Note4Students
From UPSC perspective, the following things are important :
Prelims level: SWADES
Mains level: Various employment measures
The Union Govt. has launched a new initiative SWADES (Skilled Workers Arrival Database for Employment Support) to conduct a skill mapping exercise of the returning citizens under the Vande Bharat Mission.
In the first go, one may get reminded of the SWADESH Darshan Scheme… Please beware! This SWADES initiative has nothing to do with the tourism sector!
SWADES Initiative
- SWADES is a joint initiative of the Ministry of Skill Development & Entrepreneurship (MSDE), the Ministry of Civil Aviation and the Ministry of External Affairs.
- MSDE’s implementation arm National Skill Development Corporation (NSDC) is supporting the implementation of the project.
- It aims to create a database of qualified citizens based on their skillsets and experience to tap into and fulfil the demand of Indian and foreign companies.
- The collected information will be shared with the companies for suitable placement opportunities in the country.
- The returning citizens are required to fill up an online SWADES Skills Card.
- The card will facilitate a strategic framework to provide the returning citizens with suitable employment opportunities through discussions with key stakeholders including.
Data on the returnees
- Amongst the data gathered so far, the top countries from where the citizens are returning are UAE, Oman, Qatar, Kuwait and Saudi Arabia.
- As per the skill mapping, these citizens had been primarily employed in sectors such as oil & gas, construction, tourism & hospitality, Automotive and Aviation.
- The data also suggests that the States which have shown highest returning labour are Kerala, Tamil Nadu, Maharashtra, Karnataka and Telangana.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: KCC scheme
Mains level: KCC and its outreach
The Union Govt. is set to provide Kisan Credit Card (KCC) to 1.5 crore dairy farmers belonging to Milk Unions and Milk producing Companies within the next two months under a special drive.
We can expect multiple statements based prelim question here. Note the following features of the KCC from the newscard:
1. Year of its introduction (in rarest case)
2. Types of banks issuing KCC
3. Credit types extended under KCC
4. Sectors covered under KCC
What is Kisan Credit Card (KCC)?
- KCC is a credit scheme introduced in August 1998 by banks to extend credit facilities to farmers.
- This model scheme was prepared by the NABARD on the recommendations of R.V. GUPTA committee to provide term loans for agricultural needs
- Participating institutions include all commercial banks, Regional Rural Banks, and state co-operative banks. The scheme has short term credit limits for crops and term loans.
- KCC offering credit to the farmers is of two types: 1. Cash Credit 2. Term Credit (for allied activities such as pump sets, land development, plantation, drip irrigations).
Facilities under KCC
- Credit card and passbook or credit card cum passbook provided to eligible farmers facilitate revolving cash credit facility.
- Any number of withdrawals and repayments within a limit, which is fixed on the basis of operational land holding, cropping pattern and scale of finance can be made.
- Each withdrawal has to be repaid within a maximum period of 12 months and the Card is valid for 3 to 5 years subject to annual review.
- Conversion/reschedulement of loans is permissible in case of damage to crops due to natural calamities.
- Crop loans disbursed under KCC Scheme for notified crops are covered under Rashtriya Krishi Bima Yojana, to protect farmers against loss of crop yield caused by natural calamities, pest attacks etc.
What’s’ in the bucket for Dairy Farmers?
- Under the dairy cooperative movement, approximately 1.7 crore farmers are associated with 230 Milk Unions in the country.
- In the first phase of this campaign, the target is to cover all farmers who are members of dairy cooperative societies and associated with different Milk Unions and who do not have KCC.
- Although the general limit for KCC credit without collateral is Rs. 1.6 lakh, but for dairy farmers, it can be upto Rs.3 lakh.
- This will ensure more credit availability for dairy farmers associated with Milk Unions as well as assuring repayment of loans to banks.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: CHAMPIONS Portal
Mains level: Various moves to boost MSME sector
Recently PM has launched the technology platform CHAMPIONS as a one-stop-shop solution of MSME Ministry.
At the very first sight, the name CHAMPIONS creates a delusion. It looks more of an HRD initiative. Here lies the risk! Please cautiously make a personal note here. Demarcate all such initiatives on an A4 page.
CHAMPIONS Platform
- CHAMPIONS stand for Creation and Harmonious Application of Modern Processes for Increasing the Output and National Strength.
- The portal is basically for making the smaller units big by solving their grievances, encouraging, supporting, helping and handholding.
- It is a technology-packed control room-cum-management information system.
- It is also fully integrated on a real-time basis with GOI’s main grievances portal CPGRAMS and MSME Ministry’s own other web-based mechanisms.
- This ICT based system is set up to help the MSMEs in a present difficult situation and also to handhold them to become national and international champions.
Detailed objectives
- Grievance Redressal: To resolve the problems of MSMEs including those of finance, raw materials, labour, regulatory permissions etc particularly in the COVID created a difficult situation;
- To help them capture new opportunities: including manufacturing of medical equipment and accessories like PPEs, masks, etc and supply them in National and International markets;
- To identify and encourage the sparks:e. the potential MSMEs who are able to withstand the current situation and can become national and international champions.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Char Dham Project
Mains level: Not Much
The Chamba Tunnel constructed by the Border Roads Organisation (BRO) under Chardham Project was recently inaugurated.
Make a note of all projects and circuits under Swadesh Darshan and PRASHAD Scheme.
What is the Char Dham Project?
- The Char Dham project consists of widening and repairing 889-kilometres of national highways leading to revered shrines of Kedarnath, Badrinath, Gangotri and Yamunotri.
- It is a proposed two-lane expresses National Highway with a minimum width of 10 metres in the state of Uttarakhand.
