Freedom of Speech – Defamation, Sedition, etc.

India Press Freedom Report, 2021

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Not much

Mains level: Free speech and press

The India Press Freedom Report, 2021was recently released by the Rights and Risks Analysis Group (RRAG).

India Press Freedom Report, 2021: Key Highlights

  • Jammu and Kashmir, Uttar Pradesh, Madhya Pradesh and Tripura topped the list of States and Union Territories where journalists and media houses were targeted in 2021.
  • It is followed by Delhi (8), Bihar (6), Assam (5), Haryana and Maharashtra (4 each), Goa and Manipur (3 each), Karnataka, Tamil Nadu and West Bengal (2 each), and Andhra Pradesh, Chhattisgarh and Kerala (1each).
  • While J&K recorded the maximum attacks by State actors, Tripura had the most cases of attacks by non-State actors, the analysis of data showed.

Significance of the report

  • The widespread attacks on the press freedom are an indicator of the continuing deterioration of civic space in the country.
  • It represents the status of free speech exercised in our country.

 

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Forest Conservation Efforts – NFP, Western Ghats, etc.

Highlights of the India State of Forest Report, 2021

Note4Students

From UPSC perspective, the following things are important :

Prelims level: India State of Forest Report, 2021

Mains level: Read the attached story

The Ministry of Environment, Forests and Climate Change (MoEFCC) has released the India State of Forest Report (ISFR) 2021.

About India State of Forest Report

  • ISFR is an assessment of India’s forest and tree cover, published every two years by the Forest Survey of India under the MoEFCC.
  • The first survey was published in 1987, and ISFR 2021 is the 17th.
  • It compiles data computed through wall-to-wall mapping of India’s forest cover through remote sensing techniques.

Why need ISFR?

  • It is used in planning and formulation of policies in forest management as well as forestry and agroforestry sectors.

How are forests categorized?

The Forest Survey of India has listed four categories of forests. They are:

  1. Very Dense Forest (with tree canopy density of 70 per cent or above)
  2. Moderately Dense Forest (tree canopy density of 40 per cent or above but less than 70 per cent)
  3. Open Forest (tree canopy density of 10 per cent or above but less than 40 per cent)
  4. Scrub (tree canopy density less than 10 per cent)

Highlights of the ISFR, 2021

[1] Forest cover is increasing

  • ISFR 2021 has found that the forest and tree cover in the country continues to increase with an additional cover of 1,540 square kilometres over the past two years.
  • India’s forest cover is now 7,13,789 square kilometres, 21.71% of the country’s geographical area, an increase from 21.67% in 2019.
  • Tree cover has increased by 721 sq km.
  • Bamboo forests have grown from 13,882 million culms (stems) in 2019 to 53,336 million culms in 2021.

[2] State-wise gain/losses

  • The states that have shown the highest increase in forest cover are Telangana (3.07%), Andhra Pradesh (2.22%) and Odisha (1.04%).
  • The Northeast states account for 7.98% of total geographical area but 23.75% of total forest cover.
  • Five states in the Northeast – Arunachal Pradesh, Manipur, Meghalaya, Mizoram and Nagaland have all shown loss in forest cover.
  • The report has attributed the decline in the NE states to a spate of natural calamities, particularly landslides and heavy rains, in the region as well as to anthropogenic activities.

[3] Increase in Mangrove cover

  • Mangroves have shown an increase of 17 sq km. India’s total mangrove cover is now 4,992 sq km.

[4] Increase in carbon stock

  • The total carbon stock in country’s forests is estimated at 7,204 million tonnes, an increase of 79.4 million tonnes since 2019.

[5] Big cats population

  • ISFR 2021 has some new features. It has for the first time assessed forest cover in tiger reserves, tiger corridors and the Gir forest which houses the Asiatic lion.
  • The forest cover in tiger corridors has increased by 37.15 sq km (0.32%) between 2011-2021, but decreased by 22.6 sq km (0.04%) in tiger reserves.
  • Buxa, Anamalai and Indravati reserves have shown an increase in forest cover while the highest losses have been found in Kawal, Bhadra and the Sunderbans reserves.
  • Pakke Tiger Reserve in Arunachal Pradesh has the highest forest cover, at nearly 97%.

 [6] Impact of climate change

  • The report estimates that by 2030, 45-64% of forests in India will experience the effects of climate change and rising temperatures, and forests in all states will be highly vulnerable climate hot spots.
  • Ladakh (forest cover 0.1-0.2%) is likely to be the most affected.
  • India’s forests are already showing shifting trends of vegetation types, such as Sikkim which has shown a shift in its vegetation pattern for 124 endemic species.

[7] Forest fires

  • The survey has found that 35.46 % of the forest cover is prone to forest fires.
  • Out of this, 2.81 % is extremely prone, 7.85% is very highly prone and 11.51 % is highly prone
  • The highest numbers of fires were detected in Odisha, Madhya Pradesh and Chhattisgarh.

Concerns with the declining trends

  • It is worrying that a 1,582 sq km decline was in moderately dense forests, or “natural forests”.
  • This decline shows a degradation of forests in the country, say experts, with natural forests degrading to less dense open forests.
  • Also, scrub area has increased by 5,320 sq km – indicating the complete degradation of forests in these areas.

 

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Higher Education – RUSA, NIRF, HEFA, etc.

Atal Ranking of Institutions on Innovation Achievements (ARIIA), 2021

Note4Students

From UPSC perspective, the following things are important :

Prelims level: ARIIA

Mains level: HEIs in India and their competence

Atal Ranking of Institutions on Innovation Achievements (ARIIA) 2021 has been recently released.

About ARIIA

  • ARIIA is an initiative of erstwhile Ministry of HRD, implemented by AICTE and Ministry’s Innovation Cell.
  • It systematically ranks all major higher educational institutions and universities in India on indicators related to “Innovation and Entrepreneurship Development” amongst students and faculties.
  • ARIIA 2020 will have six categories which also includes special category for women only higher educational institutions to encourage women and bringing gender parity in the areas of innovation and entrepreneurship.
  • The other five categories are 1) Centrally Funded Institutions 2) State-funded universities 3) State-funded autonomous institutions 4) Private/Deemed Universities and 5) Private Institutions.

Major Indicators for consideration

  • Budget & Funding Support.
  • Infrastructure & Facilities.
  • Awareness, Promotions & support for Idea Generation & Innovation.
  • Promotion & Support for Entrepreneurship Development.
  • Innovative Learning Methods & Courses.
  • Intellectual Property Generation, Technology Transfer & Commercialization.
  • Innovation in Governance of the Institution.

