world over the last six years.
From Saudi Arabia to the UAE, it worked the diplomatic levers through high-level visits and dangled opportunities for investment and business
MBS, who is looking to invest in India, has taken a realistic view, along with UAE’s crown prince Mohammed bin Zayed.
Energy connection to India
Saudi Arabia is India’s fourth-largest trade partner (after China, US and Japan) and a major source of energy: India imports around 18% of its crude oil requirement from the Kingdom.
Saudi Arabia is also a major source of LPG for India.
And, with India stopping oil imports from Iran due to the threat of US sanctions, Saudi Arabia is key in this respect as well.
Saudi-Pakistan tension
The tension between Saudi Arabia and Pakistan has been brewing for some time.
In 2015, Pakistan’s Parliament decided not to support the Saudi military effort to restore an internationally recognised government in Yemen.
Later, Pakistan’s then army chief General Raheel Sharif led the Saudi-led Islamic Military Alliance to Fight Terrorism, comprising 41 Muslim countries.
In February 2019, after the Pulwama terror attack, it was Saudi Arabia and the UAE that pulled their weight to get Wing Commander Abhinandan released, apart from the US.
The Saudi Crown Prince visited Pakistan and India at that time and made it clear that he valued economic opportunities. He did not wade into the Kashmir issue in India or the terrorism issue in Pakistan.
Frustration over Kashmir
A year after Article 370 was revoked, Qureshi belled the cat.
Pak accuses that Saudi Arabia has failed to deliver on the Kashmir and OIC had not played a leadership role in backing Pakistan against India.
This angered Saudi Arabia, which in November 2018 had announced a $6.2 billion loan package for Pakistan.
The package included $3 billion in loans and an oil credit facility amounting to $3.2 billion.
Riyadh demanded the return of the $3 billion loans and refused to sell oil to Islamabad on deferred payment. Pakistan immediately returned $1 billion, displaying the rift.
But, in the current economic situation, Pakistan is unable to pay the next tranche.
What has also angered Saudi Arabia is that Pakistan has been trying to pander to Turkey and Malaysia.
The China factor
Pakistan and China have called themselves “all-weather allies” and “iron brothers” (during FMs meet).
Over the last year, Beijing has supported Pakistan on Kashmir, raising the issue at the UN Security Council thrice.
China has also emerged as Pakistan’s biggest benefactor through its funding of the CPEC.
Saudi Arabia too has invested in CPEC projects, to the tune of $10 billion, but Pakistan now looks towards Beijing for both diplomatic and economic support.
Implications for India
Saudi’s silence on J&K as well as CAA-NRC has emboldened the Indian government.
At a time when India and China are locked in a border standoff, India has to be wary of Pakistan and China teaming up.
But with Saudi Arabia in its corner, for now, it may have leverage over Pakistan — Riyadh would not want a conflict and regional instability.
What is key to India’s calculus is that the Pakistan-China and the Pakistan-Saudi axes are not fused together at the moment: It is not a Saudi-Pakistan-China triangle.
In the criticism against the Supreme Court’s ruling that held advocate Prashant Bhushan guilty of contempt of court, his counsel has invoked the ‘Mulgaonkar Principles’, urging the court to show restraint.
Try this MCQ:
Q. The Mulgaonkar principles recently seen in news are related to:
Diplomacy/ Economy/ Judiciary/ Environment
The Mulgaonkar principles
S Mulgaonkar v Unknown (1978) is a case that led to a landmark ruling on the subject of contempt.
By a 2:1 majority, the court held Mulgaonkar not guilty of contempt although the same Bench had initiated the proceedings.
Justices P Kailasam and Krishna Iyer formed the majority going against then CJI M H Beg.
Justice Iyer’s counsel of caution in exercising the contempt jurisdiction came to be called the Mulgaonkar principles.
What was the case about?
An article by A G Noorani in the newspaper about certain judicial decisions during the Emergency period, especially the Habeas Corpus case, had displeased then CJI Beg.
The Habeas Corpus case, often referred to as the “Supreme Court’s darkest hour” upheld the detention law, citing that even the right to life can be suspended during an emergency.
Justices A N Ray, Beg, Y V Chandrachud and P N Bhagwati formed the majority while Justice H R Khanna was the sole dissenter.
What did the ruling say?
The first rule in the branch of power is a “wise economy of use by the Court of this branch of its jurisdiction”.
The Court will act with seriousness and severity where justice is jeopardized by a gross and/or unfounded attack on the judges, where the attack is calculated to obstruct or destroy the judicial process.
The court is willing to ignore, by a majestic liberalism, trifling and venial offenses-the dogs may bark, the caravan will pass.
The court will not be prompted to act as a result of an easy irritability.
From UPSC perspective, the following things are important :
Prelims level: Indian Bison, Gorumara NP
Mains level: NA
A bison (Indian Gaur) was allegedly poached in Gorumara National Park.
Try this PYQ:
Which one of the following National Parks lies completely in the temperate alpine zone?(CSP 2019)
(a) Manas National Park
(b) Namdapha National Park
(c) Neora Valley National Park
(d) Valley of Flowers National Park
Gorumara NP
It is located in the Eastern Himalayas’ submontane Terai belt.
This region has rolling forests and riverine grasslands, and is known as the Dooars in West Bengal.
The park is located on the flood plains of the Murti River and Raidak River. The major river of the park is the Jaldhaka river, a tributary of the Brahmaputra river system.
In this regard, Gorumara is a significant watershed area between the Ganges and Brahmaputra river systems.