- The project includes 900 km national highways will connect whole of Uttarakhand state.
Chamba Tunnel
- The Chamba tunnel is 440 m long and is a Horseshoe type tunnel with 10-metre carriageway width and 5.5m vertical clearance.
- The BRO achieved this major milestone by digging up a 440 m long Tunnel below the busy Chamba town on Rishikesh-Dharasu road Highway (NH 94).
Back2Basics: Border Roads Organisation (BRO)
- The BRO develops and maintains road networks in India’s border areas and friendly neighbouring countries and functions under the Ministry of Defence.
- It is entrusted for construction of Roads, Bridges, Tunnels, Causeways, Helipads and Airfields along the borders.
- Officers from the Border Roads Engineering Service (BRES) and personnel from the General Reserve Engineer Force (GREF) form the parent cadre of the Border Roads Organisation.
- It is also staffed by officers and troops drawn from the Indian Army’s Corps of Engineers on extra regimental employment.
- The BRO operates and maintains over 32,885 kilometres of roads and about 12,200 meters of permanent bridges in the country.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Kangra Tea
Mains level: Not Much
The chemicals in Kangra tea are found to be effective in boosting immunity as they can block coronavirus activity better than anti-HIV drugs.
It would be no surprise to expect a question based on worldwide tea production:
Q. Among the following, which one is the largest exporter of rice in the world in the last five years? (CSP 2019)
(a) China
(b) India
(c) Myanmar
(d) Vietnam
Kangra Tea
- Kangra tea is a tea from the Kangra district in Himachal Pradesh, India.
- Both black tea and green tea have been produced in the Kangra Valley since the mid-19th century.
- After a feasibility survey in 1848 showed the area of being suitable for tea plantation, a Chinese variety of Camellia sinensis was planted across the region.
- Kangra tea is known for its unique colour and flavour.
- The unique characteristics of the tea are attributed to the geographical properties of the region.
- Kangra tea was given the Geographical Indication status in 2005. Tea was first grown in the Kangra region in the mid-19th century.
Benefits of Kangra Tea
- Using computer-based models, the scientists screened 65 bioactive chemicals or polyphenols that could bind to a specific viral protein more efficiently than commercially available anti-HIV drugs approved for treating COVID-19 patients.
- These chemicals might block the activity of the viral protein that helps the virus to thrive inside human cells.
Back2Basics: Lopinavir/ Ritonavir
- Lopinavir/ritonavir (LPV/r), sold under the brand name Kaletra among others, is a fixed-dose combination medication for the treatment and prevention of HIV/AIDS.
- It combines lopinavir with a low dose of ritonavir.
- It is generally recommended for use with other antiretrovirals.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: BS norms
Mains level: Vehicular pollution and PM 2.5
The Ministry of Road Transport and Highways has issued a notification regarding the emission norms for L7 (Quadricycle) category for BS-VI.
Practice question for Mains:
Q. What are Bharat Stage Emission Standards (BSES)? Discuss how the early implementation of BS-VI norms will help curb vehicular pollution in India.
What is Quadricycle Vehicle verification?
- The quadricycle is a European Union vehicle category for four-wheeled microcars, which allows these vehicles to be designed to less stringent requirements when compared to regular cars.
- Quadricycles are defined by limitations in terms of weight, engine power and speed.
- There are two categories of quadricycles: light quadricycles (L6e) and heavy quadricycles (L7e)
What are the new notified norms?
- These norms are applicable from the date of notification.
- This notification completes the process of BS-VI for all L, M and N category vehicles in India.
- The emission norms are in line with EU with WMTC cycle.
- The procedure for testing is laid down in Automotive Industry Standard (AIS) 137-Part 9.
What is the WMTC cycle?
- The World Motorcycle Test Cycle (WMTC) is a system of driving cycles used to measure fuel consumption and emissions in motorcycles.
- The methods are stipulated as part of the Global Technical Regulation established under the UN World Forum for Harmonization of Vehicle Regulations, also known as WP.29.
Back2Basics: Bharat Stage Norms
Standard |
Reference |
Date of Implementation |
Bharat Stage II |
Euro 2 |
1 April 2005 |
Bharat Stage III |
Euro 3 |
1 April 2010 |
Bharat Stage IV |
Euro 4 |
1 April 2017 |
Bharat Stage VI |
Euro 6 |
April 2020 with a mandate (proposed) |
Minutes of BS-VI
- Carmakers would have to put three pieces of equipment — a DPF (diesel particulate filter), an SCR (selective catalytic reduction) system, and an LNT (Lean NOx trap) — to meet stringent BS-VI norms, all at the same time.
- This is vital to curb both PM (particulate matter) and NOx (nitrogen oxides) emissions as mandated under the BS-VI norms.
How is BS-VI Different from BS-IV?
- The major difference between the existing BS-IV and forthcoming BS-VI norms is the presence of sulphur in the fuel.
- While the BS-IV fuels contain 50 parts per million (ppm) sulphur, the BS-VI grade fuel only has 10 ppm sulphur content.
- Also, the harmful NOx (nitrogen oxides) from diesel cars can be brought down by nearly 70%.
- In the petrol cars, they can be reduced by 25%.
- However, when we talk about air pollution, particulate matter like PM 2.5 and PM 10 are the most harmful components and the BS-VI will bring the cancer-causing particulate matter in diesel cars by a phenomenal 80%.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Katkari Tribe, Van Dhan Yojana
Mains level: Various initiaitves for Tribal uplift
The newscard is based on the PIB news which discusses the success story of Katkari Tribe, a PVTG in Maharashtra regarding the implementation of Van Dhan Yojana.