Key highlights of 2021 report

  • Seven IITs and the IISc, Bengaluru, are among the top 10 central institutions in promotion and support of innovation and entrepreneurship development.
  • The top rank has been bagged by the IIT, Madras followed by the IITs in Bombay, Delhi, Kanpur and Roorkee.
  • The IISc has bagged the sixth position in the ranking followed by the IITs in Hyderabad and Kharagpur, the NIT, Calicut.

 

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[pib] Good Governance Index 2021

Note4Students

From UPSC perspective, the following things are important :

Prelims level: GGI

Mains level: Not Much

The Centre has released the Good Governance Index 2021 prepared by DARPG (Department of Administrative Reforms and Public Grievances) on Good Governance Day.

Try this question from CS Mains 2016:

 

Q. What do you understand by the terms ‘governance’, ‘good governance’ and ‘ethical governance’?

What do you mean by Good Governance?

  • It is the process of measuring how public institution conduct public affairs and manage public resources and guarantee the realization of human rights in a manner essentially free of abuse and corruption and with due regard for the rule of law.

12 Principles of Good Governance:

  1. Participation, Representation, Fair Conduct of Elections
  2. Responsiveness
  3. Efficiency and Effectiveness
  4. Openness and Transparency
  5. Rule of Law
  6. Ethical Conduct
  7. Competence and Capacity
  8. Innovation and Openness to Change
  9. Sustainability and Long-term Orientation
  10. Sound Financial Management
  11. Human rights, Cultural Diversity and Social Cohesion
  12. Accountability

About Good Governance Index (GGI)

  • The GGI is a uniform tool across States to assess the Status of Governance and the impact of various interventions taken up by the State Government and UTs.
  • The objectives are:
  1. To provide quantifiable data to compare the state of governance in all states and UTs, enable states and UTs
  2. To formulate and implement suitable strategies for improving governance and shift to result-oriented approaches and administration

Components of GGI

  • GGI 2021 Framework covered ten sectors and 58 indicators.
  • These ten Governance Sectors are measured on total 50 indicators:
  1. Agriculture and Allied Sectors
  2. Commerce & Industries
  3. Human Resource Development
  4. Public Health
  5. Public Infrastructure & Utilities
  6. Economic Governance
  7. Social Welfare & Development
  8. Judicial & Public Security
  9. Environment
  10. Citizen-Centric Governance

Categorization of States and UTs

The GGI 2020-21 categorizes States and UTs into four categories, i.e.

  1. Other States – Group A
  2. Other States – Group B
  3. North-East and Hill States and
  4. Union Territories

Top performers in 2021

  • Gujarat, Maharashtra and Goa top the composite rank score covering 10 sectors.
  • GGI 2021 says that Gujarat registered 12.3 percent increase and Goa registered 24.7 percent increase over GGI 2019 indicators.
  • Rajasthan has topped the Other States (Group B) category in Judiciary and Public Safety, Environment & Citizen Centric Governance.
  • GGI 2021 says that in the North-East and Hill States category, Mizoram and Jammu and Kashmir have registered an overall increase of 10.4% and 3.7% respectively over GGI 2019.
  • In the UTs category, Delhi tops the composite rank registering a 14 percent increase over the GGI 2019 indicators.

 

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Judicial Reforms

In news: Law Commission of India

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Law Commission of India

Mains level: Role of Law Commission in Legal Reforms

The Government has informed the Supreme Court that the appointment of Chairperson and Members of the 22nd Law Commission of India is under consideration.

Why in news?

  • The setting up of the 22nd Law Commission was constituted by the Government on February 21, 2020.
  • However, no progress has been made in the appointments till date.
  • The Government invoked the ‘doctrine of separation of power’, which says that one arm of governance should not encroach into that of another.

Issues over appointment

  • The last chairman of the law commission was retired Supreme Court judge, Justice B.S. Chauhan, who completed his tenure on 31 August 2018.
  • Subsequently, the Commission has not been reconstituted.
  • In February 2020, the Government of India announced its intention to reconstitute the Commission with no visible progress.

About Law Commission

  • Law Commission of India is a currently-defunct executive body established by an order of the Government of India.
  • The Commission’s function is to research and advise the GoI on legal reform, and is composed of legal experts, and headed by a retired judge.
  • The commission is established for a fixed tenure and works as an advisory body to the Ministry of Law and Justice.
  • The last chairman of the Commission retired in August 2018, and since then, it has not been reconstituted.

Colonial Background

  • The first Law Commission was established during colonial rule in India, by the East India Company under the Charter Act of 1833.
  • It was then presided by Lord Macaulay.
  • After that, three more Commissions were established in pre-independent India.

Post-Independence functioning

  • The first Law Commission of independent India was established in 1955 for a three-year term.
  • Since then, twenty-one more Commissions have been established.

Major reforms undertaken

  • The First Law Commission under Macaulay Itsuggested various enactments to the British Government, most of which were passed and enacted and are still in force in India.
  • These include the Indian Penal Code (first submitted in 1837 but enacted in 1860 and still in force), Criminal Procedure Code (enacted in 1898, repealed and succeeded by the Criminal Procedure Code of 1973), etc.
  • Thereafter three more Law Commissions were established which made a number of other recommendations the Indian Evidence Act (1872) and Indian Contract Act (1872), etc. being some of the significant ones.

Role in legal reforms

The Law Commission has been a key to law reform in India.

  • Its role has been both advisory and critical of the government’s policies
  • In a number of decisions, the Supreme Court has referred to the work done by the commission and followed its recommendations.
  • The Commission seeks to simplify procedures to curb delays and improve standards of justice.
  • It also strives to promote an accountable and citizen-friendly government that is transparent and ensures the people’s right to information.

 

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Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

National Health Accounts Estimates: 2017-18

Note4Students

From UPSC perspective, the following things are important :

Prelims level: National Health Accounts Estimates: 2017-18

Mains level: Health expenditure in India

Out-of-pocket expenditure (OOPE) as a share of total health expenditure and foreign aid for health has both come down as per the findings of the National Health Accounts (NHA) estimates for India for 2017-18.

What is National Health Accounts (NHA)?

  • The NHA estimates are prepared by using an accounting framework based on internationally accepted System of Health Accounts 2011, provided by the World Health Organization (WHO).
  • It is released by Ministry of Health & Family Welfare.
  • It describes health expenditures and flow of funds in the country’s health system over a financial year of India.
  • It answers important policy questions such as what are the sources of healthcare expenditures, who manages these, who provides health care services, and which services are utilized.
  • It is a practice to describe the health expenditure estimates according to a global standard framework, System of Health Accounts 2011 (SHA 2011), to facilitate comparison of estimates across countries.

Objective of the NHA

  • To describe the Current Health Expenditures (CHE).

The details of CHE are presented according to

  • Revenues of healthcare financing schemes: – entities that provide resources to spend for health goods and services in the health system;
  • Healthcare financing schemes: entities receiving and managing funds from financing sources to pay for or to purchase health goods and services;
  • Healthcare providers: entities receiving finances to produce/ provide health goods and services;
  • Healthcare functions: It describes the use of funds across various health care services.