The park is rich in large herbivores including Indian rhinoceros, gaur, Asian elephant, sloth bear, chital, and sambar deer. Small herbivores include barking deer, hog deer and wild boar.
About Gaur
The Gaur called the Indian bison, is native to South and Southeast Asia and has been listed as Vulnerable on the IUCN Red List since 1986.
It is the largest species among the wild cattle.
The domesticated form of the gaur is called gayal (Bos frontalis) or mithun.
From UPSC perspective, the following things are important :
Prelims level: Not much
Mains level: Paper 2- Increasing the age of marriage for girls
The article analyses the issues with objectives of increasing the age of marriage for girls.
Poverty of mother: Important factor
Raising the age of marriage is the could be the way to improve the health and nutritional status of mothers and their infants.
An article published in the journal The Lancet Child and Adolescent Health analyses data on stunting in children and thinness in mothers in the latest round of the National Family Health Survey 4 (2015-16).
The authors examine the strength of the association between many different causal factors.
As it turns out, the poverty of the mother plays the greatest role of all by far.
Instead of early pregnancy causing malnourishment, they may both be the consequences of poverty.
The best way to go about breaking such a cycle would be to pick the factors perpetuating it, it would be the poverty of the mother in this case.
Declining fertility rate in India
India’s fertility rates have been declining to well below replacement levels in many States, including those with higher levels of child marriage.
This could be the reason for the shift from fuelling fears about booming populations to expressing concern for the undernourishment of children.
So, the problem of “populations explosion” is not the real problem as the demographic data suggests.
Concern
The change in the marriage age will leave the vast majority of Indian women who marry before they are 21 without the legal protections.
Conclusion
The proposal and the objective to be achieved through raising the age of marriage needs reconsideration for the reasons cited above.
From UPSC perspective, the following things are important :
Prelims level: Not much
Mains level: Paper 3-Areas to put work on to put India on the path of growth
The article suggests the three areas on which country should work on to make it resilient in the future. These three areas include the labour laws for informal employment, conditions of our cities and the strength of our rural economy.
Background
The Prime Minister, while addressing the Confederation of Indian Industry (CII) annual meeting urged to think big and partner with the government in putting India on the path to growth.
There is much that we can be achieved if government and industry work towards the same objective, and in a spirit of mutual trust.
Let’s look into some areas
1) Employment
Over 85 per cent of employment in India is in the informal sector.
The Centre for Monitoring the Indian Economy (CMIE) estimates that between mid-March and mid-April, 120 million people lost their jobs.
With this unemployment rise to an all-time high of 27 per cent.
There was reverse migration on an unprecedented scale — some 10 million people abandoned cities to return to their native villages.
As economic activity has restarted in cities, CMIE reports that unemployment is now down to around 9 per cent.
3 Problems we must address
1) Need for labour regulation
We have stringent labour laws to protect workers, but this covers only the 15 per cent formal sector employment.
The 85 per cent of our workforce who are informally employed have almost no protection, and employers have almost complete flexibility.
We need to address both the formal and informal labour spectrum to get the balance right between flexibility and protection for all labour.
Way forward
Everyone must have a minimum level of protection, and every employer a minimum level of flexibility.
This calls for a new social contract to define a well-calibrated social security system.
This huge project demands good faith and strong leadership by industry, labour and government.
2) Living conditions of our cities
We need a massive private home-building programme.
It probably needs much more liberal land-use regulations — our cities have among the least generous floor-space indices (FSI) in the world.
New York, Hong Kong, and Tokyo have an FSI five times Mumbai’s.
Again, this is a multi-year project, and it involves state and city governments partnering with private developers.
India is unique in having 70 per cent of our population still residing in rural areas.
We must encourage the migration of people to higher productivity occupations in our cities.
And we must ensure that clean, affordable and accessible housing is available for all in our cities.
3) Strength of our rural economy
Reverse migration is also an opportunity to collaborate in spreading the geography of development.
We need a three-pronged approach:
1) As Ashok Gulati has often argued, the easiest way to grow farmer incomes is by having them grow more value-added crops.
Exports of fruits and vegetables must be consistently encouraged.
The cultivation of palm plantations with potential for huge import substitution, we need corporate farming as the gestation period of seven years for the first crop is too much for the average farmer to handle.
The Atmanirbhar agricultural reforms, which permit contract farming, and open up agricultural markets, are major medium-term reforms. Implemented right, they can transform agricultural markets.
2) We need to encourage agro-processing near the source.
Fostering entrepreneurship in rural and semi-urban areas would combine nicely with local processing.
3) We need to invest even more massively in rural connectivity.
Today, we would add digital connectivity to road connectivity to level the playing field for all regardless of where they live.
Consider the question “What are the vulnerabilities in our economic structure that were highlighted by the covid pandemic? Also suggest the measures to make our rural economy strong and resilient to such shocks.”
Conclusion
The task is huge, and only collaboration between all levels of government (Union, state, and city) and our dynamic private sector can hope to make substantial progress.
From UPSC perspective, the following things are important :
Prelims level: Teesta River
Mains level: Recent trends in India-Bangladesh ties
Bangladesh is discussing an almost $1 billion loan from China for a comprehensive management and restoration project on the Teesta river. These discussions with China come at a time when India is particularly wary about China following the standoff in Ladakh.
The project is aimed at managing the river basin efficiently, controlling floods, and tackling the water crisis in summers.
India and Bangladesh have been engaged in a long-standing dispute over water-sharing in the Teesta.
