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Prelims level: Features of Ayushman Vay Vandana Yojana
Why in the News?
Within just three weeks of its launch, over 10 lakh senior citizens have enrolled for the Ayushman Vay Vandana Yojana.
| Note: Pradhan Mantri Vaya Vandana Yojana (PM-VVY) is a pension scheme and insurance policy for senior citizens in India. One must not get confused with Ayushman-VVY. |
About Ayushman Vay Vandana Yojana:
| Details | |
| Features and Provisions | • Cashless health coverage up to ₹5 lakh per year for senior citizens aged 70 and above. • Beneficiaries receive an Ayushman Vay Vandana Card, which grants them access to free treatment in empaneled hospitals across India. • Coverage includes medical consultations, treatments, pre- and post-hospitalization expenses, and complex procedures such as angioplasty. |
| Structural Mandate | • Administered under the PM-JAY framework, ensuring structured implementation and integration with India’s health insurance network. • Implemented across empaneled hospitals in both urban and rural areas, ensuring nationwide reach. • Centralized digital system tracks treatments, patient details, and expenses for transparency and accountability. • Specifically designed for senior citizens, addressing their unique healthcare needs. |
| Aims and Objectives | • Universal healthcare for senior citizens, ensuring access to essential medical treatments without financial strain. • Seeks to reduce out-of-pocket expenditure for elderly citizens and their families. • Encourages preventive care and early medical intervention to address age-related health conditions. |
| Eligibility Criteria | • Open to all Indian citizens aged 70 and above. • There are NO income/ family size restrictions, making it accessible to all senior citizens, regardless of their economic status. • Beneficiaries must be Indian citizens. • Seniors need to register under PM-JAY to receive the AVV Card and avail of the benefits. |
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