About NHA (2017-2018)

  • The 2017-18 NHA estimates shows government expenditure on health exhibiting an increasing trend and growing trust in public health care system.
  • With the present estimate of NHA 2017-18, India has a continuous Time Series on NHA estimates for both government and private sources for five years since 2013-14.
  • These estimates are not only comparable internationally, but also enable the policy makers to monitor progress towards universal health coverage as envisaged in the National Health Policy, 2017.

Key Highlights

Increase in GDP share: The NHA estimates for 2017-18 clearly show that there has been an increase in the share of government health expenditure in the total GDP from 1.15% in 2013-14 to 1.35% in 2017-18.

Increase in govt share in expenditures: In 2017-18, the share of government expenditure was 40.8%, which is much higher than 28.6% in 2013-14.

Per-Capita increase in expenditure: In per capita terms, the government health expenditure has increased from Rs 1042 to Rs.1753 between 2013-14 to 2017-18.

Focus on total healthcare: The primary and secondary care accounts for more than 80% of the current Government health expenditure.

Social security expenditure: The share of social security expenditure on health, which includes the social health insurance program, Government financed health insurance schemes, and medical reimbursements made to Government employees, has increased.

Decline in foreign aid: The findings also depict that the foreign aid for health has come down to 0.5%, showcasing India’s economic self-reliance.

Decline in OOPE: The government’s efforts to improve public health care are evident with out-of-pocket expenditure (OOPE) as a share of total health expenditure coming down to 48.8% in 2017-18 from 64.2% in 2013-14.

Way forward

  • After 18 months of Covid-19, financial year 2017-18 appears to be from another era.
  • However, learnings from that year’s NHA help us to plan for health system strengthening in the post-Covid years.
  • The special financing packages for Covid emergency response, announced by the central government in 2020 and 2021, represent an extraordinary situation.
  • The resolve to increase public financing for health must remain strong even after Covid.

 

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Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

Key Demographic Transitions captured by 5th round of NFHS

Note4Students

From UPSC perspective, the following things are important :

Prelims level: National Family Health Survey

Mains level: Read the attached story

The Union health ministry released the summary findings of the fifth round of the National Family and Health Survey (NFHS-5), conducted in two phases between 2019 and 2021.

About NFHS

  • The NFHS is a large-scale, multi-round survey conducted in a representative sample of households throughout India.
  • The previous four rounds of the NFHS were conducted in 1992-93, 1998-99, 2005-06 and 2015-16.
  • The survey provides state and national information for India on:

Fertility, infant and child mortality, the practice of family planning, maternal and child health, reproductive health, nutrition, anaemia, utilization and quality of health and family planning services etc.

Objectives of the survey

Each successive round of the NFHS has had two specific goals:

  • To provide essential data on health and family welfare needed by the Ministry of Health and Family Welfare and other agencies for policy and programme purposes
  • To provide information on important emerging health and family welfare issues.

Key highlights of the NFHS-5

[1] Women outnumbering men

  • NFHS-5 data shows that there were 1,020 women for 1000 men in the country in 2019-2021.
  • This is the highest sex ratio for any NFHS survey as well as since the first modern synchronous census conducted in 1881.
  • To be sure, in the 2005-06 NFHS, the sex ratio was 1,000 or women and men were equal in number.

[2] Fertility has decreased

  • The Total Fertility Rate (TFR) has also come down below the threshold at which the population is expected to replace itself from one generation to next.
  • TFR was 2 in 2019-2021, just below the replacement fertility rate of 2.1. To be sure, in rural areas, the TFR is still 2.1.
  • In urban areas, TFR had gone below the replacement fertility rate in the 2015-16 NFHS itself.

[3] Population is ageing

  • A decline in TFR, which implies that lower number of children are being born, also entails that India’s population would become older.
  • Sure enough, the survey shows that the share of under-15 population in the country has therefore further declined from 28.6% in 2015-16 to 26.5% in 2019-21.

[4] Children’s nutrition has improved

  • The share of stunted (low height for age), wasted (low weight for height), and underweight (low weight for age) children have all come down since the last NFHS conducted in 2015-16.
  • However, the share of severely wasted children has not, nor has the share of overweight (high weight for height) or anaemic children.
  • The share of overweight children has increased from 2.1% to 3.4%.

[5] Nutrition problem for adults

  • For children and their mothers, there are at least government schemes such as Integrated Child Development Services (ICDS) that seek to address the nutritional needs at the time of childbirth and infancy.
  • However, there is a need to address the nutritional needs of adults too.
  • The survey has shown that though India might have achieved food security, 60% of Indians cannot afford nutritious diets.
  • While the share of women and men with below-normal Body Mass Index (BMI) has decreased, the share of overweight and obese (those with above-normal BMI) and the share of anaemic has increased.

[6] Basic sanitation challenges

  • Availability of basic amenities such as improved sanitation facilities clean fuel for cooking, or menstrual hygiene products can improve health outcomes.
  • There has been an improvement on indicators for all three since the last NFHS. However, the degree of improvement might be less than claimed by the government.
  • For example, only 70% population had access to an improved sanitation facility.
  • While not exactly an indicator of open defecation, it means that the remaining 30% of the population has a flush or pour-flush toilet not connected to a sewer, septic tank or pit latrine.

[7] Use of clean fuel

  • The share of households that use clean cooking fuel is also just 59%.

[8] Financial inclusion

  • The share of women having a bank account that they themselves use has increased from 53% to 79%.
  • Households’ coverage by health insurance or financing scheme also has increased 1.4 times to 41%, a clear indication of the impact of the government’s health insurance scheme.

 

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Poverty Eradication – Definition, Debates, etc.

NITI Aayog’s Multidimensional Poverty Index (MPI)

Note4Students

From UPSC perspective, the following things are important :

Prelims level: NMPI

Mains level: Multidimensional Poverty in India

The Government think-tank NITI Aayog has released the National Multidimensional Poverty Index (MPI).

Multidimensional Poverty Index (MPI)

  • This baseline report of India’s first-ever national MPI measure is based on the reference period of 2015-16 of the National Family Health Survey (NFHS)- 4.
  • It uses the globally accepted and robust methodology developed by the Oxford Poverty and Human Development Initiative (OPHI) and the United Nations Development Programme (UNDP).
  • It captures multiple and simultaneous deprivations faced by households.

Parameters used

  • The NMPI is calculated using 12 indicators — nutrition, child and adolescent mortality, antenatal care, years of schooling, school attendance, cooking fuel, sanitation, drinking water, electricity, housing, assets and bank account,
  • They have been grouped under three dimensions namely, health, education and standard of living.