How has the Teesta dispute progressed?
The two countries were on the verge of signing a water-sharing pact in September 2011, when PM Manmohan Singh was going to visit Bangladesh.
But, West Bengal CM objected to it, and the deal was scuttled.
After the regime change in 2014, the government hoped that it could reach a “fair solution” on the Teesta through cooperation between central and state governments.
Five years later, the Teesta issue remains unresolved.
Trends in India’s relationship with Bangladesh
New Delhi has had a robust relationship with Dhaka, carefully cultivated since 2008, especially with the Sheikh Hasina government at the helm.
Security: India has benefited from its security ties with Bangladesh, whose crackdown against anti-India outfits has helped the Indian government maintain peace in the eastern and Northeast states.
Trade: Bangladesh has benefited from its economic and development partnership. Bangladesh is India’s biggest trade partner in South Asia.
Bilateral trade has grown steadily over the last decade: India’s exports to Bangladesh in 2018-19 stood at $9.21 billion, and imports from Bangladesh at $1.04 billion.
Visas:India also grants 15 to 20 lakh visas every year to Bangladesh nationals for medical treatment, tourism, work, and just entertainment.
Recent irritants in ties
There have been recent irritants in the relationship.
These include the proposed countrywide National Register of Citizens (NRC) and the Citizenship Amendment Act (CAA) passed in December last year.
Bangladesh had insisted that while the CAA and the proposed nationwide NRC were “internal matters” of India, the CAA move were “not necessary”.
Chinese affinity with Bangladesh
China is the biggest trading partner of Bangladesh and is the foremost source of imports.
In 2019, the trade between the two countries was $18 billion and the imports from China commanded the lion’s share. The trade is heavily in favour of China.
Recently, China declared zero duty on 97% of imports from Bangladesh. The concession flowed from China’s duty-free, quota-free programme for the Least Developed Countries.
This move has been widely welcomed in Bangladesh, with the expectation that Bangladesh exports to China will increase.
China has promised around $30 billion worth of financial assistance to Bangladesh.
Additionally, Bangladesh’s strong defence ties with China make the situation complicated. China is the biggest arms supplier to Bangladesh and it has been a legacy issue — after its liberation.
Recently, Bangladesh purchased two Ming class submarines from China.
India’s engagement post CAA
Over the last five months, India and Bangladesh have cooperated on pandemic-related moves.
Hasina supported Modi’s call for a regional emergency fund for fighting Covid-19 and declared a contribution of $1.5 million in March 2020. India has also provided medical aid to Bangladesh.
The two countries have also cooperated in railways, with India giving 10 locomotives to Bangladesh.
The first trial run for trans-shipment of Indian cargo through Bangladesh to Northeast states under a pact on the use of Chittagong and Mongla ports took place in July.
Bangladesh gave its readiness to collaborate in the development of a Covid-19 vaccine, including its trial, and looks forward to early, affordable availability of the vaccine when ready.
Among other issues
The two sides agreed that Implementation of projects should be done in a timely manner and that greater attention is required to development projects in Bangladesh under the Indian Lines of Credit.
Bangladesh sought the return of the Tablighi Jamaat members impacted by the lockdown in India.
Bangladesh requested for the urgent reopening of visa issuance from the Indian High Commission in Dhaka, particularly since many Bangladeshi patients need to visit India.
India was also requested to reopen travel through Benapole-Petrapole land port which has been halted by the West Bengal government in the wake of the pandemic.
Way forward
While the Teesta project is important and urgent from India’s point of view, it will be difficult to address it before the West Bengal elections due next year.
What Delhi can do is to address other issues of concern, which too are challenging.
Now, the test will be if India can implement all its assurances in a time-bound manner.
Or else, the latent anti-India sentiment in Bangladesh, which has been revived after India’s CAA -NRC push can permanently damage the historic ties.
From UPSC perspective, the following things are important :
Prelims level: Sutlej Yamuna Link
Mains level: Inter-state water disputes
Opposing the Sutlej-Yamuna Link (SYL) canal project and staking claim to Yamuna’s waters, Punjab CM warned about the repercussions. Here is a look at the decades-old issue and why it has come up again now.
Try this PYQ:
Q. Which one of the following pairs is not correctly matched? (CSP 2017)
Dam/Lake River
(a) Govind Sagar: Satluj
(b) Kolleru Lake: Krishna
(c) Ukai Reservoir: Tapi
(d) Wular Lake: Jhelum
What is the SYL canal issue?
At the time of reorganization of Punjab in 1966, the issue of sharing of river waters between both the states emerged.
Punjab refused to share waters of Ravi and Beas with Haryana stating it was against the riparian principle.
Before the reorganization, in 1955, out of 15.85 MAF of Ravi and Beas, the Centre had allocated 8 MAF to Rajasthan, 7.20 MAF to undivided Punjab, 0.65MAF to Jammu and Kashmir.
Out of 7.20 MAF allocated, Punjab did not want to share any water with Haryana.
In March 1976, when the Punjab Reorganization Act was implemented, the Centre notified fresh allocations, providing 3.5 MAF To Haryana.
Inception of the canal project
Later, in 1981, the water flowing down Beas and Ravi was revised and pegged at 17.17 MAF, out of which 4.22 MAF was allocated to Punjab, 3.5 MAF to Haryana, and 8.6 MAF to Rajasthan.
Finally, to provide this allocated share of water to southern parts of Haryana, a canal linking the Sutlej with the Yamuna, cutting across the state, was planned.