Try this:
Consider the following statements about Particularly Vulnerable Tribal Groups (PVTGs) in India:
1) PVTGs reside in 18 States and one Union Territory.
2) A stagnant or declining population is one of the criteria for determining PVTG status.
3) There are 95 PVTGs officially notified in the country so far.
4) Irular and Konda Reddi tribes are included in the list of PVTGs.
Which of the statements given above are correct? (CSP 2019)
(a) 1, 2 and 3
(b) 2, 3 and 4
(c) 1, 2 and 4
(d) 1, 3 and 4
Katkari Tribe
- The Katkari is an Scheduled Tribe mostly belonging to the state of Maharashtra.
- They are bilingual, speaking the Katkari language, a dialect of the Marathi-Konkani languages, with each other; they speak Marathi with the Marathi speakers, who are a majority in the populace where they live.
- In Maharashtra, the Katkari has been designated a Particularly Vulnerable Tribal Group (PVTG), along with two other groups included in this sub-category: the Madia Gond and the Kolam.
- In the case of the Katkari this vulnerability derives from their history as a nomadic, forest-dwelling people listed by the British Raj under the Criminal Tribes Act of 1871, a stigma that continues to this day.
What are PVTGs?
- There are certain tribal communities who have declining or stagnant population, low level of literacy, pre-agricultural level of technology and are economically backward.
- They generally inhabit remote localities having poor infrastructure and administrative support.
- These groups are among the most vulnerable section of our society as they are few in numbers, have not attained any significant level of social and economic development.
- 75 such groups have been identified and categorized as Particularly Vulnerable Tribal Groups (PVTGs).
Back2Basics: Pradhan Mantri Van Dhan Yojana (PMVDY)
- It is a retail marketing-led value addition plan for Minor Forest Produce (MFP), meant for forest-based tribes to optimize the tribal income, locally.
- Under the program, MFP-based tribal groups/enterprises of around 300 members are formed for collection, value addition, packaging & marketing of Minor Forest Produces (MFPs).
- These tribal enterprises will be in the form of Van Dhan SHGs which will be a group of 15-20 members and such 15 SHG groups will further be federated into a larger group of Van Dhan Vikas Kendras (VDVKS) of around 300 members.
- TRIFED will support the VDVKs through providing them with model business plans, processing plans & tentative list of equipment for carrying out the value-added work of MFPs.
Also read:
[pib] “Development of PVTGs” Scheme
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Quantum Entanglement (QE)
Mains level: Quantum mechanics and its applications
Indian scientists have developed a novel protocol to find out whether a pair of electrons are in an entangled state so that they can be safely used as resources for facilitating quantum information processing tasks.
Trending in news this year is the Quantum Technology, (As it used to be until last year were- the Internet of Things (IoT) CSP 2019, Artificial Intelligence (AI) etc.)
Must read all this news in a loop:
National Mission on QC
Quantum Coin
Quantum Supremacy
What is Quantum Entanglement (QE)?
- QE is the name given to a special connection between pairs or groups of quantum systems, or any objects described by quantum mechanics.
- It is one of the biggest parts of quantum mechanics that makes it hard to understand in terms of the everyday world.
- When we look at particles, we usually say that each particle has its own quantum state. Sometimes, two particles can act on one another and become an entangled system.
- When a pair or group of particles can only be described by the quantum state for the system, and not by individual quantum states, we say the particles are “entangled”.
Going bit technical here-
- It is the physical phenomenon that occurs when a pair or group of particles is generated; interact, in a way such that the quantum state of each particle of the pair or group cannot be described independently of the state of the others.
- Entangled states are key resources to facilitate many quantum information processing tasks and quantum cryptographic protocols.
Why decode the Entanglement?
- Entanglement is fragile and is easily lost during the transit of photons through the environment.
- Hence it is extremely important to know whether a pair of photons are entangled, in order to use them as a resource.
- Verification of entanglement requires the use of measurement devices, but such devices may be hacked or compromised.
How to secure QE?
- Device-independent self-testing (DIST) is a method that can be used in order to overcome such a possibility.
- This method enables the verification of entanglement in an unknown quantum state of two photons without having direct access to the state, or complete trust in the measurement devices.
- The theory relies on the application of the quantum uncertainty principle while implementing full device independence is a difficult task.
Back2Basics: Quantum Mechanics
- Quantum mechanics (QM) is a fundamental theory in physics which describes nature at the smallest scales of energy levels of atoms and subatomic particles.
- It is the body of scientific laws that describe the wacky behaviour of photons, electrons and the other particles that make up the universe.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Rht14 and Rht18
Mains level: Alternatives to stubble burning
Scientists at Pune based Agharkar Research Institute (ARI) an autonomous institute of the Department of Science and Technology has mapped two dwarfing genes Rht14 and Rht18 in wheat that can reduce stubble volume.
Note: One may wonder why the name of research institution has not been skipped here!
Q. With reference to the Genetically Modified mustard (GM mustard) developed in India, consider the following statements:
- GM mustard has the genes of a soil bacterium that give the plant the property of pest-resistance to a wide variety of pests.
- GM mustard has the genes that allow the plant cross-pollination and hybridization.
- GM mustard has been developed jointly by the IARI and Punjab Agricultural University.
Which of the statements given above is/are correct? (CSP 2018)
(a) 1 and 3 only
(b) 2 only
(c) 2 and 3 only
(d) 1, 2 and 3
Rht14 and Rht18
- The researchers have mapped the dwarfing genes on chromosome 6A in durum wheat, and DNA-based markers were developed for a better selection of these genes in wheat breeding lines.