Why NFHS-4?

  • Data collected during the NFHS-4 (2015-2016) corresponds to the period before the full roll out of new governments’ flagship schemes.
  • Hence it serves as a useful source for measuring the situation at baseline i.e. before large-scale rollout of nationally important schemes.

How is the data used?

  • The national MPI 2021 is calculated using the household microdata collected at the unit-level for the NFHS-4 that is used to derive the baseline multidimensional poverty.
  • Further, the country’s progress would be measured using this baseline in the NFHS-5, for which the data was collected between 2019 and 2020.
  • The progress of the country with respect to this baseline will be measured using the NFHS-5 data collected in 2019-20.

Key highlights NMPI

  • As per the index, 51.91% of the population in Bihar is poor, followed by Jharkhand (42.16%), Uttar Pradesh (37.79%), Madhya Pradesh (36.65%) and Meghalaya (32.67%).
  • On the other hand, Kerala registered lowest population poverty levels (0.71%), followed by Puducherry (1.72%), Lakshadweep (1.82%), Goa (3.76%) and Sikkim (3.82%).
  • Other States and UTs where less than 10% of the population are poor include Tamil Nadu (4.89%), Andaman & Nicobar Islands (4.30%), Delhi (4.79%), Punjab (5.59%), Himachal Pradesh (7.62%) and Mizoram (9.8%).

 

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Labour, Jobs and Employment – Harmonization of labour laws, gender gap, unemployment, etc.

First ever All India Survey on Domestic Workers

Note4Students

From UPSC perspective, the following things are important :

Prelims level: All India Survey on Domestic Workers

Mains level: Not Much

Union Minister for Labour and Employment  has flagged off the first ever All All India Survey on Domestic workers being conducted by Labour Bureau.

All India Survey on Domestic Workers

  • The Survey  is aimed to estimate the number and proportion of domestic workers at National and State level.
  • It would help find percentage distribution of domestic workers with respect to Live-in/Live-out, formal/ Informal Employment, Migrant/Non-Migrant, their wages and other socio-economic characteristics.
  • The survey will also provide the Household Estimates of Live-in/Live-out domestic workers and average number of domestic workers engaged by different types of households.

Objectives of the Survey

  • Estimate the number/proportion of DWs at National and State level.
  • Household Estimates of Live-in/ Live-out DWs.
  • Average number of DWs engaged by different types of households.

Why need such Survey?

  • Domestic workers (DWs) constitute a significant portion of total employment in the informal sector.
  • However, there is a dearth of data on the magnitude and prevailing employment conditions of DW.
  • Hence with the view to have time series data on domestic workers, GoI has entrusted Labour Bureau to conduct an all-India survey on DWs.

Parameters of the Survey

The Domestic Worker Survey collects information on the following broad   parameters:

  • Household Characteristics such as HH size, Religion, Social Group, Usual Monthly Consumption Expenditure, Nature of Dwelling unit.
  • Demographic Characteristics such as Name, Age, Relation to Head, Marital Status, General Education Level, Usual Principal Activity Status, Subsidiary Activity Status and Status of DWs.
  • Information on Employer is also collected such as their preferences of DW regarding Gender and marital status, mode of payment of wages, number of days worked, mode of engagement, whether DW services were availed during ii COVID-19 pandemic, medical support given to DWs.

Scope of the Survey

  • All India States/UTs of India covered are 37 and Districts covered are742
  • Unit of Enumeration is Villages as per Census 2011 and Urban Blocks as per latest phase of UFS.
  • At the all-India level, a total number of 12766 First Stage Units (FSUs) i.e., 6190 villages and 6576 UFS blocks will be covered in the survey.
  • 1,50,000 Households i.e., the Ultimate Stage Units (USU) will be covered.

 

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Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

Health Care Equity in Urban India

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Not much

Mains level: Healthcare scenario in urban areas

The report on ‘Health Care Equity in Urban India’ exploring health vulnerabilities and inequalities in cities in India was recently released.

About the report

  • The report is released recently by Azim Premji University in collaboration with 17 regional NGOs across India.
  • It notes that a third of India’s people now live in urban areas, with this segment seeing rapid growth from about 18% (1960) to 28.53% (2001) to 34% (in 2019).
  • The study draws insights from data collected through detailed interactions with civil society organizations in major cities and towns.
  • This also included an analysis of the National Family and Health Surveys (NHFS), the Census of India, and inputs from State-level health officials on the provision of health care.
  • It also looks at the availability, accessibility, and cost of healthcare facilities, and possibilities in future-proofing services in the next decade.

Key highlights of the report

  • Urban poverty on rise: Close to 30% of people living in urban areas are poor.
  • Declining life expectancy: Life expectancy among the poorest is lower by 9.1 years and 6.2 years among men and women, respectively, compared to the richest in urban areas.
  • Chaotic health governance: The report, besides finding disproportionate disease burden on the poor, also pointed to a chaotic urban health governance.
  • Multiplicity and non-coordination: The multiplicity of healthcare providers both within and outside the government without coordination challenges to urban health governance.
  • Lack of political attention: Urban healthcare has received relatively less research and policy attention.

Major recommendations

The report calls for:

  • Strengthening community participation and governance
  • Building a comprehensive and dynamic database on the health and nutrition status, including co-morbidities of the diverse, vulnerable populations
  • Strengthening healthcare provisioning through the National Urban Health Mission, especially for primary healthcare services
  • Putting in place policy measures to reduce the financial burden of the poor
  • A better mechanism for coordinated public healthcare services and better governed private healthcare institutions

Conclusion

  • As urbanization is happening rapidly, the number of the urban poor is only expected to increase.
  • A well-functioning, better coordinated, and governed health care system is crucial at this point.
  • The pandemic has brought to attention the need for a robust and resourced healthcare system.
  • Addressing this will benefit the most vulnerable and offer critical services to city dwellers across income groups.

 

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Digital India Initiatives

Assessing the digital gap and learning losses

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Not much

Mains level: Digital connectivity and social sector of India

A recent survey released seeks to analyze the COVID-impact on digital connectivity in the context of healthcare, education, and work.

About the Survey

  • LIRNEasia, an Asia Pacific think tank focussed on digital policy, tied up with the Indian Council for Research on International Economic Relations (ICRIER).
  • They took part in a global study funded by the Canada’s International Development Centre to assess the socio-economic impacts of COVID-19 .
  • They sought to analyse access to services, with a focus on digital technologies in healthcare, education and work.

Highlights of the Survey:

[A] Internet Access and Use

(1) Internet users

  • The survey found that 47% of the population are Internet users, a significant jump from the 19% who were identified as Internet users in late 2017.
  • At least 5 crores have already become new Internet users in 2021.

