Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

[pib] Ayushman Vay Vandana Yojana

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From UPSC perspective, the following things are important :

Prelims level: Features of Ayushman Vay Vandana Yojana

Why in the News?

Within just three weeks of its launch, over 10 lakh senior citizens have enrolled for the Ayushman Vay Vandana Yojana.

Note: Pradhan Mantri Vaya Vandana Yojana (PM-VVY) is a pension scheme and insurance policy for senior citizens in India. One must not get confused with Ayushman-VVY.

About Ayushman Vay Vandana Yojana:

Details
Features and Provisions Cashless health coverage up to ₹5 lakh per year for senior citizens aged 70 and above.
• Beneficiaries receive an Ayushman Vay Vandana Card, which grants them access to free treatment in empaneled hospitals across India.
• Coverage includes medical consultations, treatments, pre- and post-hospitalization expenses, and complex procedures such as angioplasty.
Structural Mandate Administered under the PM-JAY framework, ensuring structured implementation and integration with India’s health insurance network.
• Implemented across empaneled hospitals in both urban and rural areas, ensuring nationwide reach.
Centralized digital system tracks treatments, patient details, and expenses for transparency and accountability.
Specifically designed for senior citizens, addressing their unique healthcare needs.
Aims and Objectives Universal healthcare for senior citizens, ensuring access to essential medical treatments without financial strain.
• Seeks to reduce out-of-pocket expenditure for elderly citizens and their families.
• Encourages preventive care and early medical intervention to address age-related health conditions.
Eligibility Criteria • Open to all Indian citizens aged 70 and above.
• There are NO income/ family size restrictions, making it accessible to all senior citizens, regardless of their economic status.
• Beneficiaries must be Indian citizens.
• Seniors need to register under PM-JAY to receive the AVV Card and avail of the benefits.

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