Finally, the construction of 214-km SYL was started in April 1982, 122 km of which was to run through Punjab and the rest through Haryana.
Haryana has completed its side of the canal, but work in Punjab has been hanging fire for over three decades.
Why has the SYL canal come up again now?
The issue is back on centre stage after the Supreme Court directed the CMs of Punjab and Haryana to negotiate and settle the SYL canal issue.
The apex court asked for a meeting at the highest political level to be mediated by the Centre so that the states reach a consensus over the completion of the SYL canal.
The meeting remained inconclusive with the Centre expressing the view that the construction of the SYL canal should be completed. But Punjab CM refused categorically.
Punjab’s resentment with the project
The dispute is based on the bloody history around the SYL canal. The trouble-torn days of terrorism in Punjab started in the early 1980s when work on the SYL started.
Punjab feels it utilized its precious groundwater resources to grow the crop for the entire country and should not be forced to share its waters as it faces desertification.
It is feared that once the construction of the canal restarts, the youth may start feeling that the state has been discriminated against.
The Punjab CM fears Pakistan and secessionist organisations could exploit this and foment trouble in the state.
Water crisis in Punjab
Punjab is facing severe water crisis due to over-exploitation of its underground aquifers for the wheat/paddy monocycle.
According to the Central Underground Water Authority’s report, its underground water is over-exploited to meet the agriculture requirements in about 79 per cent area of the state.
Out of 138 blocks, 109 are “over-exploited”, two are “critical” five are “semi-critical” and only 22 blocks are in “safe” category.
Punjab expects a new tribunal
The state wants a tribunal seeking a fresh time-bound assessment of the water availability.
The state has been saying that till date there has been no adjudication or scientific assessment of Punjab river waters.
Explained | Economics | Mains Paper 3: Effects Of Liberalization On The Economy, Changes In Industrial Policy and their effects on Industrial Growth
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Pharma sector regulations
Mains level: E pharmacy and its benefits
In the last week, India’s online pharmacy market saw two significant merger and acquisition deals. This has suddenly caused activity in a sector from which large investors have shied away due to lack of proper regulations.
Try this easy question:
Q. Discuss the prospects and benefits of online pharmacy in India. (150W)
How is the pharmacy market in India currently shaped?
Unlike the US, where the top three pharmaceutical distributors have a 90 per cent share in the market, India’s is a fragmented market with over 8 lakh pharmacies.
This gives online pharmacies an opportunity to capture their space without opposing large traditional retailers.
Currently, companies in the Indian e-pharmacy space mainly operate three business models — marketplace, inventory-led hybrid (offline/online) and franchise-led hybrid (offline/online) — depending on the way the supply chain is structured.
Rules governing the pharma sector
Work on regulations specifically for e-pharmacies has been in progress for several years now.
In the absence of clear regulations, online pharmacies currently operate as marketplaces and cater to patients as a platform for ordering medicines from sellers that adhere to the Drugs and Cosmetics Act and Rules of India.
Other regulations, like the Information Technology Act and the Narcotic Drugs and Psychotropic Substances Act, also apply.
What do the draft e-pharmacy regulations propose?
Draft rules for e-pharmacies sought to define the online sale of medicines, what an e-prescription means and what type of licences online firms would need to get from regulators to operate.
The draft had proposed to allow e-pharmacies to get a central licence to operate from the country’s apex drug regulator, which could be used to allow it to operate across the country.
It also proposed to define e-pharmacies in a way that would allow them to distribute, sell and stock medicines.
The proposed regulations prevent them from selling habit-forming drugs like cough syrups specified in Schedule X of the Indian drug regulations.
Current status
Regulations for online pharmacy players have been in the works since 2016 but are yet to come out.
The last attempt to clear these regulations saw the draft rules being pushed through two expert committees under the Central Drugs Standard Control Organisation–India’s apex drug regulatory body–in June 2019.
Online pharma is growing in scale
While Covid-19 and the subsequent behavioural shift towards e-commerce may have catalyzed growth for online pharmacies, the sector was already poised to grow seven-fold by 2023 to $2.7 billion.
This was mainly on account of the challenges faced by physical pharmacies that gave their online counterparts a problem to solve.
Experts believe that e-pharmacies will be able to solve the problems that traditional pharmacies couldn’t.
But for this, they need to have a large-scale presence that calls for either huge investments or consolidation.
Conclusion
The e-pharmacy sector holds immense potential to address the persisting issue of affordability and accessibility of medicines in India.
Steps should be taken to foster the e-pharmacy sector with sufficient safeguards and under regulatory control to protect the interest of the consumers.
From UPSC perspective, the following things are important :
Prelims level: Not Much
Mains level: Financial education
The National Strategy for Financial Education (NSFE): 2020-2025 documents has been released by the Reserve Bank of India (RBI).
Try this question for mains:
Q.What is the role of Financial Education in ensuring financial inclusion in India?
What is the Strategy?
The NSFE for the period 2020-2025, the second one after the 2013-18 NSFE, has been prepared by the National Centre for Financial Education (NCFE) in consultation with all the Financial Sector Regulators (RBI, SEBI, IRDAI and PFRDA.
Other stakeholders include (DFIs, SROs, IBA, and NPCI) under the aegis of the Technical Group on Financial Inclusion and Financial Literacy (TGFIFL) under the Chairmanship of Deputy Governor, RBI.
Key recommendations
The strategy recommends the adoption of a multi-stakeholder approach to achieve financial well-being of Indians.