(2) Gender and internet

  • Men still use the Internet more than women.
  • There is a 37% gender gap among users, although this is half of the 57% gap present four years ago.

(3) Rural-urban Gap

  • The rural-urban gap has dropped from 48% in 2017 to just 20% now as more rural residents come online.

(4) Education

  • Among those with college education, 89% are Internet users, compared to 60% of those who completed secondary school.
  • Only 23% of those who dropped out of school after Class 8, and 9% of those without any education, are able to use the Internet.

Major inferences drawn

  • Among non-users, lack of awareness is still the biggest hurdle.
  • The percentage of non-users who said they do not know what the Internet is dropped from 82% to 49% over the last four years.
  • Increasingly, lack of access to devices and lack of skills are the reason why people do not go online.

Loopholes in Remote Education

  • 80% of school-age children in the country had no access to remote education at all during the 18 months of lockdown.
  • This happened even though 64% of households actually had Internet
  • Situation was worse for those homes without Internet connections, where only 8% of children received any sort of remote education.

[B] Internet connectivity

  • Apart from not having any devices, poor 3G/4G signal and high data cost were listed as the biggest hurdles.
  • Even among the 20% who received education, only half had access to live online classes which required a good Internet connection and exclusive use of a device.
  • Most depended on recorded lessons and WhatsApp messages which could be sent to a parent’s phone and downloaded at leisure.
  • Others were able to have more direct contact with teachers via phone calls or physical visits.

Worst consequences: Dropouts

  • Nationwide, 38% of households said at least one child had dropped out of school completely due to COVID-19.
  • The situation was significantly worse among those from lower socio-economic classes, or where the head of the household had lower education levels.

[C] Internet access and healthcare

  • About 15% required healthcare access for non-COVID related purposes during the most severe national and State lockdown.
  • Of the 14% who required ongoing treatment for chronic conditions, over a third missed at least one appointment due to the lockdown.
  • Telemedicine and online doctor consultations surged during these times, but only 38% said they were able to access such services.
  • With regard to COVID-19, about 40% of respondents depended on television channels for advice as their most trusted source.

 

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Primary and Secondary Education – RTE, Education Policy, SEQI, RMSA, Committee Reports, etc.

First National Achievement Survey (NAS) held

Note4Students

From UPSC perspective, the following things are important :

Prelims level: National Achievement Survey (NAS)

Mains level: Not Much

The first National Achievement Survey (NAS) in four years was conducted, in a bid to assess the competencies of children in Class 3, 5 and 8.

National Achievement Survey (NAS)

  • NAS is a nationally representative large-scale survey of students’ learning undertaken by the Ministry of Education.
  • It is implemented on a sample size aiming to assess students of 3rd, 5th, 8th and 10th
  • It gives a system level reflection on effectiveness of school education.
  • The NCERT has developed the Assessment Framework for gauging the competencies attained by the student’s vis-a-vis learning outcomes.

Features of the Survey

  • The Survey goes beyond the scorecard and includes the background variables to correlate student’s performance in different learning outcomes vis-a-vis contextual variables.
  • The Survey was conducted in a monitored environment in the sampled schools.
  • Selection of sampled schools was based on UDISE+ (Unified District Information System for Education) 2019-20 data.

Significance of NAS

  • NAS findings would help diagnose learning gaps of students and determine interventions required in education policies, teaching practices and learning.
  • Through its diagnostic report cards, NAS findings help in capacity building for teachers, officials involved in the delivery of education.
  • This will help to assess the learning interruptions and new learnings during the COVID pandemic and help to take remedial measures.

 

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Roads, Highways, Cargo, Air-Cargo and Logistics infrastructure – Bharatmala, LEEP, SetuBharatam, etc.

Logistics Ease Across Different States (LEADS) Report, 2021

Note4Students

From UPSC perspective, the following things are important :

Prelims level: LEADS Index

Mains level: Not Much

The Logistics Ease Across Different States (LEADS) 2021 Index Rankings has been recently released.

About LEADS

  • The LEADS index was launched in 2018 by the Commerce and Industry Ministry and Deloitte.
  • It ranks states on the score of their logistics services and efficiency that are indicative of economic growth.
  • States are ranked based on quality and capacity of key infrastructure such as road, rail and warehousing as well as on operational ease of logistics.

Highlights of the 2021 report

  • India’s logistics costs account for 13-14 per cent of GDP, compared to 7-8 per cent in developed countries.
  • Gujarat, Haryana and Punjab have emerged as the top performers in the LEADS 2021 index respectively.
  • West Bengal, Rajasthan, Madhya Pradesh, Goa, Bihar, Himachal Pradesh and Assam were ranked 15th, 16th, 17th, 18th, 19th, 20th and 21st respectively.
  • North Eastern States, and J&K and Ladakh have been considered a separate group for LEADS rankings.

 

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Rural Distress, Farmer Suicides, Drought Measures

Farmer suicide

Note4Students

From UPSC perspective, the following things are important :

Prelims level: NCRB

Mains level: Farmers suicides in India

The number of agricultural labourers who died by suicide in 2020 was 18% higher than the previous year, according to the National Crime Records Bureau (NCRB) report.

Farmers suicide in 2020

  • In 2020, 5,098 of these agricultural labourers died by suicide, an 18% rise from the 4,324 who died last year.
  • Overall, 10,677 people engaged in the farm sector died by suicide in 2020, slightly higher than the 10,281 who died in 2019.
  • They made up 7% of all suicides in the country.
  • Most of these deaths were among those whose primary work and main source of income comes from labour activities in agriculture or horticulture.
  • However, among farmers who cultivate their own land, with or without the help of other workers, the number of suicides dropped 3.7% from 5,129 to 4,940.
  • Among tenant farmers who cultivate leased land, there was a 23% drop in suicides from 828 to 639.

State-wise data

  • The worst among States continues to be Maharashtra, with 4,006 suicides in the farm sector, including a 15% increase in farm worker suicides.
  • Other States with a poor record include Karnataka (2016), Andhra Pradesh (889) and Madhya Pradesh (735).
  • Tamil Nadu also bucked the national trend; although the total number of farm suicides in the State was slightly higher.

Why more suicides despite a boom?

  • The farm sector was one of the few bright spots in the Indian economy since a year.
  • It recorded growth on the back of a healthy monsoon and the continuation of agricultural activities during a lockdown that crippled other sectors.
  • Hence, suicides among landowning farmers dropped slightly during the pandemic year.
  • Landless agricultural labourers who did not benefit from income support schemes such as PM Kisan may have faced higher levels of distress during the pandemic.

General causes of farmers suicides in India

Suicide victims are motivated by more than one cause however the primer reason is the inability to repay loans.