- These genes are associated with better seedling vigour and longer coleoptiles (sheath protecting the young shoot tip).
- These DNA based markers are being used at ARI for marker-assisted transfer of these genes in Indian wheat varieties, so as to make them suitable for sowing under rice stubble-retained conditions and dry environments.
- Wheat lines with these alternative dwarfing genes, apart from reducing crop residue burning, can allow deeper sowing of wheat seeds to avail advantage of residual moisture in the soil under dry environments.
- Wheat lines with these alternative dwarfing genes, apart from reducing crop residue burning, can allow deeper sowing of wheat seeds to avail advantage of residual moisture in the soil under dry environments.
Significance
- In India, close to twenty-three million tonnes of leftover rice residues are annually burnt by farmers to get rid of the straw and prepare their fields for sowing wheat, which is the next crop, resulting in air pollution.
- Burning of leftover rice crop residue has serious implications for the environment, soil, and human health.
- Therefore, there is a need to include alternative dwarfing genes in wheat improvement programs.
- The dwarfing genes Rht14 and Rht18 in wheat conferred a plant height reduction comparable to the Rht1 alleles while retaining early vigour in wheat seedlings, but do not affect coleoptile length and seedling shoot length.
- These can, therefore, be utilized as an alternative dwarfing gene to Rht1 for deep sowing conditions or in fields with retained stubble.
- The improved wheat lines which are being developed at ARI will help reducing stubble burning incidences under the rice-wheat cropping system.
- These lines will also allow deeper sowing of wheat seeds to avail advantage of residual moisture in the soil, therefore, saving valuable water resources and reduce the cost of cultivation to farmers.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Protocol on Inland Water Transit
Mains level: India's north-east connectivity through Bangladesh
India and Bangladesh have opened a new chapter in regional connectivity by expanding the scope of inland water transport mechanism that would enable to boost trade in the region.
Note all the ports mentioned in the newscard and the image. Also, keep a tab on river systems of North east India.
What is the news?
- The Standing Committee on the Protocol and the Shipping Secretary level Talks are the institutional arrangements to discuss and make the Protocol more effective.
- During the latest discussions key decisions were taken on the extension of protocol routes, the inclusion of new routes and declaration of new Ports of Call to facilitate trade between the two countries.
New routes
The number of Indo Bangladesh Protocol (IBP) routes is being increased from 8 to 10 and new locations are also added to the existing routes: –
1) Inclusion of Sonamura- Daudkhandi stretch of Gumti river (93 Km) as IBP route:
- It will improve the connectivity of Tripura and adjoining States with Indian and Bangladesh`s economic centres and will help the hinterland of both the countries.
2) Rajshahi-Dhulian-Rajshahi Routes and its extension up to Aricha (270 km)
- It will help the augmentation of infrastructure in Bangladesh as it would reduce the transportation cost of stone chips/aggregate to northern part of Bangladesh through this route. It will also decongest the Land Custom Stations on both sides.
Ports of Call
- Port of call means an intermediate stop for a ship on its scheduled journey for cargo operation or taking on supplies or fuel.
- The following are existing Ports of Call in the two countries on Indo-Bangladesh Protocol (IBP) route:
India |
Kolkata |
Haldia |
Pandu |
Karimganj |
Silghat |
Dhubri |
Bangladesh |
Narayanganj |
Khulna |
Mongla |
Sirajganj |
Ashuganj |
Pangaon |
- Newly added: Two more extended Ports of Call have been added
- Inclusion of Jogigopha in India and Bahadurabad in Bangladesh as new Port of Call will provide connectivity to Meghalaya, Assam and Bhutan.
About the Protocol on Inland Water Transit
- Bangladesh and India have a long-standing and time-tested Protocol on Transit and Trade through inland waterways of both countries.
- This Protocol, which was first signed in 1972 (immediately after independence of Bangladesh), is a reflection of shared history and friendship between the two countries.
- It was last renewed in 2015 for five years with a provision for its automatic renewal for a further period of five years giving long term assurance to various stakeholders.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Scheme for formalization of Micro Food Processing Enterprises (FME)
Mains level: Food processing industry and the required reforms
The Union Cabinet has given its approval to a new Centrally Sponsored Scheme – “Scheme for Formalization of Micro food processing Enterprises (FME)” for the Unorganized Sector on All India basis.
Practice question for mains:
Q. Discuss the scope and significance of Food Processing Industries in India. Also discuss how can it benefit India becoming the global food store.
Background
- There are about 25 lakh unregistered food processing enterprises which constitute 98% of the sector and are unorganized and informal.
- Nearly 66 % of these units are located in rural areas and about 80% of them are family-based enterprises.
- This sector faces a number of challenges including the inability to access credit, high cost of institutional credit, lack of access to modern technology, inability to integrate with the food supply chain and compliance with the health & safety standards.
- Strengthening this segment will lead to a reduction in wastage, creation of off-farm job opportunities and aid in achieving the overarching Government objective of doubling farmers’ income.
Details of the Scheme for FME
- The Union Cabinet has sanctioned an outlay of Rs.10,000 crore.
- The expenditure will be shared by GOI and the States in the ratio of 60:40.
Salient features
- It will be a Centrally Sponsored Scheme. Expenditure to be shared by the Government of India and States at 60:40.
- 2, 00,000 micro-enterprises are to be assisted with credit linked subsidy.
- The scheme will be implemented over a 5 year period from 2020-21 to 2024-25.
- Cluster approach.
- Focus on perishables.
Support for Individual micro-units:
- Micro enterprises will get credit-linked subsidy @ 35% of the eligible project cost with a ceiling of Rs.10 lakh.