The document has recommended a ‘5 C’ approach for dissemination of financial education in the country. These include an emphasis on:
development of relevant content in the curriculum in schools, colleges and training establishments,
developing capacity among the intermediaries involved in providing financial services,
leveraging on the positive effect of the community-led model for financial literacy through appropriate communication strategy, and
enhancing collaboration among various stakeholders
Other objectives
The strategic objective is also towards improving usage of digital financial services in a safe and secure manner; as well as bringing awareness about rights, duties and avenues for grievance redressal.
To achieve the vision of creating a financially aware and empowered India, certain strategic objectives have been laid down including:
Inculcating financial literacy concepts among various sections of the population through financial education to make it an important life skill
Encouraging active savings behaviour and developing credit discipline
From UPSC perspective, the following things are important :
Prelims level: Swachh Survekshan 2020
Mains level: Success of SBM
Image Source: TH
Indore was declared the cleanest city in India for the fourth consecutive time in the Swachh Survekshan, 2020 — India’s annual survey on cleanliness.
Note the following things about Swachh Survekshan:
1) Nodal Ministry (It is Ministry of Housing & Urban Affairs)
2) Authority carrying out the survey
3) Various parameters of the survey
Swachh Survekshan
It is an annual survey of cleanliness, hygiene and sanitation in cities and towns across India.
It ranks India’s cities, towns and states based on sanitation, waste management and overall cleanliness.
It was launched as part of the Swachh Bharat Abhiyan, which aimed to make India clean and free of open defecation by 2 October 2019.
The first survey was undertaken in 2016 and covered 73 cities; by 2019 the survey had grown to cover 4237 cities and was said to be the largest cleanliness survey in the world.
Survey methodology
The surveys are carried out by the Quality Council of India. The criteria and weightage for different components of sanitation-related aspects used for the survey were:
a) Municipal documentation (solid waste management including door-to-door collection, processing, and disposal, and open defecation free status. These carried 45 per cent of the total 2,000 marks.
b) Citizen feedback – 30 per cent (450 + 150 marks)
c) Independent observation – 25 per cent (500 marks)
Highlights of the 2020 Rankings
Surat in Gujarat and Navi Mumbai in Maharashtra bagged the second and third spot respectively among the cleanest cities with more than a million populations.
Maharashtra’s Karad, Saswad and Lonavala bagged the first three positions for cities having a population less than one lakh.
Among the cities with a population between one and 10 lakh, Chhattisgarh’s Ambikapur was declared the cleanest, followed by Mysore in Karnataka.
In fact, Chhattisgarh has ranked the cleanest state in the category of states having more than 100 Urban Local Bodies (ULB). It was followed by Maharashtra and Madhya Pradesh.
In 2019, Chhattisgarh was in the third position in the category. The survey found that Chhattisgarh is the first and only state where every city achieved Open Defecation Free (ODF)++ status.
From UPSC perspective, the following things are important :
Prelims level: Namath Basai Programme
Mains level: Tribal education
Namath Basai, the State government’s unique programme of teaching tribal children in their mother tongue, has become a runaway hit in Kerala’s tribal districts.
Try this MCQ:
Q. The Namath Basai Programme recently seen in news is related to:
Tribal Education/ Women SHGs/ Forest Produce/ Tribal Health
Namath Basai Programme
The NBP is implemented by the Samagra Shiksha Kerala (SSK).
It has succeeded in retaining hundreds of tribal children in their online classes by making them feel at home with the language of instruction.
The SSK has distributed some 50 laptops exclusively for Namath Basai. Pre-recorded classes are offered through a YouTube channel.
From UPSC perspective, the following things are important :
Prelims level: Not much
Mains level: Paper 3-Bancor
The direct question in the exam from this article is not expected. Nevertheless, it is important to get a general understanding of the important role dollar plays in the world economy and the reasons for any viable alternative to it.
Context
The dollar fell in July to a two-year low against the euro.
When the covid-19 pandemic went global in March, the dollar strengthened on the back of safe-haven flows into US Treasury bonds.
What the depreciation of dollar indicate?
The dollar’s subsequent depreciation reflects the changing prospects of the US and European economies.
Some observers point instead to the agreement by European leaders to issue €750 billion ($884 billion) of European Union (EU) bonds.
With the spread of covid-19 investors expect the Fed to keep interest rates low for longer.
In the eurozone, the virus is under better control, and data from purchasing managers’ surveys are surprising on the upside.
This improving outlook doesn’t mean that the European Central Bank (ECB) will start raising its policy rate in the near future.
Interest rates determine the exchange rates as per the “interest parity” theory.
Factors responsible for holding currency
1) Normally, investors hold a currency when the issuer’s policies are sound and stable.
2) Banks and firms hold a currency when it is useful for invoicing and settling trade with the issuing country.
But President Donald Trump’s administration has done more than any in living memory to disrupt US trade.
3) Governments, for their part, hold and use the currencies of their alliance partners.
Resilience of dollar
The most striking takeaway from recent experience is the dollar’s resilience.
US policy has been risky and erratic.
But President Donald Trump’s administration has done more than any in living memory to disrupt US trade.
Under Trump, the US today is no longer the reliable alliance partner it once was.
Despite all this, countries continue to hold the dollar.
The currency’s international role has not diminished significantly.
It has declined only along select dimensions—its share in central banks’ foreign-exchange reserves, for example—and even there, only marginally.
No alternative
The euro is not an alternative to the dollar.
The stock of safe euro assets remains segmented along national lines.
Nor is the renminbi a viable alternative.