  • Debt trap: Major causes reportedly are bankruptcy/indebtedness, problems in the families, crop failure, illness and alcohol/substance abuse.
  • Lack of credit: Low access to credit, irrigation and technology worsens their ability to make a comfortable living.
  • Responsibility burden: In other words, debt to stress and family responsibilities as reasons were significantly higher than fertilizers and crop failure.
  • Disguised unemployment: This remains high. Fragmentation of land holdings has left far too many farmers with farms that are too small to be remunerative.
  • Mental health: One of the major causes behind suicidal intent is depression. Farmers are often subjected to fear of boycott due to societal pressures.

 

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Back2Basics: National Crime Records Bureau (NCRB)

  • The NCRB is an Indian government agency responsible for collecting and analysing crime data as defined by the Indian Penal Code (IPC) and Special and Local Laws (SLL).
  • It is headquartered in New Delhi and is part of the Ministry of Home Affairs (MHA).
  • It was set-up in 1986 to function as a repository of information on crime and criminals so as to assist the investigators in linking crime to the perpetrators.
  • It was set up based on the recommendation of the Task force, 1985 and National Police Commission, 197.
  • It merged the Directorate of Coordination and Police Computer (DCPC), Inter State Criminals Data Branch of CBI and Central Finger Print Bureau of CBI.

Also read:

[Burning Issue] Farmers’ suicide in India

 

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Climate Change Impact on India and World – International Reports, Key Observations, etc.

What is Climate Vulnerability Index?

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Climate Vulnerability Index

Mains level: Mapping India's climate change vulnerability

Environmental think tank Council on Energy, Environment and Water has carried a first-of-its-kind district-level climate vulnerability assessment, or Climate Vulnerability Index (CVI).

Climate Vulnerability Index

  • The Index takes into account certain indicators when assessing the preparedness of a state or district.
  • It considers:
  1. Exposure (that is whether the district is prone to extreme weather events)
  2. Sensitivity (the likelihood of an impact on the district by the weather event)
  3. Adaptive capacity (what the response or coping mechanism of the district is)

Significance of CVI

  • CVI helps map critical vulnerabilities and plan strategies to enhance resilience and adapt by climate-proofing communities, economies and infrastructure.
  • Instead of looking at climate extremes in isolation, the study looks at the combined risk of hydro-met disasters, which is floods, cyclones and droughts, and their impact.
  • The study does not take into consideration other natural disasters such as earthquakes.

Why does India need a climate vulnerability index?

  • According to Germanwatch’s 2020 findings, India is the seventh-most vulnerable country with respect to climate extremes.
  • Extreme weather events have been increasing in the country such as supercyclone Amphan in the Bay of Bengal, which is now the strongest cyclone to be recorded in the country.
  • Recent events such as the landslides and floods in Uttarakhand and Kerala, have also increased in the past decade.
  • Further, the IPCC states that every degree rise in temperature will lead to a three per cent increase in precipitation, causing increased intensification of cyclones and floods.

Key findings of the CVI

According to CVI, Assam, Andhra Pradesh, Maharashtra, Karnataka and Bihar are most vulnerable to extreme climate events such as floods, droughts and cyclones in India.

  • 183 hotspot districts are highly vulnerable to more than one extreme climate events
  • 60% of Indian districts have medium to low adaptive capacity in handing extreme weather events – these districts don’t have robust plans in place to mitigate impact
  • North-eastern states are more vulnerable to floods
  • South and central are most vulnerable to extreme droughts
  • 59 and 41 per cent of the total districts in the eastern and western states, respectively, are highly vulnerable to extreme cyclones.

Best performing states

  • Kerala and West Bengal have performed well comparatively, despite both being coastal states and dealing with the threat of cyclones and floods annually.
  • The reason why these states have performed better is that they have stepped up their climate action plans as well as preparedness to handle an extreme weather event.

Key recommendations

  • Develop a high-resolution Climate Risk Atlas (CRA) to map critical vulnerabilities
  • Establish a centralised climate-risk commission to coordinate the environmental de-risking mission.
  • Undertake climate-sensitivity-led landscape restoration focused on rehabilitating, restoring, and reintegrating natural ecosystems as part of the developmental process.
  • Integrate climate risk profiling with infrastructure planning to increase adaptive capacity.
  • Provide for climate risk-interlinked adaptation financing by creating innovative CVI-based financing instruments that integrate climate risks for an effective risk transfer mechanism.

 

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Minority Issues – SC, ST, Dalits, OBC, Reservations, etc.

Do we need to count caste in census?

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Not much

Mains level: Need for and issues with Caste Census

  • A continuous and unabated push towards including caste in the forthcoming census enumeration has finally ended with the Union government position into the Supreme Court.
  • The Centre had decided as a matter of policy not to enumerate caste-wise population other than Scheduled Castes and Scheduled Tribes.

Must read:

Complex count: On caste census

Existing issue: Delay in the Census itself

  • That a decadal exercise has faced discontinuation with the pandemic is damaging enough, which will require reconstruction for the year 2021.
  • We are also not sure how the Registrar General and Census Commissioner, who could not conduct the census on time, will be able to add any other additional questions including enumeration of caste.
  • The Election Commission did its job in conducting elections during Covid-19 but not the Census Commissioner.

Why caste cannot be included at this hour?

  • In the midst of an uncertain environment, conducting a census is unavoidable since it is not an overnight exercise.
  • Imposing the collection of caste information may dilute the exercise at the very least and send wrong signals regarding its purpose.

Why we should let the Census go its way?

There need to be sincere efforts towards putting systems in place in context to the Census.

(a) Population Enumeration

  • There is a need conduct the population enumeration at the earliest and providing an update of India’s population dynamics in comparable terms to be read against the past.
  • The absence of population enumeration and its discontinuation can have implications for gauging the evolving changes as well as its prospects.

(b) Age-sex composition

  • Census offer some tentative clues towards the age-sex composition of the population under varying sets of assumptions.
  • Besides, it offers more detailed information — on households, assets, marital status, education, migration etc since the last census of 2011.
  • Moreover it would provide accurate data about India’s large chunk of population which is ageing.

(c) Impact of the Pandemic

  • A decade of rapid fertility declines and rising mobility needs serious assessment in terms of its impact on the population dynamics.
  • In the absence of any clue regarding population, together with a pandemic with its devastating course of fatalities, the need for a population enumeration is all the more urgent.
  • Estimated and projected numbers can serve as approximations to the extent of the assumptions being realistic and accurate.

(d) Planning for the next FYP

  • A 14th five-year plan being in the offing makes it a crucial year to have the real numbers towards making the planning exercise effective.
  • Preparing our human capital of quality and adaptability to the emerging labour market is the need of the hour, and at the same time.