- The beneficiary contribution will be a minimum of 10% and balance from the loan.
- On-site skill training & Handholding for DPR and technical upgradation.
Implementation strategy
- The scheme will be rolled out on All India basis.
- Seed capital will be given to SHGs (@Rs. 4 lakh per SHG) for the loan to members for working capital and small tools.
- Grant will be provided to FPOs for backward/forward linkages, common infrastructure, packaging, marketing & branding.
Administrative and Implementation Mechanisms
- The Scheme would be monitored at Centre by an Inter-Ministerial Empowered Committee (IMEC) under the Chairmanship of Minister, FPI.
- A State/ UT Level Committee (SLC) chaired by the Chief Secretary will monitor and sanction/ recommend proposals for expansion of micro-units and setting up of new units by the SHGs/ FPOs/ Cooperatives.
- The States/ UTs will prepare Annual Action Plans covering various activities for implementation of the scheme, which will be approved by the Government of India.
- A third-party evaluation and mid-term review mechanism would be built in the programme.
- The State/ UT Government will notify a Nodal Department and Agency for implementation of the Scheme.
Establishment of a National Portal & MIS
- A National level portal would be set-up wherein the applicants/ individual enterprise could apply to participate in the Scheme.
- All the scheme activities would be undertaken on the National portal.
Benefits of the Scheme
- Nearly eight lakh micro-enterprises will benefit through access to information, better exposure and formalization.
- Credit linked subsidy support and hand-holding will be extended to 2,00,000 micro-enterprises for expansion and upgradation.
- It will enable them to formalize, grow and become competitive.
- The project is likely to generate nine lakh skilled and semi-skilled jobs.
- The scheme envisages increased access to credit by existing micro food processing entrepreneurs, women entrepreneurs and entrepreneurs in the Aspirational Districts.
- Better integration with organized markets.
- Increased access to common services like sorting, grading, processing, packaging, storage etc.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Emergency Credit Line Guarantee Scheme (ECLGS)
Mains level: Reviving MSME Sector of India
The Union Cabinet has given its approval for the Emergency Credit Line Guarantee Scheme (ECLGS) for MSMEs and MUDRA borrowers.
Practice question for Mains :
Q. Discuss how the nationwide lockdown to control the coronavirus outbreak has led to the resurfacing of inherent bottlenecks in India’s MSME Sector.
About ECLGS
- Under the Scheme, 100% guarantee coverage to be provided by National Credit Guarantee Trustee Company Limited (NCGTC) for additional funding of up to Rs. 3 lakh crore to eligible MSMEs and interested MUDRA borrowers.
- The credit will be provided in the form of a Guaranteed Emergency Credit Line (GECL) facility.
- The Scheme would be applicable to all loans sanctioned under GECL Facility during the period from the date of announcement of the Scheme to 31.10.2020.
Aims and objectives
- The Scheme aims at mitigating the economic distress faced by MSMEs by providing them additional funding in the form of a fully guaranteed emergency credit line.
- The main objective is to provide an incentive to Member Lending Institutions (MLIs), i.e., Banks, Financial Institutions (FIs) and NBFCs to increase access to, and enable the availability of additional funding facility to MSME borrowers.
- It aims to provide a 100 per cent guarantee for any losses suffered by them due to non-repayment of the GECL funding by borrowers.
Salient features
- The entire funding provided under GECL shall be provided with a 100% credit guarantee by NCGTC to MLIs under ECLGS.
- Tenor of the loan under Scheme shall be four years with a moratorium period of one year on the principal amount.
- No Guarantee Fee shall be charged by NCGTC from the Member Lending Institutions (MLIs) under the Scheme.
- Interest rates under the Scheme shall be capped at 9.25% for banks and FIs, and at 14% for NBFCs.
Benefits of the scheme
- The scheme aims to mitigate the distress caused by COVID-19 and the consequent lockdown, which has severely impacted manufacturing and other activities in the MSME sector.
- The scheme is expected to provide credit to the sector at a low cost, thereby enabling MSMEs to meet their operational liabilities and restart their businesses.
- By supporting MSMEs to continue functioning during the current unprecedented situation, the Scheme is also expected to have a positive impact on the economy and support its revival.
Must read
[Burning Issues] Fiscal Push for MSME Sector of India (Part I)
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Pradhan Mantri Matsya Sampada Yojana
Mains level: Fisheries sector of India
The Union Cabinet has approved the “Pradhan Mantri Matsya Sampada Yojana”.
Practice question for Mains:
Q. Only after the Indian Independence, has fisheries together with agriculture been recognized as an important sector. Examine the scope & challenges of aquaculture in India.
About the PMMSY
- The PMMSY aims to bring about the Blue Revolution through sustainable and responsible development of the fisheries sector in India.
- With the scheme, highest ever investment of Rs. 20050 crores are being made in the fisheries sector.
- It will be implemented over a period of 5 years from FY 2020-21 to FY 2024-25 in all States/Union Territories.
Aims and objectives of PMMSY
- Harnessing of fisheries potential in a sustainable, responsible, inclusive and equitable manner
- Enhancing of fish production and productivity through expansion, intensification, diversification and productive utilization of land and water
- Modernizing and strengthening of the value chain – post-harvest management and quality improvement
- Doubling fishers and fish farmers incomes and generation of employment
- Enhancing contribution to Agriculture GVA and exports
- Social, physical and economic security for fishers and fish farmers
- Robust fisheries management and regulatory framework
Implementation strategy
The PMMSY will be implemented as an umbrella scheme with two separate components namely:
(a) Central Sector Scheme and
(b) Centrally Sponsored Scheme
- Majority of the activities under the Scheme would be implemented with the active participation of States/UTs.