Given heightened tensions with China, no Western government will encourage its residents to depend on the People’s Bank of China for liquidity.
Conclusion
The only solution to this conundrum is more resources for the International Monetary Fund, so that it can supply countries in a crisis with the dollars that a future Fed fails to provide. This, of course, is the solution that John Maynard Keynes offered in 1944, albeit by another name-Bancor.
From UPSC perspective, the following things are important :
Prelims level: Not much
Mains level: Paper 2- Women's right to parents' property
The Supreme Court in its latest judgement clarified that women’s right to their parents’ property is their birthright and clarified the air of confusion surrounding the issue due to previous judgements.
What was said in the judgement
The judgement highlighted the patriarchal practices of the Mitakshra School of Hindu law — the guiding force of the Hindu Succession Act, 1956.
It settled the confusion created by two of its own antagonistic judgments.
In Prakash vs Phulawati (2016), it had ruled that the amendments to the Hindu Succession Act (2005) applied only to women whose parents were alive on September 9, 2005, the date of the notification of the act.
In Danamma @ Suman Surpur vs Amar (2018) cases, it inferred that coparcenary rights were birthrights.
The Supreme Court has now set forth the idea that coparcenary rights are birthrights free from limitations imposed by the dates of any legal notifications.
Issues that need to be addressed
1) Stree dhan issue
Section 14 (1) of the Hindu Succession Act 1956 provides that women can acquire property as a full owner, and it can be carried over or retained post marriage as stree dhan.
There are cases where the movable property may have been given to a daughter by her father as an intentionally undeclared and informal settlement between his descendants.
At the same time, it is quite true that stree dhan over time gave way to the unethical and illegal practices of dowry.
But the issue of stree dhan needs to be explained further in the light of this judgment.
The ruling might impact dowry transactions that continue despite stringent anti-dowry laws.
2) Issues in claiming the right to property
In the rural context, where most of the property is in the form of agricultural land claiming the property may not be easy.
With patriarchy, it is doubtful if male heirs will share property-related documents, information.
3) Challenge of societal change
On occasion, the law and courts may turn out to be progressive.
However, we can not expect society to readily accede to progressive reforms.
The challenge for economically dependent women in far-flung rural areas who are denied literacy, dignity and, sometimes, even a name and identity, in securing their rights is immense.
In parts of Bihar, there are areas where women are still addressed by their village names or more commonly as someone’s wife.
Conclusion
Women are asserting their rights, both in conjugal and property matters. However, there are significant cultural, religious, educational barriers and caste and class inequalities that require a massive overhauling of social attitudes to overcome.
Back2Basics: Mitakshra School of Hindu law
In the Mitakshara School, the allocation of parental property is based on the rule of possession by birth.
Moreover, a man can leave his property in his will.
The joint family property goes to the group known as coparceners.
Ther are the people who belong to the next three generations.
Hence, the joint family property by partition can be, at any time, converted into a separate property.
Therefore in Mitakshara School, sons have an exclusive right by birth in the joint family property.
Coparcener
Coparcenary is a term often used in matters related to the Hindu succession law, and coparcener is a term used for a person assumes a legal right in his ancestral property by birth.
From UPSC perspective, the following things are important :
Prelims level: Not much
Mains level: Paper 2- Issues with autonomy and graded autonomy
The article analyses the issues the graded with the graded autonomy to the Higher Education Institutes.
Background
NEP 2020 provided for phasing out of the system of affiliated colleges and the grant of greater autonomy in academic, administrative and financial matters to premium colleges.
Concerns with the autonomy
The move has raised concerns about the politico-bureaucratic interference in the internal functioning of universities.
It has also raised concerns about the substantial burden on universities which have to regulate admissions, set curricula and conduct examinations for a large number of undergraduate colleges.
Concerns have long existed about over-centralisation, due to constraints imposed on the potential for premium affiliated colleges to innovate and evolve.
These apprehensions about the autonomy came to be used by successive governments to build a case for the model of graded autonomy.
The push towards graded autonomy
Successive governments have pushed through measures that have largely allowed for greater penetration of private capital in higher education.
Recommendations of recent education commissions have promoted the unequal structure of funding for higher education.
Under this, hierarchy in higher education was created: Central government-funded universities, provincial Central government-funded universities, regional universities and colleges funded by State governments, etc.
The National Knowledge Commission (2005) stated that good undergraduate colleges are constrained by their affiliated status… the problem is particularly acute for undergraduate colleges which are subjected to the ‘convoy problem’ as they are forced to move at the speed of the slowest.
In turn, the dominant policy discourse vocally propagates “graded autonomy” for better performing Higher Educational Institutions.
Under which academic excellence can be supported through a grant of special funds and allowing greater power to such institutions.
This basis has been gradually enforced with the UGC in 2018 granting public-funded universities the right to apply for autonomy based on whether they are ranked among top 500 of reputed world rankings or have National Assessment and Accreditation (NAAC) scores above 3.26.
NEP 2020: Centralisation and autonomy
NEP 2020 is a combination of enhanced centralising features and specific features of autonomy.
Deeper centralisation is indicative in the constitution of the government nominated umbrella institution, Higher Education Council of India (HECI); Board of Governors, the National Education Commission etc.
Concerns
The model of graded autonomy will encourage hierarchy that exists between different colleges within a public-funded university, and between different universities across the country.
While the best colleges gain the autonomy to bring in their own rules and regulations, affiliated colleges with lower rankings and less than 3,000 students face the threat of mergers and even closure.
A shrinking of the number of public-funded colleges will only further push out marginalised sections.