Impediments created by including Caste

An attribute like caste being obtained in a census exercise makes matters complex on multiple grounds such as:

  • Caste within Caste: Given the differences in caste hierarchies across various regions of the country, a comparative reading along with generating a common hierarchy may be a challenge.
  • Caste over occupation linked predicaments: Further, caste linked deprivation or adversity may not be as common as occupation linked predicaments, which become easier to compare across states/regions.
  • Anonymity and bias: An intimate and personalised attribute like caste may have its differential exposition between urban and rural residents. Urban residents’ need for anonymity can always bias the reporting on caste.
  • Identity crisis: Above all, recognition and adherence to caste identity is to a large extent shaped by progressive ideals, cosmopolitanism and education, which has its own regional divide in the country between the north and the south.

Other concerns

  • Accuracy of reporting: With such complexities associated with divulging caste identity, one cannot be sure of its accuracy in reporting on the one hand and the possible bias linked to other attributes on the other.
  • Existing status-quo: The attributes obtained in the census like age, sex, residence, occupation and religion in themselves have not received adequate exploration to add to the understanding of differential population dynamics.
  • Non-intervention: Considering caste with its wide-ranging count as another fresh attribute may not be of worth as neither will it offer sensible outcome differences nor facilitate identification for intervention.

Way forward

  • The census enumeration should be a priority and the proposed digital enumeration should become more effective in generating required data of quality and accuracy.
  • The upcoming census is certain to reveal interesting realities of population dynamics that go beyond the narrow and regressive outlook of the caste count to help gauge the transformation in human capital.

Conclusion

  • In fact, attributes like caste and religion that are not modifiable should be less important compared to modifiable attributes like education, occupation and other endowment linked attributes.
  • Hence, the moral lies in rising above ascribed attributes in defining outcomes to that of achieved ones.
  • Such an approach has a dual advantage of gauging distribution across attributes as well as their response to outcomes.

 

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Water Management – Institutional Reforms, Conservation Efforts, etc.

Wastewater Treatment in India

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Important facts mentioned

Mains level: Wastewater treatment in India

Sewage treatment plants (STPs) in India are able to treat a little more than a third of the sewage generated per day, according to the latest report of the Central Pollution Control Board (CPCB).

What is Wastewater?

Wastewater is used water from any combination of domestic, industrial, commercial or agricultural activities, surface runoff/ stormwater, and any sewer inflow or sewer infiltration.

In everyday usage, wastewater is commonly a synonym for:

  • Sewage also called domestic wastewater or municipal wastewater which is wastewater that is produced by a community of people.
  • Industrial wastewater, water-borne waste generated from a variety of industrial processes, such as manufacturing operations, mineral extraction, power generation, or water and wastewater treatment.
  • Cooling water, released with potential thermal pollution after use to condense steam or reduce machinery temperatures by conduction or evaporation
  • Leachate, precipitation containing pollutants dissolved while percolating through ores, raw materials, products, or solid waste
  • Return flow, carrying suspended soil, pesticide residues, or dissolved minerals and nutrients from irrigated cropland
  • Surface runoff, the flow of water occurring on the ground surface when excess rainwater, stormwater, meltwater, or other sources, can no longer sufficiently rapidly infiltrate in the soil.
  • Urban runoff, including water used for outdoor cleaning activity and landscape irrigation in densely populated areas created by urbanization
  • Agricultural wastewater, generated from confined animal operations

Wastewater in India

  • India generated 72,368 MLD (million litres per day) whereas the installed capacity of STPs was 31,841 MLD (43.9 per cent), according to the report.

Treatment facilities available

  • Of this installed capacity, developed and operationalized capacity was 26,869 MLD (84 per cent).
  • Of the total operationalised capacity, 20,235 MLD (75 per cent) was the actual utilised capacity.
  • In other words, out of total 72,368 MLD sewage generated every day, only 20,235 MLD is treated.

Skewed distribution

  • Five states and Union Territories (UT) — Maharashtra, Gujarat, Uttar Pradesh, Delhi and Karnataka — account for 60 per cent of the total installed treatment capacity of the country.
  • These, along with five other states and UTs — Madhya Pradesh, Haryana, Punjab, Tamil Nadu and Rajasthan — alone constitute 86 per cent of the total installed capacity.
  • Arunachal Pradesh, Andaman & Nicobar Islands, Lakshadweep, Manipur, Meghalaya and Nagaland have not installed sewage treatment plants.
  • There are states like Bihar which do have a small installed capacity of STPs. But on the operational front, they score a zero.
  • Chandigarh ranks first in terms of total sewage generated to what is actually treated. It generates 188 MLD of sewage and has an operational capacity to treat 271 MLD.

Major issue: Reuse of sewage

  • The reuse of treated sewage is an issue which hasn’t assumed much importance in the policy planning of many state governments.
  • Treated sewage water can be reused for horticulture, irrigation, washing activities (road, vehicles and trains), fire-fighting, industrial cooling, toilet flushing and gardening.
  • The proportion of the reuse of treated sewage is maximum in Haryana (80 per cent) followed by Puducherry (55 per cent), Delhi (50 per cent), Chandigarh (35 per cent), Tamil Nadu (25 per cent), Madhya Pradesh (20 per cent) and Andhra Pradesh (5 per cent).

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NITI Aayog’s Assessment

[pib] Reforms in Urban Planning Capacity in India

Note4Students

From UPSC perspective, the following things are important :

Prelims level: NITI Aayog

Mains level: Evolving concept of urban development

NITI Aayog has launched a report titled ‘Reforms in Urban Planning Capacity in India’ on measures to ramp up urban planning capacity in India.

Reforms in Urban Planning

  • The report has been developed by NITI Aayog, in consultation with concerned ministries and eminent experts in the domain of urban and regional planning.
  • It underscores urban challenges, including town planning and emphasizes need greater policy attention in our country.

Why such report?

  • India is home to 11% of the total global urban population.
  • By 2027, India will surpass China as the most populous country in the world.
  • Unplanned urbanization, however, exerts great strain on our cities. In fact, the Covid-19 pandemic has revealed the dire need for the planning and management of our cities.
  • The existing urban planning and governance framework is complex, which often leads to ambiguity and lack of accountability.

Highlights of the report

The report makes several recommendations that can unblock bottlenecks in the value chain of urban planning capacity in India.  Some of them are:

Programmatic Intervention for Planning of Healthy Cities:

  • Every city must aspire to become a ‘Healthy City for All’ by 2030.
  • The report recommends a Central Sector Scheme ‘500 Healthy Cities Programme’, for a period of 5 years, wherein priority cities and towns would be selected jointly by the states and local bodies.

Programmatic Intervention for Optimum Utilization of Urban Land:

  • All the cities and towns under the proposed ‘Healthy Cities Programme’ should strengthen development control regulations based on scientific evidence to maximize the efficiency of urban land (or planning area).
  • The report recommends a sub-scheme ‘Preparation/Revision of Development Control Regulations’ for this purpose.