- A well-structured implementation framework would be established for the effective planning and implementation of PMMSY.
- For optimal outcomes, ‘Cluster or area-based approach’ would be followed with requisite forward and backward linkages and end to end solutions.
Back2Basics: Fisheries sector of India
- Fisheries and aquaculture are an important source of food, nutrition, employment and income in India.
- The sector provides livelihood to more than 20 million fishers and fish farmers at the primary level and twice the number along the value chain.
- The Gross Value Added (GVA) of the fisheries sector in the national economy during 2018-19 stood at 1.24% of the total National GVA and 7.28% share of Agricultural GVA.
- The sector has immense potential to double the fishers and fish farmers’ incomes as envisioned by government and usher in economic prosperity.
- Fisheries sector in India has shown impressive growth with an average annual growth rate of 10.88% during the year from 2014-15 to 2018-19.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Star Ratings of Garbage Free Cities
Mains level: Success of SBM
The Ministry of Housing and Urban Affairs (MoHUA) has released the Star rating of garbage-free cities for the assessment year 2019-2020.
Practice question for mains:
Q. Discuss how the Swachh Bharat Mission has become a people’s movement in India. Also, discuss how it has managed to instill a behavioural change amongst the citizens.
About Star Rating Protocol
- The Star Rating Protocol was launched by the MoHUA in January 2018 to institutionalize a mechanism for cities to achieve Garbage Free status and to motivate cities to achieve higher degrees of cleanliness.
- The protocol has been devised in a holistic manner including components such as the cleanliness of drains & water bodies, plastic waste management, managing construction & demolition waste, etc.
- While the key thrust of this protocol is on Solid waste management(SWM), it also takes care of ensuring certain minimum standards of sanitation through a set of prerequisites defined in the framework.
- The new protocol considers ward-wise geo-mapping, monitoring of SWM value chain through ICT interventions like Swachh Nagar App and zone-wise rating in cities with a population above 50 lakh.
Performance of cities
- Accordingly, as per the 2020 survey, 6 cities have been graded 5 stars, 65 Cities rated 3 Star and 70 Cities rated 1 Star.
5 Star Cities
ULB Name |
State |
Final Rating |
Ambikapur |
Chhattisgarh |
5 Star |
Rajkot |
Gujarat |
5 Star |
Surat |
Gujarat |
5 Star |
Mysore |
Karnataka |
5 Star |
Indore |
Madhya Pradesh |
5 Star |
Navi Mumbai |
Maharashtra |
5 Star |
Assessment under the protocol
- To ensure that the Protocol has a SMART framework, the MoHUA has developed a three-stage assessment process.
- In the first stage, ULBs populate their progress data on the portal along with supporting documents within a particular timeframe.
- The second stage involves a desktop assessment by a third-party agency selected and appointed by MoHUA.
- Claims of cities that clear the desktop assessment are then verified through independent field-level observations in the third stage.
Significance
- This certification is an acknowledgement of the clean status of Urban Local Bodies and strengthened SWM systems as well as a mark of trust and reliability akin to universally known standards.
Back2Basics: Swachh Bharat Mission (SBM)
- SBM is a nation-wide campaign in India for the period 2014 to 2019 that aims to clean up the streets, roads and infrastructure of India’s cities, towns, urban and rural areas.
- The objectives of Swachh Bharat include eliminating open defecation through the construction of household-owned and community-owned toilets and establishing an accountable mechanism of monitoring toilet use.
- Run by the GoI, the mission aims to achieve an “open-defecation free” (ODF) India by 2 October 2019, the 150th anniversary of the birth of Mahatma Gandhi by constructing 90 million toilets in rural India.
- The mission will also contribute to India reaching Sustainable Development Goal 6 (SDG 6), established by the UN in 2015.
- It is India’s largest cleanliness drive to date with three million government employees and students from all parts of India participating in 4,043 cities, towns, and rural areas.
- The mission has two thrusts: Swachh Bharat Abhiyan (“gramin” or ‘rural’), which operates under the Ministry of Drinking Water and Sanitation; and Swachh Bharat Abhiyan (‘urban’), which operates under the Ministry of Housing and Urban Affairs.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Shekatkar Committee
Mains level: Significance of the Border Infrastructure
Government has accepted and implemented three important recommendations of the Committee of Experts (CoE) under the chairmanship of Lt General D B Shekatkar (Retd.) relating to border Infrastructure.
Practice question for mains:
Q. India’s unique geo-strategic location needs an all-weather and efficient border infrastructure. Comment.
About Shekatkar Committee
- The military reforms committee – under Lt General (retd.) DB Shekatkar – was set up by then Raksha Mantri Manohar Parrikar in 2015.
- The committee was established with a mandate for Enhancing Combat Capability and Rebalancing Defence Expenditure.
- Shekatkar Committee had made recommendations on enhancing the combat potential of India’s three armed forces, rationalizing the defence budget etc.
- The committee submitted its report on December 21, 2016. It had apparently exceeded its brief with some 200 recommendations.
- A major recommendation is that the defence budget should be 2.5% to 3% of the GDP.
Recommendations on border infrastructure
- On the matter related to creating border infrastructure, the Government has implemented the recommendation of CoE to outsource road construction work beyond the optimal capacity of Border Roads Organisation (BRO).
- These were related to speeding up road construction, leading to socio-economic development in the border areas.
- The other recommendation relating to the introduction of modern construction plants, equipment and machinery has been implemented.
Back2Basics: Border Roads Organisation (BRO)
- The BRO develops and maintains road networks in India’s border areas and friendly neighboring countries and functions under the Ministry of Defence.