Autonomy could lead to more inaccessibility as the independent rules and regulations of autonomous colleges and universities shall curtail transparent admission procedures.
Graded autonomy can be expected to trigger a massive spurt in expensive self-financed courses as premium colleges, which will lead to exclusion.
Conclusion “Examine the issues with the autonomy of Higher Education Institutes in the NEP 2020.”
Conclusion
More than deliverance, autonomy represents the via media for greater privatisation and enhanced hierarchization in higher education.
| Polity | Mains Paper 2: Indian Constitution - historical underpinnings, evolution, features, amendments, significant provisions and basic structure
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Article 16
Mains level: Son of the Soil , Quota Issues
The Madhya Pradesh government’s recent decision to reserve all government jobs for “children of the state” raises constitutional questions relating to the fundamental right to equality.
Try this PYQ:
One of the implications of equality in society is the absence of- (CSP 2018)
(a) Privileges
(b) Restraints
(c) Competition
(d) Ideology
Constitutional provision for Equal Treatment
Article 16 of the Constitution guarantees equal treatment under the law in matters of public employment. It prohibits the state from discriminating on grounds of place of birth or residence.
Article 16(2) states that “no citizen shall, on grounds only of religion, race, caste, sex, descent, place of birth, residence or any of them, be ineligible for, or discriminated against in respect of, any employment or office under the State”.
The provision is supplemented by the other clauses in the Constitution that guarantee equality.
However, Article 16(3) of the Constitution provides an exception by saying that Parliament may make a law “prescribing” a requirement of residence for jobs in a particular state.
This power vests solely in the Parliament, not state legislatures.
Why does the Constitution prohibit reservation based on domicile?
When the Constitution came into force, India turned itself into one nation from a geographical unit of individual principalities and the idea of the universality of Indian citizenship took root.
India has single citizenship, and it gives citizens the liberty to move around freely in any part of the country.
Hence the requirement of a place of birth or residence cannot be qualifications for granting public employment in any state.
But are reservations not granted on other grounds such as caste?
Equality enshrined in the Constitution is not mathematical equality and does not mean all citizens will be treated alike without any distinction.
To this effect, the Constitution underlines two distinct aspects which together form the essence of equality law:
Non-discrimination among equals, and
Affirmative action to equalize the unequal
Supreme Court rulings on quota for locals
The Supreme Court has ruled against reservation based on place of birth or residence.
In 1984, ruling in Dr Pradeep Jain v Union of India, the issue of legislation for “sons of the soil” was discussed.
The court expressed an opinion that such policies would be unconstitutional but did not expressly rule on it as the case was on different aspects of the right to equality.
In a subsequent ruling in Sunanda Reddy v State of Andhra Pradesh (1995), the Supreme Court affirmed the observation in 1984 ruling to strike down a state government policy that gave 5% extra weightage to candidates.
In 2002, the Supreme Court invalidated appointment of government teachers in Rajasthan in which the state selection board gave preference to “applicants belonging to the district or the rural areas of the district concerned”.
In 2019, the Allahabad HC struck down a recruitment notification by the UP PSC which prescribed preference for women who are “original residents” of the UP alone.
What about securing jobs for locals in the private sector?
Such a law will be difficult to implement even if allowed.
Private employers do not go on an annual recruitment drive to fill vacancies identified in advance but hire as and when required.
The state can recommend a preference to locals but ensuring that it is followed would be difficult.
In 2017, Karnataka mulled similar legislation but it was dropped after the state’s Advocate General raised questions on its legality.
In 2019, the state government once again issued a notification asking private employers to “prefer” Kannadigas for blue-collar jobs.
How do some states then have laws that reserve jobs for locals?
Exercising the powers it has under Article 16(3), Parliament enacted the Public Employment (Requirement as to Residence) Act.
The act aimed at abolishing all existing residence requirements in the states and enacting exceptions only in the case of the special instances of Andhra Pradesh, Manipur, Tripura and Himachal Pradesh.
Constitutionally, some states also have special protections under Article 371. AP under Section 371(d) has powers to have “direct recruitment of local cadre” in specified areas.
Some states have gone around the mandate of Article 16(2) by using language. States that conduct official business in their regional languages prescribe knowledge of the language as a criterion.
This ensures that local citizens are preferred for jobs. For example, states including Maharashtra, West Bengal and Tamil Nadu require a language test.
From UPSC perspective, the following things are important :
Prelims level: NRA , its features
Mains level: NRA and its mandate
The Union Cabinet has approved the creation of a National Recruitment Agency (NRA) for conducting a Common Eligibility Test (CET) for various government jobs.
Try this question:
Q.Discuss the role and function of the newly setup National Recruitment Agency.
National Recruitment Agency
NRA will be a Society registered under the Societies Registration Act, headed by a Chairman of the rank of the Secretary to the Government of India.
It will have representatives of the Ministry of Railways, Ministry of Finance/Department of Financial Services, the SSC, RRB and IBPS.
It is envisioned that the NRA would be a specialist body bringing the state-of-the-art technology and best practices to the field of Central Government recruitment.
The NRA will conduct the Common Eligibility Test (CET) for recruitment to non-gazetted posts in government and public sector banks.
This test aims to replace multiple examinations conducted by different recruiting agencies for selection to government jobs advertised each year, with a single online test.
Salient features of NRA
The Common Eligibility Test will be held twice a year.
There will be different CETs for graduate level, 12th Pass level and 10th pass level to facilitate recruitment to vacancies at various levels.