Ramping Up of Human Resources:

  • To combat the shortage of urban planners in the public sector, the report recommends that the states/UTs may need to a) expedite the filling up of vacant positions of town planners.
  • It asks to additionally sanction 8268 town planners’ posts as lateral entry positions.

Ensuring Qualified Professionals for Undertaking Urban Planning:

  • State town and country planning departments face an acute shortage of town planners.
  • This is compounded by the fact that in several states, ironically, a qualification in town planning is not even an essential criterion for such jobs.
  • States may need to undertake requisite amendments in their recruitment rules to ensure the entry of qualified candidates into town-planning positions.

Re-engineering of Urban Governance:

  • The report recommends the constitution of a high-powered committee to re-engineer the present urban-planning governance structure.
  • The key aspects that would need to be addressed in this effort are:
  1. clear division of the roles and responsibilities of various authorities, appropriate revision of rules and regulations, etc.,
  2. creation of a more dynamic organizational structure, standardisation of the job descriptions of town planners and other experts, and
  3. extensive adoption of technology for enabling public participation and inter-agency coordination.

Revision of Town and Country Planning Acts:

  • Most States have enacted the Town and Country Planning Acts, that enable them to prepare and notify master plans for implementation.
  • However, many need to be reviewed and upgraded.
  • Therefore, the formation of an apex committee at the state level is recommended to undertake a regular review of planning legislations (including town and country planning or urban and regional development acts or other relevant acts).

Demystifying Planning and Involving Citizens:

  • While it is important to maintain the master plans’ technical rigour, it is equally important to demystify them for enabling citizens’ participation at relevant stages.
  • Therefore, the committee strongly recommends a ‘Citizen Outreach Campaign’ for demystifying urban planning.

Steps for Enhancing the Role of Private Sector:

  • The report recommends that concerted measures must be taken at multiple levels to strengthen the role of the private sector to improve the overall planning capacity in the country.
  • These include the adoption of fair processes for procuring technical consultancy services, strengthening project structuring and management skills in the public sector, and empanelment of private sector consultancies.

Steps for Strengthening Urban Planning Education System:

  • The Central universities and technical institutions in all the other States/UTs are encouraged to offer PG degree programmes (MTech Planning) to cater to the requirement of planners in the country.
  • The committee also recommends that all such institutions may synergize with Ministry of Rural Development, Ministry of Panchayati Raj and respective state rural development departments.

Measures for Strengthening Human Resource and Match Demand–Supply:

  • The report recommends the constitution of a ‘National Council of Town and Country Planners’ as a statutory body.
  • Also, a ‘National Digital Platform of Town and Country Planners’ is suggested to be created within the National Urban Innovation Stack of MoHUA.
  • This portal will enable self-registration of all planners and evolve as a marketplace for potential employers and urban planners.

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Financial Inclusion in India and Its Challenges

RBI unveils Financial Inclusion Index

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Financial Inclusion Index

Mains level: Financial inclusion of masses

The Reserve Bank of India (RBI) has announced the formation of a composite Financial Inclusion Index (FI-Index) to capture the extent of financial inclusion across the country.

Financial Inclusion Index

  • The FI-Index will be published in July every year.
  • The index captures information on various aspects of financial inclusion in a single value ranging between 0 and 100, where 0 represents complete financial exclusion and 100 indicates full financial inclusion.
  • It has been conceptualized as a comprehensive index incorporating details of banking, investments, insurance, postal as well as the pension sector in consultation with the government and respective sectoral regulators.
  • It has been constructed without any ‘base year’ and as such it reflects cumulative efforts of all stakeholders over the years towards financial inclusion.

Parameters of the index

  • The FI-Index comprises three broad parameters viz.,
  1. Access (35%),
  2. Usage (45%), and
  3. Quality (20%)
  • These parameters are the identification of the customer, reaching the last mile, and providing relevant, affordable and safe products.
  • The index is responsive to ease of access, availability and usage of services, and quality of services for all 97 indicators.

This year’s highlight

  • The annual FI-Index for the period ended March 2021 stood at 53.9 compared with 43.4 for the period ended March 2017.

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Prime Minister’s Office : Important Updates

Quality of Life for Elderly Index

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Quality of Life for Elderly Index

Mains level: Old age security

Quality of Life for Elderly Index was released by the Economic Advisory Council to the Prime Minister (EAC-PM).

Quality of Life for Elderly Index

The Index has been created by the Institute for Competitiveness at the request of EAC-PM and it sheds light on an issue often not mentioned- problems faced by the elderly.

  • The report identifies the regional patterns of ageing across the Indian States and assesses the overall ageing situation in India.
  • The report presents a deeper insight into how well India is doing to support the well-being of its ageing population.
  • The Index framework includes four pillars:
  1. Financial Well-being
  2. Social Well-being
  3. Health System and
  4. Income Security
  • It has eight sub-pillars: Economic Empowerment, Educational Attainment & Employment, Social Status, Physical Security, Basic Health, Psychological Wellbeing, Social Security and Enabling Environment.

Features of the index

  • This index broadens the way we understand the needs and opportunities of the elderly population in India.
  • It goes far beyond the adequacy of pensions and other forms of income support, which, though critical, often narrows policy thinking and debate about the needs of this age group.
  • The index highlights that the best way to improve the lives of the current and future generations of older people is by investing in health, education and employment for young people today.

Why need such an index?

  • India is often portrayed as a young society, with a consequent demographic dividend.
  • But, as with every country that goes through a fast process of demographic transition, India also has greying cum aging problem.
  • Without a proper diagnostic tool to understand the implications of its ageing population, planning for the elderly can become a challenge for policymakers.

Key Highlights from the Report:

  • The Health System pillar observes the highest national average, 66.97 at an all-India level, followed by 62.34 in Social Well-being.
  • Financial Well-being observes a score of 44.7, which is lowered by the low performance of 21 States across the Education Attainment & Employment pillar, which showcases scope for improvement
  • States have performed particularly worse in the Income Security pillar because over half of the States have a score below the national average, i.e., 33.03 in Income Security, which is the lowest across all pillars.

Performance of the states

  • Among all the states, Rajasthan and Himachal Pradesh are top-scoring regions in the aged states and relatively aged states categories.
  • Rajasthan has a score of 54.61 in the aged states category while Himachal Pradesh has a score of 61.04 in relatively aged states.
  • Mizoram has a score of 59.79 among northeastern states while Chandigarh scored 63.78 among the Union Territories.
  • Jammu and Kashmir scored the lowest 46.16 among Union Territories.
  • Arunachal Pradesh, among the northeastern states, scored the lowest score with 46.16.
  • In the aged states and relatively aged states categories, Telangana and Gujarat scored the lowest with 38.19 and 49.00, respectively.

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