- It is entrusted for construction of Roads, Bridges, Tunnels, Causeways, Helipads and Airfields along the borders.
- Officers from the Border Roads Engineering Service (BRES) and personnel from the General Reserve Engineer Force (GREF) form the parent cadre of the Border Roads Organisation.
- It is also staffed by officers and troops drawn from the Indian Army’s Corps of Engineers on extra regimental employment.
- The BRO operates and maintains over 32,885 kilometers of roads and about 12,200 meters of permanent bridges in the country.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: National Migrant Information System (NMIS)
Mains level: Inter-state workers migration
The National Disaster Management Authority (NDMA) has developed an online Dashboard – National Migrant Information System (NMIS).
Did you notice, the peculiarity of the NMIS? The portal is developed and maintained by the National Disaster Management Authority (NDMA) not Ministry of Labour & employment or Labour bureau.
About NMIS
- The NMIS aims to capture the information regarding the movement of migrants and facilitate the smooth movement of stranded persons across States.
- The key data pertaining to the persons migrating has been standardized for uploading such as name, age, mobile no., originating and destination district, date of travel etc., which States are already collecting.
- States will be able to visualize how many people are going out from where and how many are reaching destination States.
- The mobile numbers of people can be used for contact tracing and movement monitoring during COVID-19.
Benefits
- The portal helps maintain a central repository on migrant workers and help in speedy inter-State communication/co-ordination to facilitate their smooth movement to native places.
- It has additional advantages like contact tracing, which may be useful in overall COVID-19 response work.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Iron-Manganese based Biodegradable Alloy
Mains level: Affordable medical devices and implants in India
Indian scientists have jointly developed new generation Iron-Manganese based alloys for biodegradable metal implants for use in humans.
Do you remember the Johnson and Johnson’s faulty hip implants case?? The alloy mentioned in the newscard can prove to be a gamechanger in the field of medical implants.
Iron-Manganese based Biodegradable Alloy
- Biodegradable materials (Fe, Mg, Zn, and polymer) can participate in the healing process and then degrade gradually by maintaining mechanical integrity without leaving any implant residues in the human body.
- They are better alternatives to currently used metallic implants which remain permanently in the human body and can cause long-term side effects like systemic toxicity, chronic inflammation, and thrombosis.
- The ARCI team employed both conventional melting and powder metallurgy techniques in the manufacturing of the new Fe-Mn based biodegradable alloys.
- The alloy Fe-Mn (having Mn composition of more than 29% by weight) is a promising biodegradable metallic implant which exhibits a single austenitic phase (a non-magnetic form of iron) with MRI compatibility.
Easy degradation
- The alloy also showed a degradation rate in the range of 0.14-0.026 mm per year in the simulated body fluid.
- It means that the Fe-Mn alloy exhibits mechanical integrity for 3-6 months and completely, disappears from the body in 12-24 months.
- During the degradation process, calcium phosphate deposits on the implant due to local alkalization and saturation of calcium and phosphate, allow cells to adhere onto the surface to form tissues.
Benefits
- The Fe-Mn alloy produced at ARCI exhibited 99% density with impressive mechanical properties and behaved as a nonmagnetic material even under a strong magnetic field.
- These properties are comparable to presently used permanent Titanium (Ti) and stainless-steel metallic implants (which is very costly).
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Defence Testing Infrastructure Scheme (DTIS)
Mains level: Defence manufacturing promotion measures
In order to give a boost to domestic defence and aerospace manufacturing, Raksha Mantri has approved the launch of the Defence Testing Infrastructure Scheme (DTIS).
Practice question for mains:
Q. Self-reliance in defence manufacturing is one of the key objectives of ‘Make in India’. Discuss.
Defence Testing Infrastructure Scheme (DTIS)
- The DTIS would run for the duration of five years and envisages set up six to eight new test facilities in partnership with private industry.
- The scheme has been allocated with an outlay of Rs 400 crore for creating a state of the art testing infrastructure for this sector.
- This will facilitate indigenous defence production, consequently, reduce imports of military equipment and help make the country self-reliant.
- While the majority of test facilities are expected to come up in the two Defence Industrial Corridors (DICs), the Scheme is not limited to setting up Test Facilities in the DICs only.
Funding pattern
- The projects under the Scheme will be provided with up to 75 per cent government funding in the form of ‘Grant-in-Aid’.
- The remaining 25 per cent of the project cost will have to be borne by the Special Purpose Vehicle (SPV) whose constituents will be Indian private entities and State Governments.
- The SPVs under the Scheme will be registered under Companies Act 2013 and shall also operate and maintain all assets under the Scheme, in a self-sustainable manner by collecting user charges.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: Atmanirbhar Bharat Abhiyan
Mains level: Significance and need for such a mission
The PM has announced the Atma-nirbhar Bharat Abhiyan (or Self-reliant India Mission) and said that in the days to come the government would unveil the details of an economic package — worth Rs 20 lakh crore or 10% of India’s GDP in 2019-20 — aimed towards achieving this mission.
Try a question:
‘Doubling Farmer’s Income’ and ‘USD 5 trillion economy’ seems more like slogans today in wake of COVID pandemic. Comment on the statement with keeping in view the Atmanirbhar Bharat Abhiyan of the government.
Atmanirbhar Bharat: With a special package
- PM has announced a special economic package and gave a clarion call for Self-reliant India.
- The package will provide a much-needed boost towards achieving self-reliance.
- This package, taken together with earlier announcements by the government during COVID crisis and decisions taken by RBI, is to the tune of Rs 20 lakh crore, which is equivalent to almost 10% of India’s GDP.