The CET will be conducted in 12 major Indian languages. This is a major change, as hitherto examinations for recruitment to Central Government jobs were held only in English and Hindi.
To begin with, CET will cover recruitments made by three agencies: viz. Staff Selection Commission, Railway Recruitment Board and the Institute of Banking Personnel Selection. This will be expanded in a phased manner.
CET will be held in 1,000 centres across India to bid remove the currently prevalent urban bias. There will be an examination centre in every district of the country. There will be a special thrust on creating examination infrastructure in the 117 aspirational districts.
CET will be a first level test to shortlist candidates and the score will be valid for three years.
There shall be no restriction on the number of attempts to be taken by a candidate to appear in the CET subject to the upper age limit.
Age relaxation for SC/ST and OBC candidates as per existing rules will apply.
Advantages for students
Removes the hassle of appearing in multiple examinations.
Single examination fee would reduce the financial burden that multiple exams imposed.
Since exams will be held in every district, it would substantially save travel and lodging cost for the candidates. Examination in their own district would encourage more and more women candidates also to apply for government jobs.
Applicants are required to register on a single Registration portal.
No need to worry about clashing of examination dates.
Advantages for Institutions
Removes the hassle of conducting preliminary / screening test of candidates.
Drastically reduces the recruitment cycle.
Brings standardization in the examination pattern.
Reduces costs for different recruiting agencies. Rs 600 crore savings expected.
From UPSC perspective, the following things are important :
Prelims level: Microplastics
Mains level: Threats of microplastic pollution
The Atlantic Ocean contains 12-21 million tonnes of microplastics — about 10 times higher than previously determined — according to new research published in Nature Communications.
Highlights of the report
In the study, scientists studied pollution of the Atlantic Ocean caused by three types of plastics: polyethylene, polypropylene, and polystyrene, which were suspended in the top 200 metres of the ocean.
These three types of plastic are most commonly used for packaging.
Scientists say that pollution caused by microplastics has been “severely” underestimated in previous assessments.
They also estimate that based on plastic waste generation trends from 1950-2015 and considering that the Atlantic Ocean has received 0.3-0.8 per cent of the global plastic waste for 65 years.
To date, a key uncertainty has been the magnitude of contamination of the ocean and our findings demonstrate that this is much higher in terms of mass than has been estimated previously.
Try this PYQ:
Q. Why is there a great concern about the ‘microbeads’ that are released into the environment? (CSP 2019)
(a) They are considered harmful to marine ecosystems.
(b) They are considered to cause skin cancer in children.
(c) They are small enough to be absorbed by crop plants in irrigated fields.
(d) They are often found to be used as food adulterants.
What are Microplastics?
Microplastics are plastic debris smaller than 5mm in length, or about the size of a sesame seed.
While they come from a variety of sources, one of them is when larger pieces of plastic degrade into smaller pieces, which are difficult to detect.
How does plastic reach the oceans?
There are multiple pathways for them to reach the oceans.
For instance, riverine and atmospheric transport from coastal and inland areas, illegal dumping activities and direct-at-sea littering from shipping, fishing and aquaculture activities, scientists have said.
According to the IUCN, at least 8 million tonnes of plastic end up in the oceans every year and makes up about 80 per cent of all marine debris from surface waters to deep-sea sediments.
Why is plastic pollution especially harmful?
Plastic can take hundreds to thousands of years to decompose depending on the type of plastic and where it has been dumped.
Some marine species such as zooplanktons show preferential ingestion of smaller particles, making them easier to enter the food chain and their conversion to fast-sinking faecal pellets.
Over the past few years, various news reports have shown that marine animals such as whales, seabirds and turtles unknowingly ingest plastic and often suffocate to death.
While all sorts of marine species are prone to get impacted by plastic pollution, typically, bigger marine species tend to get more attention because of the amounts of debris they can hold up.
Impact on humans
For humans, too, marine plastic pollution is harmful if it reaches the food chain. For instance, microplastics have been found in tap water, beer and even salt.
One of the first studies to estimate plastic pollution in human ingestion that was published in June 2019 said that an average person eats at least 50,000 particles of microplastic each year.
Consumption of plastic by humans is harmful since several chemicals that are used to produce plastics can be carcinogenic.
Even so, since microplastics are an emerging field of study, its exact risks on the environment and human health are not clearly known.
From UPSC perspective, the following things are important :
Prelims level: Not Much
Mains level: Coronovirus induced job-losses
The data by the Centre for Monitoring Indian Economy (CMIE) briefs us about the job losses due to lockdown restrictions imposed because of the COVID pandemic.
We can utilize this data as examples for answer writing.
CMIE data on job losses
Salaried jobs: They suffered the biggest hit during the lockdown, with a total loss estimated to be at 18.9 million during April-July.
Informal and non-salaried jobs: They have shown improvement during the same period increasing to 325.6 million in July from 317.6 million last year, an increase of 2.5 per cent.
Small traders, hawkers and daily wage labourers: They were the worst hit by the lockdown in April, comprising 91.2 million of the jobs lost from the total loss of 121.5 million in that month.
Farm employment: A sharp rise was seen in June to 130 million, with good rains and the consequent sowing absorbing a lot of the labour that was lost in non-farm sectors.
About CMIE
CMIE, or Centre for Monitoring Indian Economy, is a leading business information company.
It was established in 1976, primarily as an independent think tank.
CMIE produces economic and business databases and develops specialised analytical tools to deliver these to its customers for decision making and for research.
It analyses the data to decipher trends in the economy.