- The package will also focus on land, labour, liquidity and laws. It will cater to various sections including cottage industry, MSMEs, labourers, middle class, and industries, among others.
Five pillars of a self-reliant India
PM iterated that a self-reliant India will stand on five pillars viz.
1) Economy, which brings in quantum jump and not incremental change
2) Infrastructure, which should become the identity of India
3) System, based on 21st-century technology-driven arrangements
4) Vibrant Demography, which is our source of energy for a self-reliant India and
5) Demand, whereby the strength of our demand and supply chain should be utilized to full capacity
Is this a new package?
- The PM did not give the details, but he specified that this calculation of Rs 20 lakh crore includes what the government has already announced and the steps taken by the RBI.
- This means the total amount of additional money — that is over and above what the government would have spent even in the absence of a Covid crisis — will not be Rs 20 lakh crore.
- It would be substantially less.
Why?
- That’s because the PM has included the actions of RBI, India’s central bank, as part of the government’s “fiscal” package, even though only the government controls the fiscal policy and not the RBI (which controls the ‘monetary’ policy).
- Government expenditure and RBI’s actions are neither the same nor can they be added in this manner.
What did the RBI provide earlier?
- A rough estimate suggests that the RBI’s decisions have provided additional liquidity of Rs 5-6 lakh crore since the start of the Covid-19 crisis.
- Add this to the Rs 1.7 lakh crore of the first fiscal relief package announced by the Centre on March 26. Together, the two already account for 40 per cent of the Rs 20-lakh crore package.
- That leaves an effective amount of Rs 12 lakh crore.
- However, if the government is including RBI’s liquidity decisions in the calculation, then the actual fresh spending by the government could be considerably lower than Rs 12 lakh crore.
- That’s because RBI has been coming out with long term bond-buying operations (long term repo operation or LTRO, to infuse liquidity into the banking system) worth Rs 1 lakh crore at a time.
- If for argument’s sake, RBI comes out with another LTRO of Rs 1 lakh crore, then the overall fiscal help falls by the same amount.
Why shouldn’t RBI’s package be included in the overall package?
- That is because direct expenditure by a government — either by way of wage subsidy or direct benefit transfer or any, immediately and necessarily stimulates the economy.
- In other words, that money necessarily reaches the people — either as someone’s salary or someone’s purchase.
- But credit easing by the RBI — that is, making more money available to the banks so that they can lend to the broader economy — is not like government expenditure.
- That’s because, especially in times of crisis, banks may take that money from RBI and elsewhere and, instead of lending it, park it back with the RBI.
Back2Basics: Long Term Repo Operations (LTRO)
- The LTRO is a tool under which the RBI provides 1-3 year money to banks at the prevailing repo rate, accepting government securities with matching or higher tenure as the collateral.
- Funds through LTRO are provided at the repo rate.
- But usually, loans with higher maturity period (here like 1 year and 3 years) will have a higher interest rate compared to short term (repo) loans.
- According to the RBI, the LTRO scheme will be in addition to the existing Liquidity Adjustment Facility (LAF) and the Marginal Standing Facility (MSF) operations.
- The LAF and MSF are the two sets of liquidity operations by the RBI with the LAF having a number of tools like repo, reverse repo, term repo etc.
What are Repo and Reverse Repo rates?
- The repo rate is the rate at which the RBI lends money to the banking system (or banks) for short durations.
- The reverse repo rate is the rate at which banks can park their money with the RBI.
- With both kinds of the repo, which is short for repurchase agreement, transactions happen via bonds — one party sells bonds to the other with the promise to buy them back (or repurchase them) at a later specified date.
- In a growing economy, commercial banks need funds to lend to businesses.
- One source of funds for such lending is the money they receive from common people who maintain savings deposits with the banks. Repo is another option.
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Note4Students
From UPSC perspective, the following things are important :
Prelims level: CHAMPIONS Portal
Mains level: Not Much
In a major initiative, Union Ministry of MSME has launched CHAMPIONS portal for assisting Indian MSMEs march into the big league as National and Global Champions.
MSME sector has been hit badly by COVID. Initiatives like CHAMPIONS portal are crucial for this sector.
CHAMPIONS Portal
- ‘CHAMPIONS’ is a technology-driven Control Room-Cum-Management Information System.
- The CHAMPIONS is an acronym for Creation and Harmonious Application of Modern Processes for Increasing the Output and National Strength
- As the name suggests, the portal is basically for making the smaller units big by solving their grievances, encouraging, supporting, helping and handholding.
- It is a technology-packed control room-cum-management information system.
Three basic objectives of the CHAMPIONS
1) How to help the MSMEs in this difficult situation in terms of finance, raw materials, labour, permissions, etc.
2) How to help them capture new opportunities like manufacturing of medical accessories and products like PPEs, masks, etc.
3) How to identify the sparks, i.e., the bright MSMEs who can not only withstand but can also become national and international champions.
Technology imbibed in the portal
- In addition to ICT tools including telephone, internet and video conference, the system is enabled by Artificial Intelligence, Data Analytics and Machine Learning.
- It is also fully integrated on a real-time basis with GOI’s main grievances portal CPGRAMS and MSME Ministry’s own other web-based mechanisms.
- The entire ICT architecture is created in house with the help of NIC in no cost. Similarly, the physical infrastructure is created in one of the ministry’s dumping rooms in record time.
A hub and spoke model of network
- As part of the system, a network of control rooms is created in a Hub & Spoke Model.
- The Hub is situated in New Delhi in the Secretary MSME’s office.
- The spokes will be in the States in various offices and institutions of Ministry.
- As of now, 66 state-level control rooms are created as part of the system.
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